| INC.,MI,48104,,Consent provided,Web,2019-09-23,Closed with explanation,Yes,N/A,3383804 | 1 | 0.0% | rather than automatically process it |
| INC.,MI,48105,,Consent provided,Web,2024-12-23,Closed with non-monetary relief,Yes,N/A,11245108 | 1 | 0.0% | the aforementioned accounts and associated collections appearing on my consumer credit report were not opened |
| INC.,MI,48105,,Consent provided,Web,2024-12-23,Closed with non-monetary relief,Yes,N/A,11249351 | 1 | 0.0% | the aforementioned accounts and associated collections appearing on my consumer credit report were not opened |
| INC.,MI,48108,Servicemember,Consent provided,Web,2025-01-14,Closed with non-monetary relief,Yes,N/A,11523130 | 1 | 0.0% | weekly |
| Inc.,MI,48108,Servicemember,Consent provided,Web,2025-01-30,Closed with explanation,Yes,N/A,11849779 | 1 | 0.0% | this was written by the property manager no proof or evidence whatsoever. This is not the first apartment i have Lived in blinds replacement and carpet replacement is what ever landlord does to every apartment and no one else was charged for this |
| INC.,MI,48111,,Consent provided,Web,2025-03-16,Closed with non-monetary relief,Yes,N/A,12501897 | 1 | 0.0% | I was not As the original creditor |
| INC.,MI,48124,,Consent provided,Web,2023-01-19,Closed with explanation,Yes,N/A,6457891 | 1 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX |
| INC.,MI,48124,,Consent provided,Web,2025-03-13,Closed with non-monetary relief,Yes,N/A,12436705 | 1 | 0.0% | 15 U.S.C. 1681i |
| INC.,MI,48124,,Consent provided,Web,2025-03-13,Closed with non-monetary relief,Yes,N/A,12437100 | 1 | 0.0% | 15 U.S.C. 1681i |
| INC.,MI,48125,,Consent provided,Web,2025-05-30,Closed with explanation,Yes,N/A,13775589 | 1 | 0.0% | I ask that Experian delete the XXXX XXXX XXXX collection entry permanently and block it from reappearing. Please send me an updated credit report reflecting the removal. If Experian believes it has already complied with FCRA reinsertion requirements |
| INC.,MI,48125,,Consent provided,Web,2025-05-30,Closed with explanation,Yes,N/A,13777920 | 1 | 0.0% | I ask that Experian delete the XXXX XXXX XXXX collection entry permanently and block it from reappearing. Please send me an updated credit report reflecting the removal. If Experian believes it has already complied with FCRA reinsertion requirements |
| INC.,MI,48125,,Consent provided,Web,2025-07-25,Closed with non-monetary relief,Yes,N/A,14880760 | 1 | 0.0% | but XXXX failed to follow my instructions and refused to explain why the single loan was fragmented into seven parts. These actions resulted in unfair reporting |
| INC.,MI,48125,,Consent provided,Web,2025-07-25,Closed with non-monetary relief,Yes,N/A,14880761 | 1 | 0.0% | but XXXX failed to follow my instructions and refused to explain why the single loan was fragmented into seven parts. These actions resulted in unfair reporting |
| INC.,MI,48141,,Consent provided,Web,2024-10-22,Closed with non-monetary relief,Yes,N/A,10536233 | 1 | 0.0% | what procedures were followed |
| INC.,MI,48141,,Consent provided,Web,2024-10-22,Closed with non-monetary relief,Yes,N/A,10544592 | 1 | 0.0% | what procedures were followed |
| INC.,MI,48141,,Consent provided,Web,2025-06-21,Closed with non-monetary relief,Yes,N/A,14225060 | 1 | 0.0% | the TransUnion |
| INC.,MI,48141,,Consent provided,Web,2025-06-21,Closed with non-monetary relief,Yes,N/A,14225061 | 1 | 0.0% | the TransUnion |
| INC.,MI,48174,,Consent provided,Web,2023-03-16,Closed with explanation,Yes,N/A,6705222 | 1 | 0.0% | MI XXXX XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| INC.,MI,48174,,Consent provided,Web,2024-09-04,Closed with explanation,Yes,N/A,10021748 | 1 | 0.0% | you have stated in your terms and agreements that you are under Virginia law |
| INC.,MI,48174,,Consent provided,Web,2024-09-04,Closed with non-monetary relief,Yes,N/A,10017712 | 1 | 0.0% | you have stated in your terms and agreements that you are under Virginia law |
| INC.,MI,48174,,Consent provided,Web,2025-02-28,Closed with explanation,Yes,N/A,12246363 | 1 | 0.0% | XXXX XXXX XXXX ( MO ) XXXX XXXX XXXX |
| INC.,MI,48174,,Consent provided,Web,2025-02-28,Closed with non-monetary relief,Yes,N/A,12246215 | 1 | 0.0% | XXXX XXXX XXXX ( MO ) XXXX XXXX XXXX |
| INC.,MI,48183,,Consent provided,Web,2024-05-24,Closed with non-monetary relief,Yes,N/A,9093959 | 1 | 0.0% | XXXX |
| INC.,MI,48183,,Consent provided,Web,2024-05-24,Closed with non-monetary relief,Yes,N/A,9093960 | 1 | 0.0% | XXXX |
