| based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. ) So I requested a description of the re-investigation and they did not provide it to me which is a violation of 15 USC 1681 I7,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | but i noticed there was no update or nothing was modified according to the law 15 USC 168 I5 |
| based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 15 U.S. Code 1681i ( a ) ( 4 ) Consideration of consumer information In conducting any reinvestigation under paragraph ( 1 ) with respect to disputed information in the file of any consumer | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX Code XXXX ( a ) ( XXXX ) Treatment of inaccurate or unverifiable information ( A ) In general If |
| based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. And according to 15 USC 1681i ( 7 ) they are expected to provide me with the following : ( 7 ) Description of reinvestigation procedure : A consumer reporting agency shall provide to a consumer a description referred to in paragraph ( 6 ) ( B ) ( iii ) by not later than 15 days after receiving a request from the consumer for that description. But they have NOT done this as well. and according to 15 USC 1681s-2 they are suppose to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.,,EQUIFAX | 1 | 0.0% | Credit Bureaus are expected to do the following : ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general If |
| based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. and according to 15 USC 1681s-2 they are supposed to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates according to 15 USC 1681 ( e ) ( b ). And according to 15 USC 1681 I ( 5 ) they are suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general |
| based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. and according to 15 USC 1681s-2 they are supposed to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates according to 15 USC 1681 ( e ) ( b ). And according to 15 USC 1681 I ( 5 ) they are suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general |
| based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. From my understanding this company could be held liable for willful noncompliance under 15 US Code 1681n especially due to the statutory and actual damages i've suffered. | 3 | 0.0% | I believe that the company 's investigation was done by an automated eOscar system which is why the investigation yielded inaccurate and false information 15 US Code 1681i ( Section 5 paragraph A ) states that Treatment of inaccurate or unverifiable information ( A ) In general If |
| based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.,,EQUIFAX | 1 | 0.0% | totaling 5 items for first dispute and 5 items for second dispute under federal law 15 U.S. Code 1681i - Procedure in case of disputed accuracy ; ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general If |
| based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,923XX,,Consent provided,Web,2019-10-06,Closed with explanation,Yes,N/A,3397462 | 1 | 0.0% | Paragraph ( 5 ) Treatment of Inaccurate or Unverifiable Information ( A ) In general : If |
| based on the results of the reinvestigation ; and ( il ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer | 1 | 0.0% | If |
| based on the results of the reinvestigation ; and ( il ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. | 3 | 0.0% | it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates 15 U.S. Code 16811 ( 5 ) Treatment of inaccurate or unveriflable Information ( A ) in general if |
| based on the results of the reinvestigation ; and ( il ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. and according to 15 USC 1681eb they are supposed to ensure this b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. And according to 15 USC 1681s-2 this os suppose to happen ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. ( B ) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if- the person has been notified by the consumer | 1 | 0.0% | XX/XX/year> AND XXXX XXXX they sent me their investigation and said these accounts are complete and accurate. I looked at my report and noticed everything is still the same.. and according to 15 USC 1681i 5 they are suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general If |
| based on the results of the reinvestigation ; and ii ) Promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. | 3 | 0.0% | under 15 USC 1681 ( 5 ) |
| based on the results of the reinvestigation ; and ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. | 2 | 0.0% | if |
| based on the results of the reinvestigation ; and ii. promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. | 3 | 0.0% | FCRA 611 ( a ) ( 5 ) ( A ) ( i ) states : Treatment of Inaccurate or Unverifiable Information ( 5 ) Treatment of Inaccurate or Unverifiable Information ( A ) In general. If |
| based on the results of the reinvestigation ; and promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer,,EQUIFAX | 1 | 0.0% | and according to 15 USC 1681i 5 they are suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information In general.lf |
