| with them adding money back into my account. The information I have attached shows proof of what I am speaking of.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,NC,XXXXX,,Consent provided,Web,2018-10-26,Closed with monetary relief,Yes,N/A,3057196 | 1 | 0.0% | I am seeing a balance transfer in the amount of {$320.00}. Increasing an already high balance. I am not understanding what was the need of this transfer if it was credited |
| with them as the lien holder | 1 | 0.0% | requesting that we unlock our credit |
| with them trying to hide behind accounting practices they claim they are trained in | 1 | 0.0% | XXXX XX/XX/2022 |
| with these terms : Total Monthly Payment {$1200.00} ( {$850.00} Interest | 1 | 0.0% | loan sold to XXXX and XXXX is new servicer. XX/XX/XXXX - XX/XX/XXXX. I had zero control on Wells Fargo selling my loan to XXXX XXXX Loans ( for XXXX % of the balance of the loan |
| with this Affidavit agree to contract with | 1 | 0.0% | written |
| with this correspondence attached as evidence of notice. | 1 | 0.0% | you are demanded to : Cease all collection activity immediately Delete any and all credit reporting related to this account Confirm deletion in writing Failure to comply will be interpreted as your admission that this alleged debt is unverifiable |
| with this new information | 1 | 0.0% | with the last XXXX from and individual named XXXX. In the calls I was informed |
| with this request for validation and return it to me | 1 | 0.0% | 15 USC 1692 and as amended by adding the following new Title 8 USC 802 et seq. |
| with this third Assignment recorded in the public land records of the XXXX XXXX County Recorders Office on XX/XX/XXXX. | 1 | 0.0% | a third Assignment was executed on XX/XX/XXXX |
| with those charges having no merit.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BARCLAYS BANK DELAWARE,FL,33612,Older American,Consent provided,Web,2022-08-23,Closed with monetary relief,Yes,N/A,5907663 | 1 | 0.0% | I began receiving credit reporting alerts from XXXX XXXX |
| with those charges having no merit.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33612,Older American,Consent provided,Web,2022-08-23,Closed with non-monetary relief,Yes,N/A,5907482 | 1 | 0.0% | I began receiving credit reporting alerts from XXXX XXXX |
| with thousands of people unable to take advantage of a program thats supposedly designed for them because of an entirely dysfunctional loan system in this country. | 1 | 0.0% | I understand that these consolidations technically disqualify me for PSLF |
| with timestamps and preserved screenshots. | 1 | 0.0% | which mandates : Written preauthorization for recurring ACH debits Immediate cessation upon revocation |
| with total accrued interest reflected as approximately {$14000.00}. | 1 | 0.0% | on one loan that entered repayment in XX/XX/XXXX |
| with TransUnion reporting XX/XX/XXXX | 1 | 0.0% | the account type and detail date were reported as an installment account |
| with travel dates of XX/XX/XXXX and XXXX | 1 | 0.0% | I booked airline tickets from XXXX XXXX through XXXX in the amount of {$1300.00}. The flights were from XXXX XXXX |
| with two contradictory explanations. On XX/XX/XXXX Citibank gave me a temporary credit of {$840.00} and reversed the temporary credit of {$100.00}. On XX/XX/XXXX | 1 | 0.0% | XX/XX/XXXX |
| with two of the digits reversed in order. | 1 | 0.0% | a XX/XX/XXXX |
| with two-thirds of that ( $ XXXX ) in just one week. | 1 | 0.0% | but I as layperson can not be expected to be kept up to date with the latest scam techniques. Law enforcement |
| with unauthorized transactions occurring at XXXX XXXX EST on the same day {$600.00} and {$600.00} | 1 | 0.0% | we discovered two unauthorized transactions. Navy Federal confirmed that the card was not swiped |
| with useful feedback. Finally | 1 | 0.0% | Citi has failed to open a dispute for nearly every transaction I have contested. The few cases that were correctly opened have been inconsistently mishandled. Citi has |
| with warranties and everything. He printed another form and showed us what additional warranties would look like and suggested what would be best and why. We agreed on what we thought would be best and allowed him to give us the additional costs with the additional warranties | 1 | 0.0% | he did everything a salesperson would do to try to persuade a potential customer. Negotiated cost |
| with way higher limits! THIS IS RIDICULOUS!! This is hurting my chances of getting a better interest rate for a new home I plan to buy soon. I appreciate your help. THANK YOU,,Portfolio Recovery Associates | 1 | 0.0% | several dispute letters to portfolio recovery & they can not proof this debt belongs to me |
