2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

5.9K companies starting with "O"

Showing 2.7K–2.8K of 5.9K

Company Complaints
or duplicative/trash furnishing ). 1
or E for error. 1
or each apparently in potential deviation ( XXXX ) from the requisite standard ( XXXX ) for the compliant reporting 1
or education because they have provided me with nothing but falsities on my credit report and rude debt collectors. 1
or electronic account logs ) ; c ) If you can not produce competent and admissible proof validating the debt 2
or electronic consent. Any verification process that may appear in Self Financials systems was exploited 1
or electronic means 12
or electronic records ) will constitute spoliation and may give rise to sanctions and adverse inferences in any civil or administrative proceeding. Preserve records in native electronic format where applicable 1
or electronic statements. As required by 15 U.S.C. 1681s-2 ( a ) ( 6 ) and 12 C.F.R. 1026.9 ( c ) ( 2 ) ( ii ) 1
or electronically 1
or electronically if the consumer agrees. ). I was told again that I could not receive the disclosures through Customer Service 1
or electronically with proof of delivery failure 1
or electronically. 3
or else delete all disputed data. 1
or else I would have aid the account in full. I offered to pay my previous balance in full before the interest charges and they gave me no answer to this.,,Bread Financial Holdings 1
or else my lawyer and I will sue you for up to {$1000.00} per FCRA Violation? Also 1
or else wise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said 3
OR ELSE WISE NOT COMPLAINT 2
or else wise not compliant to include to metro 2 reporting standards. 1
or else wise not compliant to include to XXXX XXXX reporting standards. 1
OR ELSE WISE NOT COMPLIANT. TO INCLUDE TO METRO & REPORTING STANDARDS. 3
or else. It's almost like giving them a password to one 's bank account.,Company believes it acted appropriately as authorized by contract or law,RSI Enterprises 1
OR ELSEWISE 5
or elsewise fully compliant.,,EQUIFAX 1
or elsewise not certifiably compliant claim ( s ) and/or debt ( s ). 1
or email 2
or email addresses associated with the account Any online application records 2. Steps Taken to Determine This Account Was Mine Please provide a written explanation of the exact steps Capital One took to determine that this account belongs to me 1
or email challenge responses. 1
or email communications from them. 1
or email fraudulent account information. 3
or email fraudulent accounts. 6
or email in a fraudulent account. 68
or email in a fraudulent account. I demand to see the Verifiable Proof ( an original Consumer Contract with my Signature on it ) you have on file of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA 2
or email in a fraudulent account. I demand to see verifiable proof ( i.e. : an original consumer contract with ( wet ink NOT PRINTED signature on it ) that you have on file for the account listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA 10
or email in a fraudulent account. Your failure to verify this account is trespass on right to privacy and to contract. Under FDCPA 2
or email in a fraudulent account.I demand to see Verifiable Proof ( an original Consumer Contract with my signature on it ) that you have on file for the accounts listed below. Your failure to positively verify these accounts has negatively impacted my ability to obtain credit. Under the FCRA 1
or email me again about a loan I don't want or never initiated. 1
or email notifying me their investigating my dispute. They said they recieved my documents and the information is investigated 1
or email regarding this change. It wasnt until I reviewed my credit report 1
or email to my backup email address listed in my account. 1
or email to notify me of their intent to charge off my account. I became aware of the charge-off from an alert from XXXX indicating that my credit score has decreased. I contacted Bridgecrest to have the error corrected 1
or email to notify me of their intent to charge off my account. I became aware of the charge-off from an alert from XXXX indicating that my credit score has decreased. I contacted XXXX to have the error corrected 1
or email variations were corrected or deleted. 1
or email were never the same as my co-signer/co-borrower. I never received a single notice for a 30 day late 1
or email. 5
or email. REDACTED of XXXX XXXX XXXX Fraud Department advised there were no notes under the account in which any investigator made contact to confirm ownership of the XXXX account ending in REDACTED. REDACTED completed his report while I was on the phone with him and advised it was being sent up to his superiors but that I needed to reach out to Fifth Third Bank. 1
or email. We only found out from a letter by the collection agency. Moreover 1
or emails to me 1
or emails. 1
or emails. From this point forward 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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