| then stating that he could not understand what I was saying. I asked if he can please transfer me to the technical support team or someone that could understand the technical issue I was facing. He said he would transfer me to the Supervisor. The Supervisor answered the call stating that they understand that my debit card payment was being declined ( which was not the case ). I proceeded to advise of the situation and the Supervisor stated we need to transfer you to the Account Specialist team | 1 | 0.0% | same card that is now on hold |
| then stop placing what amounts to False and MISLEADING information that the units have our items still inside | 1 | 0.0% | so either they should IMMEDIATELY NOW produce our items if they are still charging us |
| then submit the XXXX payment to the other Mohela. [ Exhibit XXXX ] In the meantime | 1 | 0.0% | I received a letter from Mohela that I paid the wrong Mohela. That although the company names are the same |
| then sufficient coverage | 1 | 0.0% | despite many hours of phone calls |
| then SunTrust will continue to send investigators here. | 1 | 0.0% | XX/XX/XXXX |
| then surely based on the fact that even with my high credit | 1 | 0.0% | but since then I do not believe a single person has bothered to take my information into consideration and do a secondary review of my file. For a person such as myself |
| then surely Wells Fargo must be aware that either 1 ) it's fraudulent and possibly a money laundering account | 1 | 0.0% | and the response I got was : We understand you believe you initiated a deposit because of a fraud scheme ; however |
| then switched it again to XX/XX/XXXX because the title company was having covid issues. | 1 | 0.0% | repaired everything the appraiser said needed repaired on the house and shed |
| then switching who I could talk to. One of the last was XXXX XXXX in XXXX | 1 | 0.0% | then Wells Fargo made up more excuses to keep my HELOC closed. They said that my home value had dropped with the normal market decline ( XX/XX/XXXX through XX/XX/XXXX ). They had done no appraisal and had no analysis to show me. My home value was about the same |
| then tell me why | 1 | 0.0% | there are things that do not match |
| then telling the us if they would give the modification if we would do something else only to deny it again once the task was completed a blatant run around that lasted until the HARP/HAMP programs ended and started foreclosure the following month after these programs ended. Carrington has repeatedly refused to offer several options that should have been and are available to us and in every conversation | 1 | 0.0% | but are not limited to ; Duel Tracking by Carrington |
| then that debt can be sent to a collection agency | 1 | 0.0% | along with the proof required to establish that I owe them money : 1 ) Immediately remove account XXXX XXXX XXXX XXXX from my credit file reported to all major credit bureaus. I have disputed this account multiple times. However |
| then that happened after the late fees were assessed and I still would not have been able to forward the payment before the assessment of late fees. It is curious that SPS is able to determine that I got a refund | 1 | 0.0% | I do not have a refund from XXXX. Secondly |
| then that person 's manager | 1 | 0.0% | due to changes in our terms and amounts |
| then that would rectify all the strangeness of the situation. | 1 | 0.0% | I had my dad call XXXXXXXX XXXX |
| then the account was furnished as Repossession ; Redeemed | 1 | 0.0% | 611 |
| then the agency must refer the matter to the U.S. Department of Justice.56 The Board has referred one matter involving discrimination on the basis of sex and marital status in credit reporting.57 In this matter | 2 | 0.0% | the Board |
| then the bank could determine that it is n't us ; it 's their customer. They would not do this or anything else. We lost the gold coin and our {$1000.00}.,,Paypal Holdings | 1 | 0.0% | so Paypal said there was nothing else they could do and we had to pay back the {$1800.00}. When we did n't |
| then the Borrower must pay the shortage as part of the monthly payment ( Projected Monthly Escrow Shortage Payments '' ) on the Mortgage. If the Borrower must pay Projected Monthly Escrow Shortage Payments | 1 | 0.0% | and free of miscalculations |
| then the branchs banker advised me to go and deposit it in another bank account. Since I dont have another bank account | 1 | 0.0% | they said that they have no information |