| with what I came to find out as he finally explained what it was they were requesting | 1 | 0.0% | to which he replied with a bunch of double talk and after continuing to inquire with more and more frustration |
| with which I have no affiliation. | 1 | 0.0% | XXXX |
| with whom I had already spoken and verified ( I have the conversation recorded on XX/XX/XXXX ) that they have no claim against me. He also volunteered the information that I was not the only person dealing with this type of situation. | 1 | 0.0% | yet they sent this to their collections department |
| with whom I had an account since XXXX ( see the attached documents ). | 1 | 0.0% | the statute of limitations for debt collection in the state of Texas |
| with whom I had spoken for assistance and guidance | 1 | 0.0% | after much searching |
| with whom I have no financial relationship at all | 1 | 0.0% | and no help to offer me. Perhaps they could help me use the website I already had access to so I could download a form to exit the entire XXXX |
| with whom I have previously filed a direct dispute for this exact account and for which they are not the original creditor. I have never had an account with Cascade Capital. It is my belief that they are re-reporting this inaccurate account in an attempt to fraudulently collect in violation of FDCPA 15 USC 1692e ( 8 ) by communicating credit information which is known or which should be known to be false | 1 | 0.0% | I received an alert from my credit monitoring subscription that a collection account was added to my XXXX credit report on XXXX XXXX |
| with whom I spoke | 1 | 0.0% | yesterday morning |
| with whom we must confer regarding any offer ( s ) | 1 | 0.0% | Congratulations! We 're writing to let you know that you 're approved for a Trial Period Plan payment schedule detailed below : '' .. '' Make these ( three ) payments ( of {$2100.00} ) instead of your regular home equity monthly payment |
| with written confirmation of reinvestigation results provided within 15 days under 1681i ( a ). | 2 | 0.0% | the account violates Metro 2 formatting standards and CDIA compliance by omitting critical information : no original creditor is listed |
| with XXXX | 2 | 0.0% | I received a letter that they agreed to remove the original {$960.00} that the store owner admitted to in his response. Synchrony has handled this so badly I have a hard time believing its legal for businesses to treat people the way theyve treated me. I have very clear evidence of lies |
| with XXXX also indicating XXXX Doe XXXX next to her signature. | 1 | 0.0% | but it is not signed by him. The only signature on the document is XXXX XXXX yet she is not listed as the client |
| with XXXX as the creditor. I told them I want to dispute this | 2 | 0.0% | as XXXX XXXX billed me again for {$210.00} dated XX/XX/XXXX. I spoke to XXXX. She said the XXXX was written XXXX I said |
| with XXXX calls generated each time | 1 | 0.0% | so when I made a digital payment |
| with XXXX checking in with me every 10 minutes to make sure I was still on the line. He told me that XXXX did not finish the transaction and that he would look into it. Soon later | 1 | 0.0% | who confirmed that on XX/XX/XXXX |
| with XXXX counts of inaccurate information and violations. | 1 | 0.0% | that the accounts to which I complained about |
| with XXXX exception-the agent I first spoke to should have warned me of the possible double payment problem. | 1 | 0.0% | autopay inexplicably XXXX down another {$25000.00} applying that to the already paid statement amount |
| with XXXX himself actually being recruited to join the I.D . Thieves cause | 1 | 0.0% | XXXX XXXX |
| with XXXX indicating XXXX instances of 90-day late payments compared to only 1 reported by Experian. Moreover | 1 | 0.0% | XXXX |
| with XXXX indicating XXXX instances of 90-day late payments compared to only 1 reported by XXXX. Moreover | 1 | 0.0% | XXXX |
| with XXXX issues | 1 | 0.0% | he kept telling me that I didn't qualify for the loan because of the VA regulation and that I was not making enough |
| with XXXX months of CO coding. | 3 | 0.0% | I was explicitly told by the court and creditors counsel that the account would be reported as paid and updated across all credit bureaus. However |
| with XXXX more {$50.00} installments scheduled over the next XXXX months. | 1 | 0.0% | I discovered that somehow |
| with XXXX remaining on the line throughout. Afterward | 1 | 0.0% | XXXX XXXX called me again |
| with XXXX reporting XX/XX/XXXX | 2 | 0.0% | the account type and detail date were reported as an installment account |
| with XXXX showing XX/XX/XXXX | 1 | 0.0% | while XXXX shows the same. However |
| with XXXX XXXX | 2 | 0.0% | with XXXX XXXX |