| based on the results of the reinvestigation ; and promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NM,87105,,Consent provided,Web,2025-10-15,Closed with explanation,Yes,N/A,16583636 | 1 | 0.0% | and according to 15 USC 1681i 5 they are suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information In general.lf |
| based on the results of the reinvestigation ; and promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NM,87105,,Consent provided,Web,2025-11-04,Closed with explanation,Yes,N/A,16856871 | 1 | 0.0% | and according to 15 USC 1681i 5 they are suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information In general.lf |
| based on the results of the reinvestigation ; and promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | and according to 15 USC 1681i 5 they are suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information In general.lf |
| based on the results of the reinvestigation ; and promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. | 3 | 0.0% | it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom to report relates.15 U.S. CXXXXe XXXX ( XXXX ) Treatment of inaccurate or unverifiable information ( A ) in general if |
| based on the results of the reinvestigation ; and prompty notry the furster of XXXX XXXX that the XXXX XXXX been moomed or deleted from the file of the consumer. | 2 | 0.0% | after any reinvestigation under paragraph ( 1 ) of any information disputed ( A ) in generallf |
| based on the results of the reinvestigation ; and prompty notry the furster of XXXX XXXX that the XXXX XXXX been XXXX or deleted from the file of the consumer. | 1 | 0.0% | after any reinvestigation under paragraph ( 1 ) of any information disputed ( A ) in generallf |
| based on the results of the reinvestigation ; and prompty notry the XXXX XXXX XXXXXXXX XXXX that the XXXX XXXX been moomed or deleted from the file of the consumer. | 1 | 0.0% | after any reinvestigation under paragraph ( 1 ) of any information disputed ( A ) in generallf |
| based on the results of the reinvestigation ; and prompty XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX nas been moomed or deleted from the file of the consumer. | 1 | 0.0% | after any reinvestigation under paragraph ( 1 ) of any information disputed ( A ) in generallf |
| based on the results of the reinvestigation ; and prompty XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX been moomed or deleted from the file of the consumer. | 1 | 0.0% | after any reinvestigation under paragraph ( 1 ) of any information disputed ( A ) in generallf |
| based on the results of the reinvestigation ; and prompty XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX or deleted from the file of the consumer. | 1 | 0.0% | after any reinvestigation under paragraph ( 1 ) of any information disputed ( A ) in generallf |
| based on the results of the reinvestigation ; and XXXX ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33020,,Consent provided,Web,2017-08-31,Closed with explanation,Yes,N/A,2655479 | 1 | 0.0% | Experian has specific responsibilities when reporting : XXXX. Procedure in case of disputed accuracy [ XXXX U.S.C. XXXX ] ( a ) Reinvestigations of Disputed Information ( XXXX ) Treatment of Inaccurate or Unverifiable Information ( A ) In general. If |
| based on the results of the reinvestigation ; and XXXX promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. '',Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,31705,,Consent provided,Web,2023-05-13,Closed with explanation,Yes,N/A,6972401 | 1 | 0.0% | the law that governs the treatment of inaccurate or unverifiable information explicitly states : In general If |
| based on the results of the reinvestigation ; and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX or deleted from the file of the consumer. | 1 | 0.0% | after any reinvestigation under paragraph ( 1 ) of any information disputed ( A ) in generallf |
| based on the results of the reinvestigation ; and,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,23238,Servicemember,Consent provided,Web,2018-10-26,Closed with explanation,Yes,N/A,3057961 | 1 | 0.0% | violates the FCRA and [ 15 U.S.C. 1681 ] as it states : 611. Procedure in case of disputed accuracy [ 15 U.S.C. 1681i ] ( 5 ) Treatment of Inaccurate or Unverifiable Information ( A ) In general. If |
| based on the results of the reinvestigation ; and.pril ( i ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer report procedures to assure maximum possible and according to 15 USC 1681s-2 they are suppose to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the accounts is inaccurate. My information was released in data breach.,,CAPITAL ONE FINANCIAL CORPORATION,GA,30331,,Consent provided,Web,2024-09-04,Closed with explanation,Yes,N/A,9997423 | 1 | 0.0% | 5 they are suppose to do this ( 5 ) Treatment of able inaccurate or unverifiable information ( A ) In generallf |
| based on the results of the reinvestigation ; and.pril ( i ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer report procedures to assure maximum possible and according to 15 USC 1681s-2 they are suppose to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the accounts is inaccurate. My information was released in data breach.,,OneMain Finance Corporation,GA,30331,,Consent provided,Web,2024-09-04,Closed with explanation,Yes,N/A,9997346 | 1 | 0.0% | 5 they are suppose to do this ( 5 ) Treatment of able inaccurate or unverifiable information ( A ) In generallf |
