| including receipts | 1 | 0.0% | XXXX XXXX Account To Whom It May Concern |
| including recordings of phone conversations | 1 | 0.0% | the people I reach on the phone |
| including recurring charges | 1 | 0.0% | which |
| including reduction or voiding of unlawful interest and fees,,Deinde Online Services | 1 | 0.0% | deceptive |
| including refreshing the page | 1 | 0.0% | when attempting to obtain my TransUnion credit report directly through their website |
| including refund requests for payments made after the date for which you qualify for forgiveness. | 1 | 0.0% | FSA will be providing the necessary additional information to MOHELA regarding qualifying periods of repayment |
| including refusal to work with people | 1 | 0.0% | serving on several boards |
| including regarding this dispute. ) The charges I disputed are as follows : XX/XX/XXXX - XXXX XXXX | XXXX Fl XXXX - {$38.00} XX/XX/XXXX - XXXX XXXX XXXX XXXX Fl XXXX - {$310.00} These charges were not made by me | 1 | 0.0% | I noticed fraudulent transactions. I disputed these transactions with KeyBank as soon as I noticed them |
| including regulatory penalties | 6 | 0.0% | the unverified items listed below still remain on my credit report in violation of federal law. You are required to comply to FCRA Regulations & Metro 2 standards. Metro 2 is a standardized format developed by the Consumer Data Industry Association ( CDIA ) for reporting credit information |
| including removal of unverifiable or unauthorized information from my credit reports. | 1 | 0.0% | if CarMax or the debt collector fails to provide documentation proving the debtsuch as the original signed contract |
| including removal or correction of the negative credit reporting associated with the returned payment and account closure. | 1 | 0.0% | my account was closed following a returned payment |
| including removing PayPal as a payment option | 1 | 0.0% | Specifically |
| including rent and bills. This situation places me at risk of homelessness. | 1 | 0.0% | information I had previously provided. The XXXX insisted on knowing my exact location and accused me of hanging up on her |
| including rent payments. That being said | 1 | 0.0% | I discovered that my account had been frozen |
| including repair of the scratch amounts to {$780.00}. | 1 | 0.0% | Ally Financial |
| including repayment and deferment options. This is shocking. This is one hundred percent false. I wrote this back to the Navient customer advocate that this is a complete fabrication | 1 | 0.0% | XXXX XXXX |
| including reporting of ; or verifying of this account on my. | 1 | 0.0% | with respect to unsecured PHR identifiable health information of an individual in a personal health record |
| including reporting or threatening to report an incorrect balance. | 1 | 0.0% | and the collection agency by extension |
| including reporting or updating this account with any credit reporting agencies. If you are unable to validate this debt | 1 | 0.0% | including an itemized breakdown of interest |
| including reporting this alleged debt to credit bureaus. | 2 | 0.0% | I am writing to dispute the alleged debt that your company |
| including reporting to consumer reporting agencies. | 1 | 0.0% | you are to immediately remove any and all references to this alleged debt from my credit reports with Experian |
| including reporting to credit bureaus | 1 | 0.0% | 15 U.S.C. 1692g ) : I dispute the validity of this entire alleged debt |
| including reporting to credit bureaus. Reporting unverified debt violates the Fair Credit Reporting Act ( 15 U.S.C. 1681s-2 ). Be advised : failure to properly validate this debt or continued reporting/collection activity may result in legal action and a formal complaint filed with the Consumer Financial Protection Bureau ( CFPB ) | 1 | 0.0% | specifically 15 U.S.C. 1692g. Please note that I am not acknowledging or accepting any liability for this debt. I am requesting that you provide the following documentation to validate the debt you claim : The name and address of the original creditor A full itemization of the alleged debt |
| including reporting to the Federal Trade Commission and seeking remedies under 15 U.S.C. 1681n and 1681o.,,EQUIFAX | 1 | 0.0% | misleadingly |
| including reporting to the Federal Trade Commission and seeking remedies under 15 U.S.C. 1681n and 1681o.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 2 | 0.0% | misleadingly |
