| including the categories of information that may be disclosed ; ( 2 ) disclosing nonpublic personal information of persons who have ceased to be customers of the financial institution ; and ( 3 ) protecting the nonpublic personal information of consumers.,Company believes it acted appropriately as authorized by contract or law,NAVY FEDERAL CREDIT UNION,CA,91941,Servicemember,Consent provided,Web,2023-12-01,Closed with explanation,Yes,N/A,7934328 | 1 | 0.0% | in writing or in electronic form or other form permitted by the regulations prescribed under section 6804 of this title |
| including the categories of information that may be disclosed ; ( 2 ) disclosing nonpublic personal information of persons who have ceased to be customers of the financial institution; and ( 3 ) protecting the nonpublic personal information of consumers. | 3 | 0.0% | the customer 's opt out direction continues to apply to the nonpublic personal information that you collected during or related to that relationship. If the individual subsequently establishes a new customer relationship with you |
| including the categories of information that may be disclosed ; ( XXXX ) disclosing nonpublic personal information of persons who have ceased to be customers of the financial institution; and ( XXXX ) protecting the nonpublic personal information of consumers. | 1 | 0.0% | the customer 's opt out direction continues to apply to the nonpublic personal information that you collected during or related to that relationship. If the individual subsequently establishes a new customer relationship with you |
| including the CEO and salespersons. For additional information on this investigation | 1 | 0.0% | Solar Mosaic failed to check this contractors criminal history. Currently |
| including the chain of custody from the original creditor to your agency. | 1 | 0.0% | including a breakdown of the balance |
| including the chain of title or assignment ; 5. Proof that the statute of limitations for collection has not expired ; and 6. Proof that you are licensed to collect debts in the District of Columbia. | 2 | 0.0% | I formally request that you provide full validation and verification of the alleged debt |
| including the check number | 1 | 0.0% | I reported the fraud to Wells Fargo and submitted a completed Affidavit of Check Fraud '' along with a Questionnaire of Check Fraud |
| including the circumstances under which the notice must be provided after the terms offered to the consumer were set based on information from a consumer report. | 6 | 0.0% | but are not limited to ( i ) the form |
| including the closed | 2 | 0.0% | XXXX continues to furnish damaging |
| including the complete payment history on this account | 1 | 0.0% | willful noncompliance |
| including the constant delays | 1 | 0.0% | its unlawful withholding of my funds |
| including the Consumer Financial Protection Bureau ( CFPB ) and the Federal Trade Commission ( FTC ).,,Resurgent Capital Services L.P.,MA,02302,,Consent provided,Web,2025-03-11,Closed with non-monetary relief,Yes,N/A,12403927 | 1 | 0.0% | continued reporting |
| including the contract/ statement showing the date this account was open. Or delete this account immediately. | 1 | 0.0% | I DO NOT CONSENT TO E-OSCAR or any means of automated / electronic verification. Experian also has neglected to correct my profile which clearly shows to be a mixed profile which Experian refuses to fix. -This report is showing inaccurate information on my credit profile causing severe distress and financial strain during this pandemic. Note : As of XX/XX/ FTC |
| including the correct address : Correct Address : XXXX Harbor XXXX XXXX | 1 | 0.0% | it was determined that the wall charger was faulty |
| including the cost of any items excluded from thefinance chargepursuant tosection 1605 of this title ; Now that the fraud inside the itemized Amount financed & Finance Charge is addressed | 1 | 0.0% | premiums |
| including the creditor name | 1 | 0.0% | but this unverified account is negatively affecting my XXXX XXXX |
| including the current one | 1 | 0.0% | and I urgently need a resolution. Despite my multiple attempts |
| including the date | 5 | 0.0% | past-due amount |
| including the date and address used None of this has been provided.,Company believes it acted appropriately as authorized by contract or law,CCS Financial Services | 1 | 0.0% | CREDIT COLL must provide : The full legal name of the company reporting this debt and proof it has authority to collect The name of the original creditor and documentation showing how the debt was transferred or assigned A complete itemization of the {$350.00} |
| including the date of the inspection | 1 | 0.0% | charges |
| including the date opened and last reported dates | 3 | 0.0% | including my name |
| including the dates of default and the basis for continued negative reporting. | 1 | 0.0% | I submitted a written dispute to XXXX concerning a collection tradeline reported by CAINE WEINER |
| including the dates of delinquency and balance accuracy | 1 | 0.0% | and I demand that you obtain and share the complete method of verification. You must provide signed original documentation from XXXX XXXX XXXX XXXX including the account agreement |
| including the dates of delinquency and the last activity on the account. I understand that under the Fair Debt Collection Practices Act ( FDCPA ) | 2 | 0.0% | or delete this account. I have reason to believe that the aforementioned collection account may be erroneous or incorrectly reported. I have no recollection or knowledge of any outstanding debt owed to the mentioned creditor. Therefore |