| based on the results of the reinvestigation ; If a thorough investigation was completed and the information supplied by the data furnishes was accurate | 2 | 0.0% | The Treatment of Inaccurate and Unverifiable Information : If |
| based on the results of the reinvestigation ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 | 0.0% | after any reinvestigation under paragraph ( 1 ) of any information disputed ( A ) in generallf |
| based on the results of the reinvestigation and promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.,,CAPITAL ONE FINANCIAL CORPORATION,IL,60615,,Consent provided,Web,2024-06-03,Closed with explanation,Yes,N/A,9162687 | 1 | 0.0% | under 15 U.S. Code 1681i |
| based on the results of the reinvestigation and promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,60615,,Consent provided,Web,2024-06-03,Closed with explanation,Yes,N/A,9160805 | 1 | 0.0% | under 15 U.S. Code 1681i |
| based on the results of the reinvestigation,,EQUIFAX | 1 | 0.0% | XXXX 15 U.S. Code 1681i Procedure in case of disputed accuracy ( A ) In general If |
| based on the results of the reinvestigation,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,10466,,Consent provided,Web,2023-05-05,Closed with explanation,Yes,N/A,6929737 | 1 | 0.0% | Treatment of inaccurate or unverifiable information 15 U.S. Code 1681i section 5 Treatment of inaccurate or unverifiable information ( A ) In general If |
| based on the results of the reinvestigation,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,OH,44134,Older American | 1 | 0.0% | IrvinYoung 15 U.S. Code 1681i Procedure in case of disputed accuracy ( A ) In general If |
| based on the results of the reinvestigation,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 2 | 0.0% | Treatment of inaccurate or unverifiable information 15 U.S. Code 1681i section 5 Treatment of inaccurate or unverifiable information ( A ) In general If |
| based on the results of the reinvestigation. | 6 | 0.0% | Paragraph ( 5 ) Treatment of Inaccurate or Unverifiable Information ( A ) In general. If |
| based on the results of the reinvestigation. '' Your response claims the data furnisher verified the information but provides no details on how it was verified in light of the contrary proof I submitted. | 1 | 0.0% | 15 U.S.C. 1681i ( a ) ( 5 ) ( A ) states that if disputed information can not be verified |
| based on the results of the reinvestigation. Please advise who did your Consumer Reporting Agency speak to at the US Bankruptcy court to verify | 3 | 0.0% | 611 5 ( A ) which explains |
| based on the results of the reinvestigation.,,EQUIFAX | 3 | 0.0% | after any investigation under paragraph ( 1 ) of any information disputed by consumer |
| based on the results of the reinvestigation.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,60649,,Consent provided,Web,2022-11-03,Closed with explanation,Yes,N/A,6162338 | 1 | 0.0% | If |
| based on the results of the reinvestigation.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MI,48135,,Consent provided,Web,2023-04-05,Closed with non-monetary relief,Yes,N/A,6791150 | 1 | 0.0% | Paragraph ( 5 ) Treatment of Inaccurate or Unverifiable Information ( A ) In general. If |
| based on the results of the reinvestigation.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,106XX,,Consent provided,Web,2023-05-21,Closed with explanation,Yes,N/A,7006245 | 1 | 0.0% | after any investigation under paragraph ( 1 ) of any information disputed by consumer |
| based on the results of the reinvestigation.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 3 | 0.0% | Paragraph ( 5 ) Treatment of Inaccurate or Unverifiable Information ( A ) In general. If |
| based on the results of the reinvestigation; and ( i ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. | 1 | 0.0% | are breaking these laws listed below : According to 15 USC 1681 ( 5 ) it states this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general If |
| based on the results of the reinvestigation; and ( i ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. and according to 15 USC 1681s-2 they are suppose to not furnish any information rolating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.,,EQUIFAX | 1 | 0.0% | Equifax and XXXX plenty of times with no resolution. And according to 15 USC 1681i 5 they are suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In gonerallf |
| based on the results of the reinvestigation; and ( i ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. and according to 15 USC 1681s-2 they are suppose to not furnish any information rolating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,32303,,Consent provided,Web,2024-05-28,Closed with explanation,Yes,N/A,9120508 | 1 | 0.0% | XXXX and XXXX plenty of times with no resolution. And according to 15 USC 1681i 5 they are suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In gonerallf |