2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 3.7K–3.8K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or Non Profit Interest Checking account by XX/XX/XXXX 1
or non-compliance with legal requirements that might prompt concerns about their alignment with the standards expected of a Consu 1
or non-compliance with legal requirements that might prompt concerns about their alignment with the standards expected of a Consumer Reporting Agency. 1
or non-compliant claims or debts. 4
or non-verbal 3
or non-verbal as per : 12 CFR 1016.7 ( a ) ( 1 ) ( ii ) - Form of opt-out notice to consumers ; opt-out methods 15 USC 6802 ( b ) ( 1 ) ( A ) ( B ) ( C ) - Obligations with respect to disclosures of personal information This Opt-Out Authorization is effective IMMEDIATELY and INDEFINITELY! 1
or non-verbal for the sharing of my personal information with consumer reporting agencies or any other entities. 4
or non-verbal form. 2
or non-verbal form. Therefore 1
or non-verbal. 2
or non-verbal. You are not authorized to share my information under any circumstances henceforth. 1
or noncompliant with HUD regulations. 1
or nonverbal 4
OR NONVERBAL PER 15 USC 6802 2
or nonverbal per 15 USC 6802. Any and all consent to Equifax 13
or nonverbal per 15 USC 6802. Any and all consent to XXXX 42
or not associated with me 3
or not delivered. 1
or not factually certified compliantly reported ( even to the mandatory Metro 2 format standards ) or ANY OTHER DEFICIENCY OF FACTUAL REPORTING and or process of reporting then said allegations are unfit and therefore CAN NOT be LEGALLY reported. Tort law is quite clear in this matter! You have NO MORE THAN 5 days to DELETE the ITEM and provide me with written verification of that DELETION for my records. If you choose not to 1
or not have extra money to pay twice for one month 's mortgage 1
or not properly verified as required under the FCRA. The continued reporting of this bankruptcy entry has caused long-term harm to my credit reputation. 1
or not properly verified. 1
or not respond to my dispute request. However 5
or not substantiated by proper verification. Furthermore 3
or not verifiable by the person 6
or not verified. 1
or not. ) The Reporting Bureaus placed an initial Fraud Alert on my files BUT : I can not trust any phone # or address found for PayPal Credit nor Synchrony Bank 1
or not. In the statement from yesterday 1
or not. The following inquiries are not authorized : XXXX XXXX 1
or not. The following inquiries are not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX,,EQUIFAX 1
or notary confirmation ) 1
or note bearing my signature 1
or noted that anything was missing. In my letter I asked ShellPoint for assistance -- and specifically that the loan be taken out of a foreclosure status 1
or nothing 1
or notice of any fees to negative actions they were 1
or notice of assignment for the original first mortgage or second mortgage ( HELOC ) on my home since XXXX. If the debt Statebridge is trying to collect is the original second mortgage ( HELOC ) 1
or notice of billing 1
or Notice of Sale. 2
or notice to me. 1
or notices at the time the account was opened 1
or notices of delinquencythat would substantiate these reported late payments. Their failure to conduct a fact-based reinvestigation constitutes a direct violation of their legal obligations under the FCRA. 1
or notices were provided during the first dispute round. Reporting this without verification causes severe harm to my credit reputation and makes me appear delinquent when no proper evidence exists. Without proof 1
or notifcation 1
or notification in my online account. 1
or notification of resolution regarding my dispute. This delay is a direct and material violation of federal law. 3
or notification prior to 1
or notification that they were going to provide a negative report to the credit bureaus. 1
or notifications that a dispute was filed. This situation is confusing and concerning 1
or object to their processing your personal information processed by them and lodge a complaint with a supervisory authority 6
or obligations contracted for house 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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