| It is the policy of Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers ' nonpublic personal information. '' They have not removed the bankruptcy from my public records file as per my complaint and the proof from a bankruptcy statement from the Arizona Bankruptcy Court that that they do not share information to third party agencies according to 15 USC 6802 ( b ) ( c ) ; A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless-the consumer is given an explanation of how the consumer can exercise that nondisclosure option. '' Equifax never informed me of my right to exercise my nondisclosure option. | 1 | 0.0% | There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness |
| it is the policy. | 1 | 0.0% | says they will send the XXXX removal form ... by mail in XXXX days. I asked the agent why I could not get an electronic copy |
| it is the responsibility of the credit bureaus to maintain accurate and up-to-date consumer credit information. Section 605 ( b ) of the FCRA outlines the requirements for the disclosure of adverse information | 1 | 0.0% | none of which are consistent with my actual residential history. I have only lived in XXXX different places throughout my entire life. Firstly |
| it is their duty | 3 | 0.0% | the struggle for fairness and justice has often required standing up to those in power who abuse their authority. The Founders |
| it is their duty to assist in locating the missing funds. Regrettably | 1 | 0.0% | I reported the issue to Netspend |
| it is their job to correct inaccurate data | 1 | 0.0% | the person I spoke to verify and confirm my correct name on my credit report is XXXX XXXX XXXX |
| it is their legal responsibility to ensure the information is 100 % accurate | 4 | 0.0% | [ XXXX XXXX XXXX ] |
| it is time to stop this kind of scammed procedures by this kind financial institution to enrich with a trick way and stole the funds of retirement peoples around united state and treat with this kind of protected XXXX assessment by this kind of fraudulent and thief company like this please need assistant once for ever to stop this scam to XXXX people. thanks,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,FL,33134,,Consent provided,Web,2024-10-10,Closed with explanation,Yes,N/A,10398518 | 1 | 0.0% | and they call me every single day to offer me consolidated my debts to save about a 50 %. Now when i revised my dedicated account after XXXX moths and made a deposit of {$15000.00} |
| it is too interesting that for XXXX or XXXX $ left they charged me more than XXXX XXXX | 1 | 0.0% | and I am assuming during closing my accounts some money disappeared. And |
| it is undeniable that they were handled exactly the same | 1 | 0.0% | Regulation Z ( 12 CFR 1026.15 ) stipulates the procedure for exercising the right to rescind |
| it is understand that I reserve the right to sue you in Federal Court according to section 616 of the FCRA Willful non-compliance | 3 | 0.0% | at this particular moment |
| it is unfair that I need to do a mail request since I can submit my personal information through the Consumer Financial Protection Bureau ( CFPB ) portal. I believe that since the CFPB is the sole responsible oversight party of the Fair Credit Reporting Act | 1 | 0.0% | I maintain that I have resided at the above referenced address for the past 3 years. I have listed under penalty of perjury my correct social security number and date of birth |
| it is unfair to deny my claim simply because we had dealt with this merchant before. As an example for illustrative purposes | 1 | 0.0% | and is a very big company that does businesses in many areas |
| it is unlawful to furnish any form that would create false beliefs in a consumer. That statement made by XXXX XXXX XXXXs in direct conflict with GLBA | 1 | 0.0% | where I believe XXXX XXXX engaged in deceptive practices of fraud and misrepresentation. In the original card agreement |
| it is unlawful to use any false representation or deceptive means to collect or attempt to collect any debt. By attempting to collect this debt | 1 | 0.0% | you have no legal right to collect on it. Any documentation or evidence you may have acquired from the original creditor is invalid due to its fraudulent origin. Pursuant to 15 U.S.C. 1692e ( 2 ) ( A ) |
| it is unusual for an XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. I would appreciate any and all advice ; specifically | 1 | 0.0% | I am XXXX XXXX. I know I qualify for the XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I have researched both programs |
| it is unverifiable and must be deleted. | 1 | 0.0% | GA XXXX Wrong Address This is not and has never been my residence. Reporting an address that can not be substantiated with legitimate documentation such as government records or lease agreements is negligent under FCRA 607 ( b ). It is your responsibility to ensure that addresses do not remain attached when there is no evidence to support them. Continuing to allow this data to appear places me at risk of fraud and misidentification. This error gives the false impression that I lived in an area where I never resided |
| it is up to you and your criteria to decide which person you wish to send funds. | 1 | 0.0% | I replied to XXXX |
| it is up to your organization to provide proof | 1 | 0.0% | she advised me that they had just requested documents from XXXX to provide to me in the past month and they were never received. If I owe further money to XXXX |
| it is very challenging to get this information which I am entitled to and should have been made aware of before XX/XX/XXXX. | 1 | 0.0% | XX/XX/XXXX |
| it is very concerning to me that I pay this company every month to satisfy this loan and they cant seem to get it together and help their borrowers or fix their mistakes | 2 | 0.0% | and will be calling XXXX this upcoming week to file another complaint |
| it is very demanding. When I have XXXX with XXXX XXXX | 1 | 0.0% | we were forced to take Medicaid. Our only source of income is a small Social Security Retirement of $ XXXX/month and a Medical Pension he receives from XXXX of around $ XXXX/month depending on the exchange rate for a total of $ XXXX. We have had to sell items and rely on family to survive. No matter what discussion we held with Navient |
