| which resulted in additional interest being assessed. | 1 | 0.0% | XX/XX/XXXX |
| which resulted in another conditional loan approval and a interest rate of 10.19 % | 1 | 0.0% | I contacted Navy Federal with the request for financing of the replacement vehicle and I was given a conditional approval. The original conditioned approval was based on a collateral replacement opposed to a trade in. Why this happened is unknown to me. On XX/XX/XXXX |
| which resulted in CFPB complaint XXXX. | 1 | 0.0% | about which an email was written by me to my assistant on XX/XX/XXXX. **She was subsequently assured by TD that everything was set up correctly. ** Due to COVID and the related business closures via Executive Order |
| which resulted in higher interest payments on my auto lease ( paid off now ) and rejections of other credit lines I applied for. They must be gone from my credit reports | 1 | 0.0% | I filed a complaint against XXXX XXXX |
| which resulted in me being a handed the warranty packet minutes later. | 1 | 0.0% | this required yet another visit in person to obtain as phone calls and emails were not being answered |
| which resulted in me being locked out of my account. I have made XXXX disputes 1. ) XXXX | 1 | 0.0% | and that was it. My ending balance on my checking account that night was {$6200.00}. On Wednesday at approximately XXXX I woke up to numerous notifications that my money has been used from my account to purchase items from XXXX for the amount of {$2300.00} |
| which resulted in me discovering one complaint about its business practices. Although it is only XXXX complaint | 1 | 0.0% | XX/XX/XXXX |
| which resulted in my account going into overdraft. | 1 | 0.0% | XX/XX/XXXX |
| which resulted in my stating I would file a report with the CFPB and contact my BK attorney | 1 | 0.0% | advised the Rep was in violation of the BK discharge and FCDPA ( false/misleading representation/unfair practices by stating restrictions would be removed when they would not |
| which resulted in numerous Class Actions | 1 | 0.0% | based on consultation and a survey from two local Companies |
| which resulted in removal earlier this year. Their attempt to resurrect it under new numbers and fabricate delinquency history is unlawful. | 1 | 0.0% | Nelnet |
| which resulted in the cessation of paper statements. As a result | 2 | 0.0% | I was informed that the change occurred late one evening when I had logged into my account. She said I was in and out of that page on the website |
| which resulted in the debt collector being fined and subject to a Consent Order ( containing a Cease and Refrain Order within the Order ). See this state agency 's attached XX/XX/2023 Consent Order for this penalty regarding this unlawful XX/XX/2023 practice | 1 | 0.0% | the debt collector failed to disclose it true name and/or full name in both text messages identified above. See Section 1692e ( 14 ) of the FDCPA. For example |
| which resulted in the payment being reversed. '' That's also not true. There were sufficient funds. So this morning | 1 | 0.0% | we logged in to make the XXXX payment and saw that there was a past due balance. The payment had been reversed on XX/XX/XXXX. When I contacted Mr Cooper via their online messaging portal |
| which results in a violation of 15 U.S. Code 1666. | 1 | 0.0% | Balance Date XX/XX/XXXX Original Creditor Name XXXX XXXX XXXX XXXX Account Designator Code INDIVIDUAL_ACCOUNT Date Assigned XX/XX/XXXX Account Number XXXX XXXXXXXX Original Amount Owed {$1900.00} Creditor Classification Educational Amount {$1900.00} Last Payment Date Status Date XX/XX/XXXX Date of First Delinquency Status UNPAID Comments Contact XXXX XXXX XXXX XXXX |
| which results in an inconsistent and misleading credit profile. Under FCRA 1681e ( b ) | 1 | 0.0% | proof of chain of assignment |
| which results in nullifying me the obligation to pay the debt. Also the debt has already been paid based on the UCC-1 filed by The federal reserve by me signing the promissory note | 1 | 0.0% | a nonholder in possession of the instrument who has the rights of a holder |
| which safeguards consumers against unfair and deceptive billing and reporting practices. | 1 | 0.0% | each of which is inaccurately reporting late payments that never occurred. Such reporting violates FCRA 1681e ( b ) |
| which safeguards the confidentiality and accuracy of personal information held by federal agencies. By failing to report the status of my accounts as Paid as agreed | 3 | 0.0% | XXXX and Equifax has listed over 35 non mailable addresses onto my credit report without my written consent to furnish my nonpublic information per Permissible purposes of consumer reports [ 15 U.S.C. 1681b ]. I sent them a letter and called over two months ago to have these inaccurate addresses off my report. The address is listed below. XXXX willfully neglected to remove inaccurate information from my report has caused mental distress and has hindered me from utilizing my credit and obtaining the things in which I need for me and my children. Please remove ALL NON MAILABLE ADDRESS OFF MY REPORT IMMEDIATELY AND ALL HARD INQUIRIES LISTED BELOW and send me an updated report showing the addresses and inquiries removed to the ONLY address that should be listed which is XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Furthermore |
| which said I was covered by my insurance and asked how he suggest I go about disputing the collection from my medical exam back in XX/XX/. Again | 1 | 0.0% | a young woman |
| which said to file a dispute with you,,TD BANK US HOLDING COMPANY,NY,128XX,,Consent provided,Web,2024-01-06,Closed with monetary relief,Yes,N/A,8119770 | 1 | 0.0% | with in XXXX seconds contacted my bank to report the incident and a dispute was filed. This was on a Saturday. On Tuesday ( it was a holiday weekend ) I went directly to the bank |
| which satisfied the XXXX payment that was due XX/XX/XXXX. The payment made XX/XX/XXXX was due XX/XX/XXXX | 1 | 0.0% | In response to the late payment on your Overdraft Protection Line of Credit ending in XXXX |
| which says they dont cover such losses. They have since offered their last statement today | 1 | 0.0% | I wrote to PayPal that if a limitation on my account was not possible |
