| INC.,NY,11434,,Consent provided,Web,2025-09-01,Closed with non-monetary relief,Yes,N/A,15637901 | 1 | 0.0% | but it also has the potential to negatively impact my credit score and my overall financial standing. I am fully aware that each inquiry must have a legitimate |
| INC.,NY,11435,,Consent provided,Web,2024-08-08,Closed with explanation,Yes,N/A,9754120 | 1 | 0.0% | XXXX XXXX [ Enclosures : Previous Deletion Letters from Equifax ( dated XX/XX/XXXX |
| INC.,NY,11435,,Consent provided,Web,2025-08-02,Closed with non-monetary relief,Yes,N/A,15021082 | 1 | 0.0% | or remove Story : I was not involved in any transaction with XXXX XXXX on the mentioned date. The presence of this hard inquiry is unjustified and must be addressed immediately I respectfully request the Consumer Financial Protection Bureau ( CFPB ) to conduct a full investigation into these matters and ensure all violators are held accountable. I am requesting deletion of all unverifiable |
| INC.,NY,11435,,Consent provided,Web,2025-08-02,Closed with non-monetary relief,Yes,N/A,15022285 | 1 | 0.0% | and I demand its removal and proper explanation I respectfully request the Consumer Financial Protection Bureau ( CFPB ) to conduct a full investigation into these matters and ensure all violators are held accountable. I am requesting deletion of all unverifiable |
| INC.,NY,11435,,Consent provided,Web,2025-09-15,Closed with explanation,Yes,N/A,15946155 | 1 | 0.0% | I saw that auto-payments had been taken out for the credit card and they had denied the claim again. I called Santander XXXX again to try to resolve this and they said since the card with chip had been used |
| INC.,NY,114XX,,Consent provided,Web,2024-06-25,Closed with explanation,Yes,N/A,9345010 | 1 | 0.0% | it is imperative that the credit reporting agencies take immediate action to block and remove all information associated with this identity theft from my credit report. This statute mandates that credit reporting agencies must promptly address such requests within four business days of receiving a complaint that includes the following information : ACCOUNTS BEING CHALLENGE : XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX INQUIRIES BEING CHALLENGE : XXXX | XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX I emphasize the gravity of this matter and my expectation for a prompt and effective response. Failure to respond satisfactorily will compel me to pursue legal action against the agencies involved |
| INC.,NY,114XX,,Consent provided,Web,2024-06-25,Closed with non-monetary relief,Yes,N/A,9355590 | 1 | 0.0% | it is imperative that the credit reporting agencies take immediate action to block and remove all information associated with this identity theft from my credit report. This statute mandates that credit reporting agencies must promptly address such requests within four business days of receiving a complaint that includes the following information : ACCOUNTS BEING CHALLENGE : XXXX ( Original Creditor : XXXXXXXX XXXX XXXX ) XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX ( Original Creditor : XXXXXXXX XXXX XXXX XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX INQUIRIES BEING CHALLENGE : XXXX | XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX I emphasize the gravity of this matter and my expectation for a prompt and effective response. Failure to respond satisfactorily will compel me to pursue legal action against the agencies involved |
| INC.,NY,114XX,,Consent provided,Web,2025-06-19,Closed with non-monetary relief,Yes,N/A,14144018 | 1 | 0.0% | TransUnion has a legal obligation under 15 U.S.C. 1681e ( b ) to maintain maximum possible accuracy in the information it includes in consumer credit files. By retaining and publishing an address I never lived at |
| INC.,NY,114XX,,Consent provided,Web,2025-06-19,Closed with non-monetary relief,Yes,N/A,14146030 | 1 | 0.0% | Equifax is legally obligated to follow reasonable procedures to ensure the maximum possible accuracy of the information it reports. In this case |
| INC.,NY,11510,,Consent provided,Web,2023-04-04,Closed with explanation,Yes,N/A,6791439 | 1 | 0.0% | medical information companies and tenant screening services. Information in a consumer report can not be provided to anyone who does not have a purpose specified in the Act. Companies that provide information to consumer reporting agencies also have specific legal obligations |