| INC.,MI,48183,,Consent provided,Web,2024-06-06,Closed with non-monetary relief,Yes,N/A,9184149 | 1 | 0.0% | XXXX |
| INC.,MI,48185,,Consent provided,Web,2025-08-01,Closed with explanation,Yes,N/A,15045418 | 1 | 0.0% | MI XXXX Address Law : FCRA Section 609 ( c ) ( 2 ) ( E ) and Section 611 ( a ) Issue : This is not my address and is being incorrectly reported Story : I have no association with this address it is entirely inaccurate and reporting this falsely connected location is misleading to my credit file XX/XX/XXXX Date Opened : XX/XX/XXXX Balance Owed : {$390.00} Chargeoff * * Law : FCRA 611 and 623 ( a ) ( 1 ) ( A ) Issue : This account is reporting inaccurate charge-off status Story : I dispute this entry as I do not have a valid account with this creditor in this manner and the reporting has no supporting verification documents provided under my previous requestXX/XX/XXXXDate Opened : XX/XX/XXXX Balance Owed : {$390.00} Chargeoff * * Law : FCRA 611 and 623 Issue : Account status is incorrect and unverifiable Story : This item does not match any legitimate obligation on my part and needs to be reinvestigated properly with actual documentation XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$0.00} Chargeoff * * Law : FCRA 623 and 611 Issue : Reporting as a charge-off despite {$0.00} balance Story : This contradictory entry reflects inaccurate status a zero balance can not be charged off and I request deletion of this erroneous item XX/XX/XXXXDate Opened : XX/XX/XXXX Balance Owed : {$1800.00} Late Payment * * Law : FCRA XXXX XXXX and XXXX Issue : Late payment reported inaccurately Story : I was under forbearance or deferment status during this time as per federal student loan protections yet this account reflects a delinquency that should not exist XX/XX/XXXX Date Opened : XX/XX/XXXX Balance Owed : {$2100.00} Late Payment * * Law : FCRA 623 and 611 Issue : Misreported delinquencies Story : This loan was not delinquent under Department of Education guidelines this is a misrepresentation and needs correction or removal XX/XX/XXXX Date Opened : XX/XX/XXXX Balance Owed : {$2000.00} Late Payment * * Law : FCRA Section 611 Issue : Forbearance status overlooked in reporting Story : This loan was under active federal protection with no missed payments and yet is reported delinquent in error XX/XX/XXXX XX/XX/XXXXDate Opened : XX/XX/XXXX Balance Owed : {$3500.00} Late Payment * * Law : FCRA Section 611 Issue : Inconsistent and unverified reporting Story : Payments were in good standing or under approved deferment the late payment status here is factually unsupported and must be correctedXX/XX/XXXX Date Opened : XX/XX/XXXX Balance Owed : {$1700.00} Late Payment * * Law : FCRA 611 Issue : Unjustified derogatory status Story : I dispute this item because payments were not late based on agreed terms this listing reflects inaccurate and harmful reporting XXXX XXXX XX/XX/XXXXXXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$950.00} Collection * * Law : FCRA 623 Issue : Duplicate with XXXX account Story : This appears to be a duplicate listing for the same debt and creates double derogatory harm I request immediate deletion of XXXX or both pending validation XXXX XXXX XXXX XXXX Date XXXX XXXX XX/XX/XXXX Balance Owed : {$1000.00} Collection * * Law : FCRA 611 and 623 Issue : Account submitted to collections in error Story : This balance was under dispute with the institution and should never have been placed with a collection agency XXXX XX/XX/XXXX Date Opened : XX/XX/XXXX Balance Owed : {$520.00} Collection Law : FCRA 611 Issue : Account disputed and improperly validated Story : XXXX XXXX has failed to provide any documentation verifying this collection as accurate and complete per my first dispute XXXXXX/XX/XXXX Date Opened : XX/XX/XXXX Balance Owed : {$650.00} Collection * * Law : FCRA and FDCPA Issue : This debt is either inaccurate or time-barred Story : This item must be removed as there has been no verification or proof of authorization to report such collection under my fileXX/XX/XXXXXX/XX/XXXX Inquiry Law : FCRA Section 604 Issue : Unauthorized hard inquiry Story : I never applied for credit with Rocket Mortgage and this inquiry was conducted without my permission damaging my score XXXX XXXX XX/XX/XXXX Inquiry Law : FCRA Section 604 Issue : Inquiry not authorized by me Story : I did not apply for any loan or account with XXXXXX/XX/XXXX this pull is unauthorized and should be deleted immediately I respectfully request the Consumer Financial Protection Bureau ( CFPB ) to launch a full investigation into these matters. The data furnishers and credit reporting agencies have failed to comply with the FCRA by reporting inaccurate |
