| i will inform you why. Because they never reported the commerial line of credit | 2 | 0.0% | failing to report true credit limit |
| I will initiate arbitration in accordance with our agreement. This will include this letter | 1 | 0.0% | FCRA violations |
| I will initiate formal legal action | 1 | 0.0% | unjust enrichment |
| I will initiate formal legal proceedings under 15 U.S.C. 1692k | 1 | 0.0% | email |
| I will initiate legal proceedings without further notice. | 1 | 0.0% | Provide required documentation ( 15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) ) |
| I will interpret that as a willful and deliberate violation of federal lawand respond accordingly. I deserve better | 1 | 0.0% | affecting my access to opportunities |
| I will just go ahead and order them now | 4 | 0.0% | Im shocked |
| I will like to say that this account is fraudulent and kindly ask to have TRANSWORLD SYSTEM INC remove this account from their computer | 1 | 0.0% | which is to be sworn under penalty of perjury so that I may have the opportunity to hold XXXX XXXX and TRANSWORLD SYSTEM INC liable for making false and unsubstantiated claims against me. You have failed to rebut the Affidavit point for point in a timely manner. In commerce an unrebutted Affidavit stands truth! Also in any court of law |
| I will locate a lawyer who may obtain the information I requested but I will no longer accept any calls from RMI nor will I be obligated to make any payments on this debt for lack of supporting documentation. | 1 | 0.0% | This is the information I was trying to obtain but in writing. Never once did I say I would not pay it but that I was revoking my arrangements that were made yesterday. The intention was to obtain more information on the company that is requesting funds to ensure legitimacy prior to auto withdrawals from my account. On my behalf |
| I will make consecutive monthly payments in amounts at least equal to the Monthly Payment Amount by the applicable payment due dates until I have paid all of the principal and interest and any other charges I may owe under this Credit Agreement. | 1 | 0.0% | you will send me monthly statements that show the Monthly Payment Amount and the payment due dates |
| I will manipulate the courts as needed to exercise & enforce my constitutional rights within the FCRA & FDCPA legislations. | 2 | 0.0% | no one can pursue any collection activity until the debt is constitutionally validated. Concurrently |
| I will most likely be charged again in the future. I explained the predicament to the representative- after nearly 20 minutes of being on hold - about my concerns. They regretted to inform me that there was nothing they could do since - in their words - the merchant ( XXXX ) presented confounding evidence '' with the purchases made. They kindly suggested I get in touch with XXXX | 1 | 0.0% | on XX/XX/XXXX |
| I will need minimum 30 days to investigate this information | 1 | 0.0% | XXXX |
| I will need to contact XXXX XXXX billing department and that they do not have to provide billing information since they are collecting on XXXX XXXX behalf. | 1 | 0.0% | however |
| I will need to have access to my account online. All my attempts to resolve this issue and other issues related to my account were unsuccessful.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 1 | 0.0% | and XX/XX/XXXX and prior times about my account. Their customer service |
| I will need to pay titles/tag fees | 1 | 0.0% | I would have attempted to sell the vehicle at 121 days out from the lease |
| I will need to send in all the documentation and paperwork for taking out a new loan all over again | 1 | 0.0% | Inc. ( XXXX ) XXXX XXXX XXXX |
| I will never bank with American banks again. | 1 | 0.0% | they recorded conversations without reviewing the content before making a final decision on my claim. I can no longer bank with American banks. I find that American banks often lack humanism and treat customers like commodities. I explained myself very well to Wells Fargo |
| I will never bank with Chase again and they ought to be responsible for any negative financial consequences I've incurred as a result of their inaction.,,JPMORGAN CHASE & CO.,DC,20009,,Consent provided,Web,2018-10-13,Closed with monetary relief,Yes,N/A,3044979 | 1 | 0.0% | the account was still not yet closed even though the notes of all interactions with chase indicate a closure date of XX/XX/XXXX and mailing of my funds by XX/XX/XXXX. I had to call again to have the closure of the account expedited '' which isn't the correct term because the date of closure guaranteed to me was already past. As of XX/XX/XXXX |
| I WILL not accept. they crooss over the line | 1 | 0.0% | I need you to be aware |
| I will not allow this bank to take my home or my neighbor 's home.,,CARRINGTON MORTGAGE SERVICES | 1 | 0.0% | I allowed to go on for 13 years. '' The judge implied during the hearing that I owned both properties and that I was in some sort of scheme with my neighbors to cheat the bank. She said this situation was my fault and signed a {$300000.00} judgement against me that includes insurance on my neighbor 's property for 13 years |
| I will not allow this injustice to stand. I will not be silent in the face of this violation. You have 15 days from the date of this letter to correct these wrongs and restore my rightful credit standing. | 1 | 0.0% | remove the false information |
| I will not allow this injustice to stand. I will not be silent in the face of this violation. You have XXXX XXXX from the date of this letter to correct these wrongs and restore my rightful credit standing. | 1 | 0.0% | remove the false information |
| I will not answer.,,SYNCHRONY FINANCIAL,NJ,076XX,,Consent provided,Web,2024-01-11,Closed with explanation,Yes,N/A,8151862 | 1 | 0.0% | the different parts are clear. I have checked the number XXXX |
| I will not be able to afford rent and put a roof over my childs head. Under these current conditions | 1 | 0.0% | the only work I have been able to get is XXXX in a XXXX XXXX. As you know |
| I will NOT be broke for long and my life will be back on track. This is an evil thing to do to a single mother with XXXX kids. I want my money back that keeps disappearing and then I will be removing my assets and changing financial institutions. I need an advocate because everyone at this bank looks at me like Im lying. Why would I lie over {$80.00}?? Wouldnt t,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRUIST FINANCIAL CORPORATION,GA,301XX,,Consent provided,Web,2022-06-25,Closed with explanation,Yes,N/A,5708203 | 1 | 0.0% | I received an amazing job offer and started working last week. I have been pinching pennies to get to work for gas seeing that I live XXXX miles away from my job. I went to bed last night ( XX/XX/2022 ) and had {$170.00} in my bank account. When I woke up this morning ( XX/XX/2022 ) |