| INC.,NY,11510,,Consent provided,Web,2023-04-04,Closed with non-monetary relief,Yes,N/A,6792741 | 1 | 0.0% | medical information companies and tenant screening services. Information in a consumer report can not be provided to anyone who does not have a purpose specified in the Act. Companies that provide information to consumer reporting agencies also have specific legal obligations |
| INC.,NY,11510,,Consent provided,Web,2025-10-08,Closed with non-monetary relief,Yes,N/A,16451585 | 1 | 0.0% | as permitted under 15 U.S.C. 1681i ( a ). This claim arises under the Fair Credit Reporting Act ( FCRA ) and related consumer protection statutes. Equifaxs consumer disclosure and account terms incorporate an arbitration provision designating JAMS as the arbitral forum. Governing Law : Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ) and |
| INC.,NY,11510,,Consent provided,Web,2025-10-08,Closed with non-monetary relief,Yes,N/A,16453507 | 1 | 0.0% | as permitted under 15 U.S.C. 1681i ( a ). This claim arises under the Fair Credit Reporting Act ( FCRA ) and related consumer protection statutes. Equifaxs consumer disclosure and account terms incorporate an arbitration provision designating JAMS as the arbitral forum. Governing Law : Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ) and |
| INC.,NY,11520,,Consent provided,Web,2021-06-12,Closed with explanation,Yes,N/A,4455655 | 1 | 0.0% | you had to investigate. If a FBI agent investigates |
| INC.,NY,11520,,Consent provided,Web,2021-07-14,Closed with explanation,Yes,N/A,4543854 | 1 | 0.0% | according to the provisions of the Fair Credit Reporting Act 611 ( a ) [ 15 USC 1681i ( a ) ] |
| INC.,NY,11550,,Consent provided,Web,2023-04-16,Closed with non-monetary relief,Yes,N/A,6845594 | 1 | 0.0% | XXXX Phone number- XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX Important dates-Inquiry dateXXXX XXXX XXXX Removal XXXX XXXX Business type-Finance |
| INC.,NY,11550,,Consent provided,Web,2024-04-02,Closed with explanation,Yes,N/A,8668757 | 1 | 0.0% | I finally was able to get the XXXX Credit Report. Two pages were difficult to print as it appeared on the site. On XX/XX/year> |
| INC.,NY,11550,,Consent provided,Web,2024-04-02,Closed with non-monetary relief,Yes,N/A,8668451 | 1 | 0.0% | I finally was able to get the TransUnion Credit Report. Two pages were difficult to print as it appeared on the site. On XX/XX/2024 |
| INC.,NY,11550,,Consent provided,Web,2025-01-23,Closed with non-monetary relief,Yes,N/A,11714560 | 1 | 0.0% | under XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX no person shall furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. Additionally |
| INC.,NY,11550,,Consent provided,Web,2025-02-09,Closed with explanation,Yes,N/A,12007457 | 1 | 0.0% | federal agencies are prohibited from disclosing personal information without the individuals consent |
| INC.,NY,11550,,Consent provided,Web,2025-02-09,Closed with non-monetary relief,Yes,N/A,12007480 | 1 | 0.0% | federal agencies are prohibited from disclosing personal information without the individuals consent |
| INC.,NY,11550,,Consent provided,Web,2025-02-09,Closed with non-monetary relief,Yes,N/A,12007557 | 1 | 0.0% | federal agencies are prohibited from disclosing personal information without the individuals consent |
| INC.,NY,11550,,Consent provided,Web,2025-07-16,Closed with non-monetary relief,Yes,N/A,14681228 | 1 | 0.0% | the Equifax Information Services |
| INC.,NY,11550,,Consent provided,Web,2025-07-16,Closed with non-monetary relief,Yes,N/A,14701470 | 1 | 0.0% | the TransUnion LLC XXXX XXXX XXXX |
| Inc.,NY,11550,,Consent provided,Web,2025-08-26,Closed with explanation,Yes,N/A,15535531 | 1 | 0.0% | nor do I know the person XXXX XXXX who received it on Cashapp is. I take the security of my account very seriously |
| INC.,NY,11553,,Consent provided,Web,2023-11-25,Closed with non-monetary relief,Yes,N/A,7902882 | 1 | 0.0% | I sent TRANSUNION AN AFFIDAVIT OF FACT- STATEMENT OF BILL PROTEST ON NEGATIVELY REPORTING ON MY CONSUMER REPORT. THE AFFIDAVIT OF FACT WAS RECEIVED BY TRANSUNION ON XX/XX/2023 TRANSUNION FAILED TO REBUTE THE AFFIDAVIT POINT BY POINT ( A copy is hereto attached ) Despite my disputes submission TRANSUNIONS RESPONSE ( copy hereto attached ) failed to provide me with proof of the method of verification according to FCRA 611 ( a ) ( 7 ) 15 USC 1681 ( a ) ( 2ab ) and Title USC 24 by LAW TRANSUNION was required to send me a complete description of all methods used to investigate this dispute |