| it is very difficult to decipher where one stands with PSLF. | 1 | 0.0% | I have done everything correctly. I have submitted every payment on time since my loans were first issued. I have submitted all income paperwork and employer certification paperwork in a timely manner |
| it is very frustrating to waste one 's time and not be prepared to discuss the matter at hand. The only thing they could offer was to contact the Executive Office again | 1 | 0.0% | after 8 minutes of going nowhere |
| it is very misleading to write down an expiration date on the front of the card ( as XX/XX/XXXX in this case ) that is past the true expiration date. | 1 | 0.0% | except where prohibited by state law. I had interpreted that the 12 consecutive months of inactivity to mean from the date of first using the card balance hence the first date of use and not the date that the card was bought. This is very tricky to me |
| it is very obvious that they are wasting my time and holding my money XXXX for no good reason other than risk '',,BILL.COM | 1 | 0.0% | utility bill |
| it is very unlikely for a consumer such as myself to spend over a month | 1 | 0.0% | appraisal came in a little lower than anticipated. The loan estimates and application were all based on the offered 3.25 % 30 year fixed. I also agreed to a 0.50 % fee to compensate for the higher LTV. As you can tell |
| it is visible | 1 | 0.0% | wife have decided not to renew our lease for a full year |
| it is what it is | 1 | 0.0% | I got a letter from Comenity bank. I think it's the card |
| it is what it is and my problem ''. '' The Resolution Specialist '' | 1 | 0.0% | but they never called me. They had the wrong number on file. The problem is that my credit card is now charged off as bad credit and accordingly reported to a credit bureaus. Due to this mistake in this process |
| it is what VH is willing to do for consumers to help set up consumers for success. | 1 | 0.0% | as VH has done in XXXX XXXX on my acct |
| it is with certainty that we feel the value of our home was inflated by the appraiser and/or Wells Fargo XXXX It is also our opinion that as a Stated Income Stated Assets ( SISA ) Loan | 1 | 0.0% | a consumer goes to the bank |
| it is with MCA and I need to sort it out with them. I called MCA numerous times and explained to them but they seem to be always focused on collecting their collection money. MCA also claimed that they reached out to XXXX and asked them to take the case back but XXXX refused. I have been receiving multiple letters from MCA demanding that I pay the principle + collection cost. Today on XX/XX/XXXX | 1 | 0.0% | I received a letter from Merchants Credit Association ( MCA ) asking me to pay the remaining principal of {$530.00} + collection cost of {$77.00}. I contacted XXXX right away |
| it is XX/XX/XXXX | 1 | 0.0% | I made a deposit via Coinbase to my XXXX account. Deposit reference : XXXX. The deposit was successfully completed on XX/XX/XXXX at XXXX XXXX. My XXXX/Coinbase account details are : Email : XXXX Name : XXXX XXXX XXXX : XXXX Everything was working fine until XX/XX/XXXX when I tried to login to my XXXX account |
| it is XX/XX/XXXX - XXXX business days later ( XXXX after my case was opened ) and I haven't heard ANYTHING back from Venmo. | 1 | 0.0% | I submitted a complaint to Venmo on XX/XX/XXXX to apply for the purchase protection. I explained the situation |
| it is XX/XX/XXXX and I still do not have my money back. We are also most at a month and no one can issue me an answer about when I will have the money back. We don't even have an account with them any more. | 1 | 0.0% | that stated that I would receive reimbursement in 5 to 10 business days. It would be refunded to my bank account. This representative did not take a voided check or any bank information from me. On XX/XX/XXXX |
| it is XX/XX/year> now. | 1 | 0.0% | I believe |
| it is XXXX which received an overpayment of {$660.00} | 2 | 0.0% | as primary insurer |
| it is XXXX or more. | 1 | 0.0% | e.g. |
| it is XXXX which received an overpayment of {$660.00} | 1 | 0.0% | as primary insurer |
| it is XXXX who is proclaiming that there was no wrong doing committed on their behalf ; therefore | 1 | 0.0% | all evidence clearly indicates how XXXX only sole purpose for contracting XXXX 's was for them to diminish and/or eliminate any potential defense against mortgage fraud with the perceived notion that once XXXX was successful in empting out my home I would be without a justifiable defense to refute any mortgage documentation presented by XXXX XXXX as being authentic. As a result |
| it is XXXX XXXX who is proclaiming that there was no wrong doing committed on their behalf ; therefore | 1 | 0.0% | all evidence clearly indicates how XXXX XXXX only sole purpose for contracting XXXX XXXX was for them to diminish and/or eliminate any potential defense against mortgage fraud with the perceived notion that once XXXX XXXX was successful in empting out my home I would be without a justifiable defense to refute any mortgage documentation presented by XXXX XXXX as being authentic. As a result |
| it is your job to only report accurate Information. You are breaking FCRA LAWS. | 1 | 0.0% | but they still reported negatively to my credit report without my consent. Every time I log in and check my credit report and see these inaccurate items on my credit report |
| it is your obligation to remove them from my credit report immediately. | 2 | 0.0% | delete |
| it is your responsibility to do a one-time payment if it's not processed. '' I found this dismissive and frustrating | 1 | 0.0% | I explained that I would not make a payment until my ongoing concerns were addressed |
| it is your responsibility to have a copy of the original creditors ' documentation on file to verify the accuracy of the reported information. Despite your investigations | 1 | 0.0% | XXXX |
| it is your responsibility to investigate my claims | 5 | 0.0% | some of these are the result of attempts to open accounts |
| it is {$0.00}. Also | 1 | 0.0% | which seeks to charge me {$340.00} for fees and charges all over again and another dated XXXX/XXXX/16 |
| it is {$100.00} to {$1000.00} per violation | 1 | 0.0% | Regions would only be showing how they ignorantly refuse to comply with the law. I also informed Regions mortgage that they are in violation of 15 U.S. Code 1681a ( 2 ) Exclusions |
| it is {$2000.00} or more. | 2 | 0.0% | e.g. |