| I will not be paying it until I gain understanding of why and how that could even happen. I will continue to make my monthly payments. I acknowledge that Im the one that input the wrong digits in autopay | 1 | 0.0% | no communication |
| I will not be renewing with this insurance and will have another policy that I will pay monthly premiums myself. Of course | 1 | 0.0% | I regret my decision and now have a home with a Mortgage debt increased almost 18k and monthly payment increased by approx. {$500.00} |
| I will not be talking to you anymore ; you and your lawyer will have to talk with my company 's attorneys. '' They should never have used the Interactive Touch table. Im an old man | 1 | 0.0% | he blamed everything on old manager and said |
| I will not cancel my membership because I have to know what my Experian score it because some credit companies only use that score to determine eligibility. This is a unfair and unfortunate trap.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,LA,708XX,,Consent provided,Web,2018-10-25,Closed with explanation,Yes,N/A,3056315 | 1 | 0.0% | a paid customer |
| I will not email those letters to you. to date | 2 | 0.0% | and she was attempting to re-log onto the XXXX system |
| I will not except any thing other than | 1 | 0.0% | I happened to be looking at my credit report from XXXX and sure enough |
| I will not have a high enough XXXX XXXX to continue purchasing properties and this mistaken mortgage late was of no fault of my own doing. I greatly appreciate your assistance. Sincerely | 1 | 0.0% | renting them out |
| I will not hesitate in bringing legal action against you and your client for the following : Violation of that Fair Credit Reporting Act | 1 | 0.0% | but a notice sent pursuant to the Fair Debt Collection Practices Act |
| I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Credit Reporting Act | 4 | 0.0% | but a notice sent pursuant to the Fair Debt Collection Practices Act |
| I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character Violation of United States Code TITLE 18 PART 1 CHAPTER 63 1341 ( Mail Fraud ) This debt is considered to be invalid until I receive proper validation and your offices provide Claimant with proof of claim of the disputed debt. Your offices have 30 days to produce the required documentation in accordance with FTC guidelines. During this validation period and proof of claim | 2 | 0.0% | I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus |
| I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Credit Reporting Act. Violation of the Fair Debt Collections Practices Act | 1 | 0.0% | but a request for VALIDATION made pursuant to the above- named Title and section. I respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you |
| I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. | 4 | 0.0% | but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your office provide me with competent evidence that I have any legal obligation to pay you. At this time |
| I will not hesitate in bringing legal action against you and your client for the following Violation of the Fair Debt Collection Practices Act I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration | 2 | 0.0% | but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. At this time |
| I will not hesitate in bringing legal action against you and your client for violating the FDCPA and defamation of character. | 1 | 0.0% | please be advised if Eastpoint Recovery Group |
| I will not hesitate in bringing legal action against you and your client for violating the FDCPA and defamation of character.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Capital Management Services | 1 | 0.0% | please be advised if Capital Management Services |
| I will not hesitate in bringing legal action against you for the following : Violation of the Fair Credit Reporting Act and Defamation of Character | 1 | 0.0% | during this validation period |
| I will not hesitate in bringing legal action against you for the following : Violation of the Fair Credit Reporting Act and Defamation of Character. | 1 | 0.0% | then please cease and desist. The Fair Debt Collection Practices Act 15 USC 1692 |
| I will not hesitate in bringing legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices are able to provide the proper documentation as requested in the following Declaration | 2 | 0.0% | but a request for VALIDATION made pursuant to the above-named Title and Section. That is competent evidence bearing my signature |
| I will not hesitate in bringing legal action against your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. | 3 | 0.0% | nor is it a request for ownership of legal rights to a debt but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I hereby order you and respectfully request that your offices provide me with accurate account details. At this time |
| I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act ; Violation of the Fair Debt Collection Practices Act ; Violation of the Consumer Collection Practices Act in my State ; Defamation of Character. | 3 | 0.0% | I also inform you that reporting invalidated information to major credit bureaus ( XXXX |
| I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act ; Violation of the Fair Debt Collection Practices Act ; Violation of the Consumer Collection Practices Act in my State ; I am waiting for your immediate action to my requests. Best Regards | 5 | 0.0% | I also inform you that reporting invalidated information to major credit bureaus ( XXXX |
| I will not hesitate to file a complaint with the Consumer Financial Protection Bureau ( CFPB ) | 1 | 0.0% | 15 U.S. Code 1692c ( c ) |
| I will not hesitate to file a suit if you continue to break Federal Law and violate my rights.,,Bread Financial Holdings | 1 | 0.0% | I will file a 1099c complaint which would then initiate them to file a form 4681 as well as a 3949-A Corporate Tax Fraud complaint and contact you. Charge offs are not debt. You have also used my consumer report as a form of punishment and bringing harm to me by reporting this fraudulent account on my consumer report. That is aggravated identity theft. 18 USC 894 ( a ) ( 1 ) and 18 USC 894 ( a ) ( 2 ) states : Whoever knowingly participates in any way |
| I will not hesitate to file formal complaints with the Consumer Financial Protection Bureau ( CFPB ) | 1 | 0.0% | I am demanding the following within 15 days of receipt of this letter : Immediate cease and desist of all collection activity under 15 U.S.C. 1692c ( c ) Removal of this collection account from all credit reporting agencies under 15 U.S.C. 1681s-2 ( b ) Full and complete validation of the alleged debt |
