| and ( il ) promptly notify the furnisher of that information that the informatidy has been modified or deleted from the file of the consumer. | 1 | 0.0% | after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer |
| and ( iv ) cash advances at 25.24 %. The only balance subject to these interest rates was the XXXX XXXX | 1 | 0.0% | I paid the {$6300.00} due. During the next billing period XXXX which corresponds to the XX/XX/XXXX statement |
| and ( iv ) corrective actions to be taken ; ( d ) promptly cooperate with the other PartXXXX and any affected consumers | 1 | 0.0% | the breached Party shall : ( a ) immediately notify the other Party of the breach both orally and in writing ; ( b ) promptly conduct a forensics examination to determine to what extent such information was compromised ; ( c ) promptly provide to the other Party |
| and ( iv ) the beneficiary would suffer a loss that could reasonably have been avoided if payment had been made by a means complying with the contract. If payment by the originator does not result in discharge under this section | 1 | 0.0% | the obligation is discharged to the same extent discharge would result from payment to the beneficiary of the same amount in money |
| and ( v ) of this section. The requirement in paragraph ( d ) ( 1 ) ( iii ) of this section that the amount due must be shown more prominently than other disclosures on the page shall not apply. | 1 | 0.0% | or if such consumer has discharged personal liability for the mortgage loan pursuant to 11 U.S.C. 727 |
| and ( XXXX ) a collection account opened at XXXX XXXX XXXX on XX/XX/XXXX under account number XXXX XXXX with a balance of {$690.00}. These accounts were opened without my knowledge or consent and have resulted in fraudulent hard inquiries | 1 | 0.0% | ( 2 ) a collection account opened at XXXXXXXX XXXX XXXX XX/XX/XXXX under account number XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX with a balance of {$810.00} |
| and ( XXXX ) a collection account opened at XXXX XXXX XXXX XXXX XXXX under account number XXXX XXXX with XXXX balance of {$690.00}. These accounts were opened without my knowledge or authorization and have resulted in fraudulent hard inquiries | 1 | 0.0% | ( XXXX ) a collection account opened at XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX under account number XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX with a balance of {$810.00} |
| and ( XXXX ) a credit card account reported by XXXX opened on XX/XX/XXXX under account number XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX with a balance of {$0.00}. These fraudulent records have resulted in unauthorized hard inquiries | 1 | 0.0% | which I do not recognize and believe are the result of identity theft and fraud. These fraudulent items include : ( XXXX ) a XXXX XXXX XXXX filed under case number XXXX on XX/XX/XXXX with a balance of {$0.00} |
| and ( XXXX ) a {$2500.00} cashier 's check from my savings account going to an unrecognized address. | 1 | 0.0% | I checked the USAA app again and waited for USAA to call me back. After waiting for USAA to call me back and having not received a call |
| and ( XXXX ) by adding at the end of the following : ( D ) DEFINITION For purposes of subparagraph ( A ) | 3 | 0.0% | misrepresentation of creditworthiness |
| and ( XXXX ) consistent pattern of marking disputes resolved '' when consumer still disagrees. These violations caused significant financial harm and prevented access to accurate credit information - a fundamental right under FCRA Section 602. I exhausted all reasonable attempts to resolve directly with companies. They consistently failed to comply with FCRA and FDCPA requirements. CFPB investigation and enforcement action is necessary to correct violations | 3 | 0.0% | willful violations of federal consumer protection laws by multiple entities. The pattern demonstrates : ( XXXX ) complete systemic failure by TransUnion to maintain credit file |
| and ( XXXX ) documentation of the permissible purpose they rely upon. XXXX has not provided these records and has stated that the inquiry will remain. | 3 | 0.0% | phone |
| and ( XXXX ) due to the internal transfers | 1 | 0.0% | if not all 3 of the transfers were done before their XXXXXXXX XXXX cutoff. The first 2 were enough to cover all pending charges. The third was just to add a padding '' until a regular deposit would be made on the next day. The next day |
| and ( XXXX ) ensure future compliance with all federal consumer protection laws. Equifaxs noncompliance has caused harm to my creditworthiness and emotional distress due to the persistence of false information on my consumer report.,,EQUIFAX | 1 | 0.0% | sufficient identifying information |
| and ( XXXX ) extending the duration of the XXXX XXXX. The motion was approved by order of the Bankruptcy Court on XXXX XXXX | 1 | 0.0% | Use Dividend Assets and Extend the Duration of the XXXX XXXXOn XXXX XXXX |
| and ( XXXX ) failure to provide adequate notice of the incident. | 3 | 0.0% | including myself during a recent data breach of its servers. The particular PII allegedly included my addresses |
| and ( XXXX ) is the time I arrived home. The critical data here is the differential between the time I drove out of the parking lot ( XXXX pm ) and the timestamp of the unauthorized charge of {$470.00} | 1 | 0.0% | but not in light of clear evidence that the timeline during this episode occurred exactly as articulated here. The uploaded document |
| and ( XXXX ) the creditor indicates the payment of such amount is not required pending the creditors compliance with this section. | 1 | 0.0% | action to collect the amount |