| including the dates on which SPS made these requests. Addfitionally please provide us with a copy of the supporting PSA Language that indicagtes that the servicer is not allowed to modify our mortgage including any language referring to a Waterfall Modification Approach that the servicer is at liberty to use to modify our mortgage. I understand that the PSA language form XXXX referrs to XXXX XXXX XXXX as the servicer. I would expect to see a present day PSA that references SPS as the present day servicer. Sincerely | 1 | 0.0% | there have been a number of Falsified Mortgage assignments on our mortgage by XXXX XXXX |
| including the deletion of inaccurate personal data | 1 | 0.0% | they disclosed debt-related information to third parties |
| including the disputed amount above. American Express failed and mishandled the fraud disputes every month | 1 | 0.0% | my american express was fraudulently charged in the amount of {$1300.00}. XXXX by XXXX |
| including the disputed amount on XX/XX/XXXX. | 1 | 0.0% | I received a letter dated XX/XX/XXXX which stated No further action is required from you at this time. '' On or about XX/XX/XXXX |
| including the due dates of recurring payments. | 1 | 0.0% | specifically 15 U.S.C. 1693e |
| including the duty to investigate disputed information. In addition | 3 | 0.0% | any information which Account name XXXX Balance {$780.00} Balance updated XX/XX/XXXX Credit limit {$400.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Revolving account Payment summary XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX - XX/XX/XXXX - XXXX - - XXXX - XXXX - XXXX - - XXXX - - XXXX - XXXX - XXXX XXXX - XXXX - XXXX - XXXX XXXX - XXXX PAYMENT HISTORY LEGEND Status 120 days past due Status updated XX/XX/XXXX Past due amount {$190.00} Highest balance $ XXXX Monthly payment {$40.00} Additional info Responsibility Individual account Terms- Company sold - Original creditor - Comments Account information disputed by consumer Your statement - Contact info Address XXXX XXXX XXXX XXXX XXXX |
| including the duty to investigate disputes and report accurate information. Any account reported without proper verification or updated documentation could be considered a violation of federal law. | 1 | 0.0% | allegedly reported by XXXX XXXX District Attorneys Office |
| including the early payoff | 1 | 0.0% | including 15 USC 1605 |
| including the educational interests of the child for whom consent would otherwise be required ; ( B ) officials of other schools or school systems in which the student seeks or intends to enroll | 12 | 0.0% | as defined in paragraph ( 5 ) of subsection ( a ) ) of students without the written consent of their parents to any individual |
| including the Electronic Fund Transfer Act ( Regulation E ). | 1 | 0.0% | on XX/XX/year> |
| including the Electronic Fund Transfer Act ( XXXX ) and Consumer Financial Protection Bureau ( CFPB ) guidelines | 1 | 0.0% | as XXXX XXXX |
| including the exact dates | 1 | 0.0% | I hereby demand that Credit Acceptance 1. All internal investigation records related to this account |
| including the exact method of verification and physical documentation used to confirm their accuracy. If TransUnion can not provide that evidence | 1 | 0.0% | with a balance of {$52000.00} A collection account with XXXX XXXX opened on XX/XX/XXXX |
| including the exact method of verification and physical documentation used to confirm their accuracy. If XXXX can not provide that evidence | 1 | 0.0% | with a balance of {$52000.00} A collection account with XXXX XXXX opened on XX/XX/XXXX |
| including the fact that I did not post my job on/through XXXX | 1 | 0.0% | I was taken aback when I received a call from XXXX on XX/XX/XXXX at XXXX XXXX. saying that movers were onsite. I was taken aback for two key reasons : ( 1 ) I had not received any previous communications from XXXX and therefore |
| including the fact that there was no police report. She informed me that I had purchased full coverage and was not liable for the damages | 1 | 0.0% | I immediately called the XXXX XXXX office many times |
| including the fact that these transactions were refunded and should not affect my account. | 1 | 0.0% | emails |
| including the failure to communicate that a disputed debt is disputed. | 2 | 0.0% | states that : Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall ( 5 ) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt ; 15 U.S. Code 1692e ( 2 ) ( 8 ) ( ( 10 ) ( 11 ) - False or misleading representations A debt collector may not use any false |
| including the failure to communicate that a disputed debt is disputed. '' Violation 4 : Misrepresentation of Character | 1 | 0.0% | the debt collector shall cease collection of the debt |
| including the failure to communicate that a disputed debt is disputed. ( Please attached XXXX report XXXX & XXXX ),,Kriya Capital | 1 | 0.0% | in violation of 15 U.S.C 1692g ( a ) |
| including the failure to communicate that a disputed debt is disputed. ( This matter has been adjudicated in the Court of Common Pleas of XXXX County | 1 | 0.0% | title X |
| including the failure to communicate that a disputed debt is disputed. By determining and reporting the disputed account as accurate | 1 | 0.0% | under the FCRA |
| including the Fair Credit Billing Act | 1 | 0.0% | Capital One has engaged in conduct that has directly interfered with my ability to make timely payments |
| including the Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ) | 1 | 0.0% | but TransUnion has illegally placed this account back on which is fraudulent and against FCRA violations I am going to sue TransUnion in the court of law |
| including the Fair Credit Reporting Act ( FCRA | 1 | 0.0% | TX XXXX SSN : XXXX XX/XX/year> To : United Revenue ( Original Creditor : XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX |
| including the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). | 1 | 0.0% | I submitted disputes and evidence directly to TransUnion |