| whether at time of publication nor ongoing. This is obvious because they could not produce source and had to seek third-party verification of their false data. | 1 | 0.0% | MIB then responded that they had referred all three of my disputes to XXXX XXXX. MIB stated it was that company that |
| whether by FRAUD or by me.,,CAPITAL ONE FINANCIAL CORPORATION,NV,89169,Older American | 1 | 0.0% | I paid visa XXXX XXXX the sum of {$2600.00} in XXXX separate payments. I did not know exactly how much I owed because Capital One did not send me a Statement of Account because I had signed up for ON LINE Banking... but my on line banking page never worked. So I kept sending in payments to stay ahead of my purchases. Then about XXXX |
| whether by letter | 1 | 0.0% | after the account was closed |
| whether by mail or email | 1 | 0.0% | I would like to emphasize that I am not responsible for USPS actions. I understand from your letter that the card was returned to you |
| whether by words or by conduct | 1 | 0.0% | but must be knowingly intelligent acts done with sufficient awareness of the relevant circumstances and likely consequences.-Brady vs United States |
| whether co-brand or private label. '' Citigroup is additionally discriminating against manufacturers by applying the same invasive rules to lawful and constitutionally protected activity. | 1 | 0.0% | we will require new retail sector clients or partners to adhere to these best practices : ( 1 ) they dont sell firearms to someone who hasnt passed a background check |
| whether co-brand or private label. '' XXXX is additionally discriminating against manufacturers by applying the same invasive rules to lawful and constitutionally protected activity. | 1 | 0.0% | we will require new retail sector clients or partners to adhere to these best practices : ( 1 ) they dont sell firearms to someone who hasnt passed a background check |
| whether direct or contingent | 1 | 0.0% | we may exercise our right of setoff that we are entitled to exercise under common law |
| whether email or mail. | 1 | 0.0% | but never received one. So today |
| whether explicit or implied | 3 | 0.0% | I assert my right to ensure the confidentiality of my private information |
| whether express or implied | 2 | 0.0% | categorized as financial institutions under this provision |
| whether federal or state and local | 3 | 0.0% | 1040EZ |
| whether I could apply 100 % of my payments to the {$400.00} balance so it would be paid off first. I made it clear | 1 | 0.0% | I was told that all transactions would be at a promotional interest rate that would last two years. When I made the {$400.00} transaction |
| whether I pay off the card or not | 1 | 0.0% | I am obligated to pay my credit card payments every month in order to pay the credit card company back the money they lend me. Second |
| whether in California or not | 1 | 0.0% | XXXX XXXX XXXX FYI Managing Single Points of Contact Claims The old saying |
| whether inaccurate or unauthorized | 1 | 0.0% | I received a text from my ex via an anonymous number stating that Ally told him I made a payment. This was false. I had made no payment at that time |
| whether involved directly or indirectly | 1 | 0.0% | instructions |
| whether it be a few dollars | 1 | 0.0% | including a few minutes ago prior to submitting this report. The email also stated ... no error occurred on our part... ''. I'm not sure what that means because if they did deposit money into my account |
| whether it be a recast changing the maturity date or a balloon payment- To be clear | 1 | 0.0% | I sent the attached letter ( Qualified Written Request QWR '' ) to Shellpoint Mortgage Servicing which was completely ignored. Under the law |
| whether it be by human or a computing system. | 1 | 0.0% | a standard brick and mortar check cashing establishment operates during normal banking hours and has the necessary tools and mechanisms ( LAN line |
| whether it be verbal | 32 | 0.0% | verified |
| whether it can be obtained or not. | 1 | 0.0% | who confirmed they have never heard of a letter of refusal ''. The second employee performed a search of the address on their computer system and confirmed they can not create a shipping label because the street and address provided do not exist. He informed me that he was unable to print out this information but provided an index card with the invalid address |
| whether it is accurately associated with my identity | 1 | 0.0% | no documented history with |
| whether it is true or not. SO DO IT NOW! | 2 | 0.0% | requisite reported |
| whether it might still go out without any warning before it did. | 1 | 0.0% | however |
| whether it required me to pay hundreds or even multiple thousands of dollars that month. | 1 | 0.0% | I have owed anywhere from {$0.00} to as much as many thousands of dollars on the card at any one time. To be clear |
| whether it was shared or transferred between your companies | 2 | 0.0% | I require a detailed and itemized validation of this alleged debt |