| INC.,MI,48188,,Consent provided,Web,2023-02-11,Closed with non-monetary relief,Yes,N/A,6561018 | 1 | 0.0% | XXXX XXXX # XXXX |
| INC.,MI,48195,,Consent provided,Web,2022-08-25,Closed with explanation,Yes,N/A,5915442 | 1 | 0.0% | MI XXXX XX/XX/2022 XXXX XXXX XXXX XXXX XXXX |
| INC.,MI,48195,,Consent provided,Web,2022-08-25,Closed with non-monetary relief,Yes,N/A,5915443 | 1 | 0.0% | MI XXXX XX/XX/2022 XXXX XXXX XXXX XXXX XXXX |
| INC.,MI,48197,,Consent provided,Web,2023-03-10,Closed with non-monetary relief,Yes,N/A,6676795 | 1 | 0.0% | Section 611 of FCRA |
| Inc.,MI,48203,,Consent provided,Web,2023-05-30,Closed with explanation,Yes,N/A,7044777 | 1 | 0.0% | or intelligence or counterintelligence activities or analysis related to |
| INC.,MI,48203,,Consent provided,Web,2024-12-06,Closed with non-monetary relief,Yes,N/A,11062066 | 1 | 0.0% | after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer |
| INC.,MI,48204,,Consent provided,Web,2024-07-01,Closed with non-monetary relief,Yes,N/A,9395593 | 1 | 0.0% | account history |
| INC.,MI,48207,,Consent provided,Web,2023-01-19,Closed with explanation,Yes,N/A,6454234 | 1 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : Laronda Moore 3500 East Jefferson Detroit |
| INC.,MI,48207,,Consent provided,Web,2023-01-19,Closed with explanation,Yes,N/A,6454237 | 1 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX |
| INC.,MI,48213,,Consent provided,Web,2022-12-01,Closed with explanation,Yes,N/A,6266505 | 1 | 0.0% | general reputation |
| INC.,MI,48219,,Consent provided,Web,2021-11-05,Closed with explanation,Yes,N/A,4882682 | 1 | 0.0% | nor updated because this information is clearly not reporting correctly which is a violation under the FCRA and you basically lied to me. So once again |
| INC.,MI,48219,,Consent provided,Web,2021-11-05,Closed with explanation,Yes,N/A,4883563 | 1 | 0.0% | nor updated because this information is clearly not reporting correctly which is a violation under the FCRA and you basically lied to me. So once again |
| INC.,MI,48219,,Consent provided,Web,2022-08-29,Closed with non-monetary relief,Yes,N/A,5927940 | 1 | 0.0% | general reputation |
| INC.,MI,48219,,Consent provided,Web,2025-07-29,Closed with explanation,Yes,N/A,14954800 | 1 | 0.0% | Balance : {$1700.00} XXXX XXXX - Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| INC.,MI,48219,,Consent provided,Web,2025-08-08,Closed with explanation,Yes,N/A,15161167 | 1 | 0.0% | the TransUnion credit reporting agencys block the information appearing on my consumer credit report that is the result of identity theft |
| INC.,MI,48219,,Consent provided,Web,2025-08-11,Closed with explanation,Yes,N/A,15218685 | 1 | 0.0% | Equifax |
| INC.,MI,48219,,Consent provided,Web,2025-08-11,Closed with non-monetary relief,Yes,N/A,15217450 | 1 | 0.0% | Equifax |
| INC.,MI,48221,,Consent provided,Web,2023-11-27,Closed with explanation,Yes,N/A,7910812 | 1 | 0.0% | 15 USC 1681 ( a ) ( 2 ) ( i ) explicitly mandates the accuracy and fairness of consumer credit reports. It is with great concern that I must address the egregious inaccuracies in reporting |
| INC.,MI,48221,,Consent provided,Web,2023-11-27,Closed with non-monetary relief,Yes,N/A,7907905 | 1 | 0.0% | 15 USC 1681 ( a ) ( 2 ) ( i ) explicitly mandates the accuracy and fairness of consumer credit reports. It is with great concern that I must address the egregious inaccuracies in reporting |
| INC.,MI,48221,,Consent provided,Web,2023-11-27,Closed with non-monetary relief,Yes,N/A,7910505 | 1 | 0.0% | 15 USC 1681 ( a ) ( 2 ) ( i ) explicitly mandates the accuracy and fairness of consumer credit reports. It is with great concern that I must address the egregious inaccuracies in reporting |
| INC.,MI,48221,,Consent provided,Web,2025-06-22,Closed with non-monetary relief,Yes,N/A,14220722 | 1 | 0.0% | including proof of identity |
| INC.,MI,48221,,Consent provided,Web,2025-06-22,Closed with non-monetary relief,Yes,N/A,14220723 | 1 | 0.0% | including proof of identity |
| INC.,MI,48221,,Consent provided,Web,2025-07-07,Closed with non-monetary relief,Yes,N/A,14488712 | 1 | 0.0% | would like to have all addresses and names REMOVED from my credit report |
| INC.,MI,48221,,Consent provided,Web,2025-08-04,Closed with explanation,Yes,N/A,15056560 | 1 | 0.0% | Date Opened : XX/XX/XXXX |