| especially during or shortly after the COVID-19 forbearance protections that were inconsistently communicated.,,EQUIFAX | 1 | 0.0% | with remarks : Profit and Loss Write-Off Yet continues to show late payment updates |
| especially during or shortly after the COVID-19 forbearance protections that were inconsistently communicated.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,75115,,Consent provided,Web,2025-04-24,Closed with explanation,Yes,N/A,13153766 | 1 | 0.0% | with remarks : Profit and Loss Write-Off Yet continues to show late payment updates |
| especially during or shortly after the COVID-19 forbearance protections that were inconsistently communicated.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | with remarks : Profit and Loss Write-Off Yet continues to show late payment updates |
| especially during the COVID-19 pandemic | 1 | 0.0% | XXXX XXXX XXXX was consistently inaccessible and failed to provide guidance on appropriate workout options ( Payment Deferral |
| especially during these hard times. I am in awe of the lack of support and commitment as a customer. I would appreciate if this issue was handled immediately with the upmost professionalism. | 1 | 0.0% | this has gone on for too long with no resolution. No one seems to be willing to help me. No one is taking responsibility. Instead |
| especially elderly customers -- I am XXXX and my husband is XXXX | 1 | 0.0% | I spoke with an acquaintance who works for Wells Fargo. XXXX said that the bank teller and supervisor at the XXXX XXXX XXXX XXXX XXXX not follow standard training for my situation |
| especially executive management. | 1 | 0.0% | but continued exact punitive measures against the consumer/creditor/account holder and authorized user |
| especially for a change requested well in advance of the travel date. | 1 | 0.0% | but Capital Ones platform prevented that flexibility from being honored. I asked Capital One for a clear explanation or documentation showing that the entire fare would be forfeited |
| especially for a customer of 3+ years expecting streaming of the whole process.,,DISCOVER BANK,NY,100XX,,Consent provided,Web,2022-01-11,Closed with explanation,Yes,N/A,5099455 | 1 | 0.0% | On XX/XX/2022 as an existing cardmember of Discover I was per-qualified for another credit card offer for which I've applied on XX/XX/2022. The status of prequlifying and assurance of extended speed of process as an existing card member of Discover made me consider this offer to an extent of application. On XX/XX/2022 I've received a notification that in order to finalize the application I need to give a call to XXXX and speak with Discover agent. Per this instruction I've gave a call to Discover at approximately XXXX on XX/XX/2022. As a victim of identity fraud in the past |
| especially for a non-refundable reservation. | 1 | 0.0% | I would not have had an exact time as to when I would arrive |
| especially for new accounts where only one transfer has been made | 1 | 0.0% | I asked if I could simply close my account and receive my funds back. After all |
| especially for overseas military members with extremely limited internet access and no access to mail at home. I know this protocol can be changed. I believe XXXX XXXX has been negligent and has not fulfilled their obligation to investigate the fraudulent charge to my account and resolve it in a reasonable period of time. I believe XXXX XXXX has violated the fair credit reporting law. | 1 | 0.0% | XXXX XXXX XXXX XXXX Army & Air Force Exchange Service XXXX Visit our online store! XXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - After additional multiple phone call to XXXX XXXX |
| especially for that astonishing amount of money I do NOT have. I have pleaded over the phone for reconsideration and recommendations on how to further establish my non-responsibility over this gross amount of fraudulent charges | 1 | 0.0% | XXXX XXXX XXXX Police Department ; providing them updates on the due diligence I did reaching out to merchants involved in these unauthorized transactions whose contact info are available thru chase ; and providing them phone and email accounts of what had transpired |
| especially for two rentals on the same date. I am furious that credit card companies are responsible for settling disputes because they do little to verify the veracity of the evidence in the dispute. XXXX XXXX is intentionally be abusive | 1 | 0.0% | TN with XXXX XXXX and had to take the car to the XXXX XXXX XXXX to catch a plane back home because there were no cars available to take me to XXXX within 120 miles from XXXX. The rental company |
| especially for unauthorized purchases. | 1 | 0.0% | where I was met with rude and dismissive responses from a representative named XXXX. He claimed that he escalated the issue to another team |
| especially for verified payroll items. | 1 | 0.0% | reconsideration |
| especially for vulnerable clients? I am XXXX XXXX XXXX | 1 | 0.0% | XXXX XXXXXXXX XXXX and after XXXX days to transfer to XXXX XXXX a sum of XXXX XXXX with no information asked about client |
| especially given Nelnet 's role as The Official Servicer of Federal Student Aid. '' After receiving the email from Nelnet | 1 | 0.0% | Nelnet issued a cursory response |
| especially given that at no time had I ceased making payments and that under its current loan it was earning a solid 9.74 %. I complained that Citizens One seemed to place profits over people | 1 | 0.0% | who |
| especially given that I had already provided proof of payment. | 1 | 0.0% | on XX/XX/XXXX |