| whether it's electronic or snail mail. She hung up on me.. | 1 | 0.0% | which seems to be a different company than Kia. I first attempted |
| whether known or unknown. | 1 | 0.0% | and Notice to Principal is Notice to Agent |
| whether mentioned or not. Ignorance of obligations to compliant reporting is NOT lawful exoneration of your responsibility to 100 % accurate | 2 | 0.0% | known or not. Attest now to the metro-2 required truth |
| whether negligent or willful | 1 | 0.0% | they have violated FCRA and MCCRA. Therefore |
| whether or not any such provision is contained therein or made with respect thereto | 1 | 0.0% | abrogate the gold clause |
| whether or not initiated through an electronic terminal. | 1 | 0.0% | telephone |
| whether or not it is also the depositary bank | 1 | 0.0% | the bank is accountable for the amount of : ( 1 ) a demand item |
| whether or not it is also the depository bank | 1 | 0.0% | the bank is accountable for the amount of : ( 1 ) a demand item |
| whether or not notation of such action is made upon such Security. | 2 | 0.0% | demand |
| whether or not organized for profit and whether or not any of its income inures to the benefit of any person | 1 | 0.0% | where both Government/DBA offices |
| whether or not such obligation has been reduced to judgment. | 2 | 0.0% | pursuant to 15 USC 1692a ( 5 ) the term debt '' means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money |
| whether or not such obligation has been reduced to judgment. Furthermore under 15 usc 1681 Consumer reports are our reputation and furnishing a bad debt has ruined the reputation of the consumer ( myself ),Company believes it acted appropriately as authorized by contract or law,Amsher Collection Services | 1 | 0.0% | pursuant to the FDCPA. 15 usc 1692a 5 ) XXXX ) The term debt means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money |
| whether or not this is what was communicated back to the dealership to communicate back to me | 1 | 0.0% | regarding the contract |
| whether physical or non-physical | 1 | 0.0% | 5 times Ive asked for this and they update things incorrect to still keep old info linked to debts which shouldnt appear in the first place in order to keep my credit score low this is corruption |
| whether reported or not. I would like to be provided proof as per fcra sec 605 | 2 | 0.0% | XXXX GA XXXX XXXX XXXX XXXX |
| whether such rights or remedies arise under the terms of the Promissory Note/Credit Agreement or by operation of law. Also | 1 | 0.0% | agreements |
| whether the company did not submitted the attached evidence to the CFPB stating that it has instructed all three credit bureaus to close the account and delete the collection records from my credit report. Dear CFPB | 1 | 0.0% | the company twice in its submission acknowledge that I do not owe the debt and that it has instructed all three credit bureaus to close the account and delete the collection record from my account. Procollect reported this information to the CFPB |
| whether the reporting timeline reflects actual account activity | 1 | 0.0% | the account still displays multiple late-payment notations |
| whether there is individual or joint liability on an account | 1 | 0.0% | the Affiant notice there was a billing error that occurred in the throughout entirety of the account being open. Affiant is curious to know as to how this may have occurred knowing that American Express is honest and would ensure my account does not have any fraudulent activity. As you may be aware that the my social security number also known as a credit card as mentioned in 15 usc 1602 ( L ) was used to fund this open-end credit plan from my Beneficiary Trust account. According to 15 usc 1692J ( a ) It is unlawful to design |
| whether they like it or not | 1 | 0.0% | I strongly disagree. It is a completely unacceptable response. Wells Fargo is still concealing its faults. The check I deposited on XX/XX/year>2024 was cleared and fully credited to me on XX/XX/year>2024 but was returned unpaid on XX/XX/year>2024. After my bank |
| whether those attempts were authorized I am the original account holder and am entitled to this information under federal banking laws | 1 | 0.0% | and I visited a local TD Bank branch in person after being directed to do so by a phone representative. To date |
| whether through verbal | 3 | 0.0% | as defined by the statute |
| whether to opt out before completing the transaction | 1 | 0.0% | as required by 248.121 ( a ) ( 1 ) ( ii ). ( b ) Examples of a reasonable opportunity to opt out. The consumer is given a reasonable opportunity to opt out if : ( 1 ) By mail. The opt out notice is mailed to the consumer. The consumer is given 30 days from the date the notice is mailed to elect to opt out by any reasonable means. ( 2 ) By electronic means. ( i ) The opt out notice is provided electronically to the consumer |