| including reporting which constitutes collection activities. This is also a NOTICE exercising my rights to prevent the processing of my personal data According to the fair Credit Reporting Act | 3 | 0.0% | they blatantly violate the ( FCRA15 U.S. Code 1681s2 - ) Responsibilities of furnishers of information to consumer reporting agencies U.S. Code Notes prev | next ( a ) Duty of furnishers of information to provide accurate information ( 1 ) Prohibition ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. ( B ) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer |
| including reports of stolen identification | 1 | 0.0% | debt collectors are required to provide a written notice containing key information about the debt within five days of initial contact. Lockhart |
| including required permits and inspections. | 1 | 0.0% | payable to the Borrower and/or the contractor |
| including RESPA | 1 | 0.0% | I sent a comprehensive package of documentation to your office |
| including responding that they don't have to provide these documents as follows : A detailed statement of the account. | 1 | 0.0% | which allegedly originated with XXXX and XXXX |
| including revocation of their ability to collect debts if applicable. | 1 | 0.0% | Tirey & St. John LLP accountable. The company must provide verifiable tracking numbers |
| including risks to housing eligibility | 1 | 0.0% | LVNV sent XXXX XXXX multiple letters labeled as validation XXXX XXXX that : XXXX Stated an XXXX XXXX amount due XXXX XXXX on the account XXXX Were sent in XXXX XXXX high volume XXXX XXXX despite my cease-communication request XXXX Functioned as collection attempts |
| including Saturdays and Sundays. I do not answer the phone as I feel I do not owe them an explanation | 1 | 0.0% | CA. XXXX XXXX XXXX fax NMLS # XXXX They do a very hard sell |
| including savings associations | 1 | 0.0% | and they have a long way to go. Besides |
| including screenshots and confirmation emails. See attached docx file for a detailed timeline and screenshots of emails and chat transcripts with XXXX. | 1 | 0.0% | I noticed a pricing discrepancy for XXXX XXXX XXXX XXXX on XXXX. Despite the listing showing {$130.00} per tire |
| including screenshots and convenience check images corroborating the offer 's association with my XXXX XXXX card. | 1 | 0.0% | upon completion of the transaction |
| including screenshots of communications with the merchant and pictures of the missing items. Strangely | 1 | 0.0% | on XX/XX/XXXX |
| including Section 605B. | 3 | 0.0% | Experian |
| including Sections 1692d | 1 | 0.0% | enacted before |
| including secure form submissions | 2 | 0.0% | as required by FCRA sections 15 U.S.C. 1681b ( 2 ) |
| including seeking assistance from regulatory authorities or legal counsel. However | 1 | 0.0% | the matter remains unresolved. These inquiries are fraudulent and have caused me significant concern and uncertainty regarding the security of my account. I want to highlight that I have taken the step of filing a report with the Federal Trade Commission ( FTC ) regarding these fraudulent inquiries |
| including seeking damages for the violations and filing complaints with regulatory agencies. I expect your immediate attention to this matter. | 2 | 0.0% | I have identified multiple violations under the Fair Credit Reporting Act |
| including seeking damages for the violations of my consumer rights.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | XXXX XXXX |
| including seeking damages for violations of the FCRA. | 1 | 0.0% | I request a reinvestigation of my credit report |
| including seeking further legal remedies if necessary | 4 | 0.0% | including the incorrect address and all unauthorized or inaccurate accounts |
| including seeking monetary damages | 2 | 0.0% | pursuant to my rights under federal debt collection laws |
| including seeking statutory damages up to {$1000.00} | 1 | 0.0% | I demand a copy of the forward flow agreement and all supporting documentation |
| including sending a certified letter requesting validation of the debt and disputing the validity of the entry. However | 1 | 0.0% | Inc Amount Owed : {$3300.00} National Credit XXXX |
| including sending notarized documents via first-class mail | 2 | 0.0% | which mandates a permissible purpose for accessing and reporting consumer credit information. These actions have negatively impacted my credit score and financial standing |
| including senior resolution managers | 1 | 0.0% | the dealership attempted to process the rebate but said there was a system issue on the Mastercard side and advised me to call the next day. Since then |