| then the calculated days late should be significantly reduced or eliminated. | 1 | 0.0% | with the revised due dates and a minimum payment requirement of only {$50.00} during the deferment ( interestonly ) period |
| then the Cash Bonus will be credited to the Eligible Savings Account. XXXX accounts must be in good standing. '' Sure enough | 1 | 0.0% | after depositing over {$15000.00} in the account |
| then the charge should be actual cost and be below {$1.00}.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,TN,378XX,,Consent provided,Web,2024-01-27,Closed with explanation,Yes,N/A,8236339 | 1 | 0.0% | states : Synchrony XXXX We're following up on recent changes to your Lowe 's Advantage Card agreement. Starting in XX/XX/2024 |
| then the charges must be valid ( even of WFC or the Merchant can not produce any evidence ).,Company chooses not to provide a public response,WELLS FARGO & COMPANY,GA,30809,,Consent provided,Web,2015-11-13,Closed with explanation,Yes,No,1654847 | 1 | 0.0% | does not matter if I dispute a charge or not |
| then the company has some serious problems. I intend to contact my credit card and the Department of Justice in regard to your company authorizing a payment I did not agree to. In the meantime | 1 | 0.0% | XXXX. I had found this out after checking my emails about a week later wondering where my shoes were. I was totally surprised by such an email |
| then the Consumer needs to stop consuming! Because it is a broken | 1 | 0.0% | XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. I demand justice! I know that they are a private self appointed company that mines our private information and sells it. I know that XXXX XXXX is one of the owners. So it can not be for the benefit of the Consumer |
| then the debt would be charged off | 1 | 0.0% | the agent gave me three options : ( 1 ) either pay the entire amount in full ( all {$11000.00} |
| then the decision to remove me from the payment assistance program should be considered invalid | 1 | 0.0% | I was informed by a XXXX representative named XXXX that I had been un-enrolled on XX/XX/XXXX from a payment assistance program that would have prevented my account from being reported as over 30 days past due ( per XXXX internal notes ). While I dont recall enrolling in this program |
| then the derogatory notation is unsubstantiated and must be removed. | 1 | 0.0% | I have never been provided with any actual account-level documentation to support this supposed late payment. Section 1681i of the FCRA makes it clear that when I dispute information on my file |
| then the doctor came in and take a look at my eyes the total time he spent with me was about 3-5 minutes. To my knowledge | 1 | 0.0% | for my yearly routine eye checkup. I paid a {$30.00} copay at the time of the visit and received an unexpected bill of {$97.00} later XXXX. I contacted the doctor office inquired about the charge. Their replied was that I owe them {$97.00} and should pay that amount. They did not provide any reasonable explanation or sufficient evidence. I reached out to my insurance company afterward and they told me that according to the Medical Billing Code submitted by the doctor office. I've received some kind of Special Scanning '' or used Special Scanning Machine '' which resulted in the extra fee. Nonetheless |
| then the entire tradeline must be deleted. | 3 | 0.0% | 60 |
| then the entries should be removed. | 1 | 0.0% | Sallie Mae Bank must reconcile the inconsistencies across bureaus. It is not acceptable for the same lender to report different balances |
| then the excuse was we can not get the screen shot to send out the re-affirmation agreement. Every week it is a different excuse | 1 | 0.0% | XXXX. I was told it would be mailed out on XXXX XXXX |
| then the Federal Trade Commission | 1 | 0.0% | Section 609 ( a ) ( 1 ) ( a ) |