| especially given that the reporting agency you relied on has been cited by the CFPB for improper investigations. Using inaccurate consumer report data to deny credit violates 15 USC 1681n ( Civil Liability for Willful Noncompliance ). | 1 | 0.0% | consumers have the right to receive specific reasons for adverse credit decisions |
| especially given that this situation has persisted for over a year despite my efforts to correct it. | 1 | 0.0% | financial losses |
| especially given the absence of any formal communication explaining the cause of the account closures or providing an avenue to dispute or appeal the decision. I attempted to contact Amex customer service | 1 | 0.0% | I had accumulated approximately XXXX Membership Rewards points across my accounts. However |
| especially given the ease to which fraudsters are able to steal your information. Chase has not proved I did not use ordinary care or justified 100 % liability. I am an intelligent person. I have 3 degrees. I am a XXXX. I review my accounts daily. I do receive notifications from Chase. I verified the site to my best ability and it appeared to be Chase | 1 | 0.0% | credit card fraud |
| especially given the impact this situation is having on my credit. | 1 | 0.0% | I voluntarily surrendered the motorcycle. Up until that point |
| especially given the stressful circumstances. The XXXX XXXXXXXX XXXX were devastating and caused severe trauma as I had to evacuate immediately. Taking a call from Chase in the middle of it | 1 | 0.0% | which had left me displaced - I admit I raised my voice during the call. However |
| especially given the terms on the invoice. The statement says the following about interest for cash advances : We will begin charging interest on cash advances | 1 | 0.0% | I pay the minimum payment stated on the statement plus the full amount of purchases by the due date. By the terms on the statement |
| especially given the volatility and flexibility of cryptocurrency. I fully understand that Venmo has the right to ensure security measures | 1 | 0.0% | demanding a solution or at least an explanation for the hold and its unreasonable duration/delay. Venmo offered absolutely none of these explanations or recourse |
| especially I did not defraud | 1 | 0.0% | when I choose bank |
| especially i earn $ XXXX hour only just rely on the tip of the customer that i work for. | 1 | 0.0% | savings ) i check my accounts last night and i found out the transfer of the personnel bank to my account using the credit card to cover my short of {$43.00} plus ( XX/XX/XXXX ) transaction and additional {$12.00} ( XX/XX/XXXX ) therefore they charge me the total of {$56.00} plus. Therefore |
| especially i was never properly notified of this alleged debt and only learned it existed though the lawsuit.,,California Business Bureau | 1 | 0.0% | and I feel they made this debt up out of thin air and are trying to take advantage of me. I have tried explaining the situation and dispute the account with them. They have been threatening me |
| especially if they fail to validate the debt during a dispute investigation. | 4 | 0.0% | incomplete |
| especially if you are a senior. | 1 | 0.0% | a query about a {$600.00} charge for appraisal that didn't occur |
| especially if you have an offer. '' ( note that XXXX is a state in which there is no deficiency judgement law | 1 | 0.0% | PHH representatives in Specialized Home Retention Department |
| especially in a case where I wonder if my identify has been stolen in the first place. | 1 | 0.0% | I got on the phone with Transunion and escalated to a mid-level manager who could not find any sort of account or history of me after searching his system by my name |
| especially in a recurring dispute that significantly impacts my credit history and score. | 1 | 0.0% | XXXX |
| especially in cases involving stolen devices. However | 1 | 0.0% | while traveling in XXXX |
| especially in divorce settlements. This appears to be a servicing error under RESPA/Regulation X ( 1024.35 ) | 1 | 0.0% | Truth in Lending Act/Regulation Z |
| especially in light of my rights under both federal and state law. | 1 | 0.0% | under the Privacy Act of 1974 |
| especially in light of ongoing credit interference caused by Equifax. | 1 | 0.0% | due to Equifaxs misreporting and the unlawful closure of my accounts |
| especially in light of the fact that they would want to resell it right away with a clear title | 1 | 0.0% | on XXXX XXXX |
| especially in light of the marketing communications I have received that reference open accounts linked to my business. | 1 | 0.0% | along with any other accounts that may have been established under my name at J.P. Morgan Chase Bank. Furthermore |
| especially in specialized fields like IT Disaster Recovery and Business Continuity. After a lengthy hold of approximately 14.5 minutes | 1 | 0.0% | I continued to make my monthly payments as I always have |
| especially in the absence of written authorization. I hereby revoke any and all forms of consent | 3 | 0.0% | 15 USC 1681 |
| especially in the context of repeated | 1 | 0.0% | OCC |
| especially in XXXX states? I applied for a XXXX credit card in XX/XX/XXXX and was rejected because I had just established residency in XXXX XXXXXXXX XXXX They replied that the address change was too recent. I left for XXXX in XX/XX/XXXX to teach. | 1 | 0.0% | Ohio |
| especially in your role as the Chief Executive Officer of USAA. | 1 | 0.0% | XXXX and XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX |
| especially me | 2 | 0.0% | I spoke to a supervisor |
| especially minorities. It not only a personal hypothesis but also confirmed by the Discrimination cases of XXXX XXXX | 1 | 0.0% | the BOA always says |
| especially my right to privacy | 1 | 0.0% | as you can see from the information above |