| INC.,NY,11553,,Consent provided,Web,2024-04-19,Closed with non-monetary relief,Yes,N/A,8813272 | 1 | 0.0% | XXXXXXXX XXXX XXXXXXXX Listed below are the Accounts that are being challenged XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Your agency is in breach of the law! According to 15 U.S.C. 1681 section 602 A |
| INC.,NY,11553,,Consent provided,Web,2024-05-17,Closed with non-monetary relief,Yes,N/A,9032461 | 1 | 0.0% | XXXX |
| INC.,NY,11553,,Consent provided,Web,2024-05-17,Closed with non-monetary relief,Yes,N/A,9032462 | 1 | 0.0% | XXXX |
| INC.,NY,11580,,Consent provided,Web,2024-01-25,Closed with explanation,Yes,N/A,8222438 | 1 | 0.0% | if executed outside of the United States ) that the foregoing is true and correct to the best of my knowledge. Further |
| INC.,NY,11580,,Consent provided,Web,2024-01-25,Closed with explanation,Yes,N/A,8222610 | 1 | 0.0% | if executed outside of the United States ) that the foregoing is true and correct to the best of my knowledge. Further |
| INC.,NY,11581,,Consent provided,Web,2025-09-03,Closed with explanation,Yes,N/A,15685097 | 1 | 0.0% | collections and hard inquiries are a result of identity theft |
| INC.,NY,11581,,Consent provided,Web,2025-09-03,Closed with non-monetary relief,Yes,N/A,15693257 | 1 | 0.0% | collections and hard inquiries are a result of identity theft |
| INC.,NY,11590,,Consent provided,Web,2025-07-09,Closed with non-monetary relief,Yes,N/A,14549668 | 1 | 0.0% | including documentation and contacts |
| INC.,NY,11590,,Consent provided,Web,2025-07-09,Closed with non-monetary relief,Yes,N/A,14551181 | 1 | 0.0% | including documentation and contacts |
| INC.,NY,11590,,Consent provided,Web,2025-07-16,Closed with non-monetary relief,Yes,N/A,14690384 | 1 | 0.0% | I have been repeatedly denied access to essential lines of credit |
| INC.,NY,115XX,,Consent provided,Web,2023-07-24,Closed with non-monetary relief,Yes,N/A,7294493 | 1 | 0.0% | MD XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| INC.,NY,115XX,,Consent provided,Web,2025-07-15,Closed with non-monetary relief,Yes,N/A,14675159 | 1 | 0.0% | the TransUnion LLC Consumer Dispute Center |
| INC.,NY,115XX,,Consent provided,Web,2025-07-15,Closed with non-monetary relief,Yes,N/A,14675614 | 1 | 0.0% | the Equifax Information Services |
| INC.,NY,11691,,Consent provided,Web,2023-04-17,Closed with non-monetary relief,Yes,N/A,6850033 | 1 | 0.0% | In Kunwar v. Capital One |
| Inc.,NY,11692,,Consent provided,Web,2021-10-11,Closed with explanation,Yes,N/A,4799128 | 1 | 0.0% | does your firm have a debt collection license from that place? If so |
| INC.,NY,116XX,,Consent provided,Web,2022-04-01,Closed with explanation,Yes,N/A,5396595 | 1 | 0.0% | after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer |
| INC.,NY,11701,,Consent provided,Web,2025-07-09,Closed with non-monetary relief,Yes,N/A,14551135 | 1 | 0.0% | the TransUnion LLC Consumer Dispute Center |
| INC.,NY,11701,,Consent provided,Web,2025-08-12,Closed with explanation,Yes,N/A,15227644 | 1 | 0.0% | the Equifax credit reporting agencys block the information appearing on my consumer credit report that is the result of identity theft |
| INC.,NY,11701,Servicemember,Consent provided,Web,2025-05-28,Closed with explanation,Yes,N/A,13756155 | 1 | 0.0% | if the account remains on my credit reports or if I do not receive timely confirmation I will file complaints with the Consumer Financial Protection Bureau |
| INC.,NY,11706,,Consent provided,Web,2025-08-05,Closed with non-monetary relief,Yes,N/A,15099141 | 1 | 0.0% | the Equifax Information Services |
| INC.,NY,11717,,Consent provided,Web,2024-04-25,Closed with explanation,Yes,N/A,8848338 | 1 | 0.0% | which stem from a data breach or fraud incident. I request verifiable evidence bearing my signature or electronic signature. This letter represents my personal request |
| Inc.,NY,11720,,Consent provided,Web,2025-05-22,Closed with explanation,Yes,N/A,13670240 | 1 | 0.0% | my credit score has significantly declined |
| INC.,NY,11727,,Consent provided,Web,2017-09-13,Closed with explanation,Yes,N/A,2671289 | 1 | 0.0% | which does n't even activate immediately. Even this had to be sought out by those who see the news reports |
| INC.,NY,11727,,Consent provided,Web,2024-04-12,Closed with non-monetary relief,Yes,N/A,8750812 | 1 | 0.0% | medical information companies and tenant screening services. Information in a consumer report can not be provided to anyone who does not have a purpose specified in the Act. Companies that provide information to consumer reporting agencies also have specific legal obligations |