| then the finance charge and the total of payments should be calculated the same in the H-1 Credit Sale model form. They are not calculated the same and so have been miscalculated in the model form which is a violation of 15 U.S.C. 1638. As such the respondent would be civilly liable under 15 U.S.C. 1640 as well as criminally liable under 15 U.S.C. 1611. 12 C.F.R. 1026.4 defines the finance charge as the cost of consumer credit as a dollar amount. The finance charge on the model form says the dollar amount the credit will cost you. It says nothing about consumer credit as can be seen in exhibit G. This has been mislabeled on the model form and is a violation of 15 U.S.C. 1638. As such the respondent would be civilly liable under 15 U.S.C. 1640 as well as criminally liable under 15 U.S.C. 161XXXX. XXXX XXXX XXXX failed to give the proper insurance disclosures. The option for credit life insurance was disclosed | 1 | 0.0% | then it should have been included in the finance charge. The Finance Charge as defined in 15 U.S.C. 1605 is the sum of all charges and does not include charges of a type payable in a comparable cash transaction. There should be no cash transactions involved during a consumer credit transaction. Charging a down payment where no cash should have been included is a violation of the Truth in Lending Act and has been mislabeled in the model form. This is a violation of 15 U.S.C. 1638 ( a ) ( 2 ) ( A ). As such the respondent would be civilly liable under 15 U.S.C. 1640 as well as criminally liable under 15 U.S.C. 1611. Again |
| then the incompetence of your employees will be on full display for the world to see when questioned in the matter. | 1 | 0.0% | no settlement offers will be accepted |
| then the intent is for the executor to handle the issues involved in closing the estate. | 1 | 0.0% | XXXX XXXX |
| then the investigation is over. They do not ask for nor receive any other information documenting the creditor 's. | 1 | 0.0% | however |
| then the issue will be closed until contact is made with our offices. I noted that this message came from the Executive Office. On Tuesday | 1 | 0.0% | on XX/XX/XXXX |
| then the item remains unverifiable and should be deleted under FCRA XXXX ( a ) ( XXXX ). | 1 | 0.0% | I have the right to view : A copy of the original signed contract or agreement A complete accounting of the balance |
| then the item won't be paid. - We may charge a {$30.00} fee to place the stop payment. - After the stop payment is in place | 1 | 0.0% | we regret the circumstances that prompted you to contact us. After reviewing your account |
| then the items specified in this document will not be verfified | 1 | 0.0% | Experian created a situation for verification |
| then the money might be put back in my account. In the meantime | 1 | 0.0% | I spoke with three different people -- XXXX |
| then the next time for another piece | 1 | 0.0% | supporting documents as requested by Capital Ones Dispute Department were uploaded via secure link they sent to me. A letter arrived soon after our return to the US |
| then the offer should be extended to me. Again I requested her supervisor | 1 | 0.0% | to which they finally confirm that if I want to deposit funds |
| then the phone cut off. | 1 | 0.0% | she said the company it was from and the amount. She mentioned the date of the service for the charge -- it was a service provided over two years ago that I had worked out payment for with XXXX itself at the time |
| then the property is exempt from taxation under this Code. 35 ILCS 200/15-169 ( b-3 ) ( 3 ). My client completed the required property tax exemption form in Illinois ( XXXX XXXX ) and has a letter from the county assessment office that he WILL NOT have any tax liability for XX/XX/XXXX payable in XX/XX/XXXX. | 1 | 0.0% | my client pays escrow ( approximately {$500.00} ) |
| then the property would have also foreclosed due to nonpayment. Please do not let my home foreclose. I have been the victim of XXXX housing discrimination since XXXX. They have harassed me practically every day for 15 years. The documentation provided supports that I am telling the truth. If this were about money and not race - they why did they not simply take the money from Chase when it was offered during the first quarter XXXX. Please ask your legal department to file a tortious interference with a business contract lawsuit against my HOA. Essentially | 1 | 0.0% | I have fought my HOA on my own. But due to limited financial resources and cognitive and other physical XXXX due to a near fatal car accident I had to get help. Attached is acknowledgement from the US Department of Housing and Urban Development. It includes a name |
| then the reported late payment may be a direct consequence of XXXX 's negligence rather than any willful nonpayment on my part. | 1 | 0.0% | following the transfer of loan accounts to XXXX |
| then the reported late payment may be a direct consequence oXXXX XXXX XXXX negligence rather than any willful nonpayment on my part. | 1 | 0.0% | following the transfer of loan accounts to XXXX |