| which scanned and attached at least four times. In email from above-mentioned which starting from 'dispute ' asked me to submit my personal identity proof and address proof | 1 | 0.0% | XXXX XXXX XXXXXXXX |
| which seem like a systemic issue. | 1 | 0.0% | on today |
| which seemed incongruous with her claim of being a student. She stated that I had no recourse for a refund and that the police would be powerless | 1 | 0.0% | she responded with |
| which seems a pretty insecure practice to me as it misled me. I later received another hardcopy notice dated XX/XX/XXXX saying the {$1000.00} XXXX transaction would not be refunded | 1 | 0.0% | XXXX continued to send me contradictory communication : on XX/XX/XXXX they sent an email saying {$2000.00} was withdrawn from my account |
| which seems almost like a bully tactic to get me to finish paying off this possibly fraudulent debt. I do n't know what to do about this | 1 | 0.0% | as well as the agency |
| which seems highly illegal. | 1 | 0.0% | that my FICO score started vacillating from just under XXXX while the other two credit reporting agencies have kept my FICO score constant for the past 25 years while every month or two Experian keeps bouncing my FICO score to just below XXXX for no reason what's so ever. If you look into my credit history you will see I have never paid a bill late |
| which seems incredibly irresponsible. Their process needs to change - write normal checks | 1 | 0.0% | we both have to go to a branch in person. What if we moved out of the country? Or to a state that doesn't have a branch? This can't be the responsibility of the consumer to correct this error. XXXX needs to put a stop order on the lost check |
| which seems like a flagrant contradiction of the Fair Credit Reporting Act XXXX broadly | 1 | 0.0% | XX/XX/year>. I was informed today by Experian 's automated system that once again my dispute request had been completed |
| which seems RIDICULOUS - particularly since Chase lets me use the XXXX account to pay XXXX other cards.,,JPMORGAN CHASE & CO.,NY,XXXXX,,Consent provided,Web,2023-11-28,Closed with non-monetary relief,Yes,N/A,7920067 | 1 | 0.0% | the payment was declined and Chase unlinked my XXXX account as a payment source. Chase will not relink the account without a verification of deposit letter on XXXX letterhead. XXXX will not issue a letter |
| which seems to be the standard with about 95 % of these kinds of cases in Arizona according to what I've seen in researching this issue in the last month since i found out about this action. | 2 | 0.0% | I had no opportunity to appear |
| which seems to have happened in this instance. However | 1 | 0.0% | 15 USC 6802 ( b ) ( c ) demands that financial institutions caution clients of their right to voice objections to the sharing of certain information. a notification from those companies furnishing credit reporting agencies with my private data |
| which seriously affected my life. | 2 | 0.0% | I can not read letters. I usually use translation software. Since the bank I used for my auto loan was not the bank I usually contact |
| which serves nothing more than keeping people like myself perpetually down? They don't serve us ; they serve the banking institutions.,,EQUIFAX | 1 | 0.0% | even if I wanted to. Because of her arrearages |
| which serves nothing more than keeping people like myself perpetually down? They don't serve us ; they serve the banking institutions.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NC,XXXXX,Older American,Consent provided,Web,2025-11-01,Closed with explanation,Yes,N/A,16967956 | 1 | 0.0% | even if I wanted to. Because of her arrearages |
| which serves nothing more than keeping people like myself perpetually down? They don't serve us ; they serve the banking institutions.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | even if I wanted to. Because of her arrearages |
| which severely damaged my credit score that I had diligently worked to raise to XXXX. | 1 | 0.0% | and without any further communication |
| which shall be governed by the applicable provisions of paragraph ( 5 ) ( e ) | 1 | 0.0% | they are attempting to collect a debt that is outside of my statute of limitation |
| which shall be the month and year of the commencement of the delinquency on the account that immediately preceded the action I have never given any written permission to contact me or report to the credit bureaus. I have expressed that each time I have sent disputing information to Experian on the dates of XX/XX/2022 | 1 | 0.0% | a debt collector may not communicate with a consumer in connection with the collection of any debt The creditor is in violation of Section 623 ( a ) ( 5 ) of FCRA |
| which shall be the month and year of the commencement of the delinquency on the account that immediately preceded the action. | 3 | 0.0% | Section 623 |
| which shall be the month and year of the commencement of the delinquency on the account that immediately preceded the action. '' This account is showing a XXXX XXXX reporting date.,,AFNI INC.,GA,30213,,Consent provided,Web,2017-03-22,Closed with explanation,Yes,No,2400191 | 1 | 0.0% | Section 623 |
| which shall be the month and year of the commencement of the delinquency on the account that immediately preceded the action. I have not received any notification from your company regarding the date of first delinquency | 1 | 0.0% | I believe that your company has violated FCRA Section 623 ( 5 ) ( A ) |
| which shall be the month and year of the commencement of the delinquency on the account that immediately preceded the action.,,Portfolio Recovery Associates | 2 | 0.0% | Section 623 |
| which shall serve to insure high standards of honesty | 1 | 0.0% | rebuttals |
| which she accepted | 1 | 0.0% | I decided to send an email to XXXX XXXX |
| which she alleged to have presented to Ocwen | 1 | 0.0% | that a trial modification offer had been pre-approved |
| which she also refused. After continuing to refuse any request I made and continuing to give me the run around | 1 | 0.0% | zip code |
| which she claims it needed to be more descriptive. | 1 | 0.0% | rude lady says there's nothing they can do |