| and ( XXXX ) XXXX | 1 | 0.0% | I was repeatedly told no!! I was discriminated against! From that point I began to receive MANY phone calls multiple a day every day! I initially answered and again requested help |
| and ( XXXX ) XXXX continued to assess charges for attorney fees and court costs to my sewer account AFTER the case was settled in XXXX of XXXX. | 1 | 0.0% | XXXX ( via Gusdorf Law Firm ) sued me and ( XXXX ) the writ petitioned the Court for awards in attorney fees |
| and ( XXXX ). If it was not authorized was there written approval of a preauthorized EFT? | 1 | 0.0% | XX/XX/2021 this matter has not been appropriately addressed. I want to have this resolved |
| and ( {$20.00} ) They also attempted XXXX other transfers totaling {$1200.00} | 1 | 0.0% | totaling {$1200.00} : ( {$150.00} ) |
| and * * attorneys fees * * | 3 | 0.0% | if information is found to be inaccurate or unverifiable |
| and * * payment history * * related to the fraudulent accounts. | 2 | 0.0% | * * both XXXX XXXX and Early Warning * * must : a. * * Permanently BLOCK and DELETE * * all * * fraudulent |
| and * * produce all verification documents * * used in their reporting process. | 2 | 0.0% | * * violating federal law and court rulings * *. They * * must immediately delete |
| and * * State Attorney General * * - Legal action for * * willful and negligent noncompliance * * under FCRA XXXX and FDCPA XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | you should have more than enough time to remove these inaccurate accounts from my credit |
| and * * State Attorney General * * - Legal action under * * FCRA 616 * * and * * FDCPA 813 * * for damages and willful noncompliance Thanks XXXX XXXX,,EQUIFAX | 1 | 0.0% | you should have more than enough time to remove these inaccurate accounts from my credit |
| and * * State Attorney General * * - Legal action under * * FCRA 616 * * and * * FDCPA 813 * * for damages and willful noncompliance Thanks XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | you should have more than enough time to remove these inaccurate accounts from my credit |
| and **credit usage transactions** | 2 | 0.0% | all reporting agencies |
| and - The name and address of the original creditor | 1 | 0.0% | this complaint is a request for validation of the above account ( s ) pursuant to 15 U.S.C. 1692g ( b ). This is NOT a request for verification or proof of my mailing address either |
| and ... use another card of mine to book these tickets ( hence I will not even get the benefits this card is supoposed to provide )... and... I lost so much time going back and forth.... and I have to pay {$99.00} | 1 | 0.0% | as Barclays |
| and 0 action has been taken to resolve these matters. I have not given written consent for Experian to furnish any of my personal information and have willfully non complied with all 3 of my request.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,92806,,Consent provided,Web,2024-04-09,Closed with explanation,Yes,N/A,8728296 | 1 | 0.0% | 65 days after the first dispute letter |
| and 1 fraud. | 1 | 0.0% | Wells Fargo had 123 financial offenses. Of those |
| and 1 hour later I received a call. I notified the representative | 1 | 0.0% | I called XXXX XXXX XXXX to find out why the other taxes had not been paid. They informed/reminded me that they were not my mortgage servicer at the time that the other taxes were due and that when they received my mortgage |
| and 10 emails back and forth with Chime. | 1 | 0.0% | so I called their phone support at XXXX XXXX ET. The first person I spoke to indicated there was no account after asking me for information. I asked them why email support would indicate there was |
| and 10-52 | 1 | 0.0% | any seller selling tangible personal property |
| and 100 % Metro 2 compliant reporting ) | 3 | 0.0% | charge-off details |
| and 100 % obeyance to regulations as well as every single one even each any and or all claims versus me are evidenced in testimony to be exactly mine and of my ownership of responsibility | 1 | 0.0% | I have become very educated as I have also learned from previous actions that the CFPB supervisor that would undoubtedly inform me that indeed YOUR Firm has at maximum only 30 days to PRODUCE ALL of the ABOVE noted information. If your firm CAN NOT or WILL NOT |
| and 1016.15. | 1 | 0.0% | this subchapter and the regulations prescribed thereunder shall be enforced by the Bureau of Consumer Financial Protection |
| AND 1024.33 Mortgage servicing transfers. We discovered SPECIALIZED LOAN SERVICING PLACED THEIR NAME ON THE TAX STATEMENT AS PAYOR AND LENDER THEIR LETTERS STATES A THIRD-PARTY LOAN SERVICER. FURTHERMORE | 1 | 0.0% | under the direct and exclusive control of the notary public. The journal must include the items shown below. ( Government Code Section 8206 ( a ) ) VIOLATION : The Fair Housing Act Code of Federal Regulations California Corporations Code California Certified Common Interest Development California Business and Professions Code ALL THE INSTRUMENTS ON THIS PARCEL XXXX are Forged recorded and re-recorded deeds and deeds of trust recorded at the same time XXXX XXXX and day. See : ( XXXX XXXX XXXX |
| and 1026.36. No statutory or regulatory authority was provided to support this restriction. | 1 | 0.0% | XXXX XXXX XXXX is obstructing access to information necessary for a consumer to understand loan servicing |
| and 1040 to the IRS. Westlake Financial has yet to acknowledge or validate these submissions | 1 | 0.0% | I will be filing a Temporary Restraining Order ( TRO ) against Westlake Financial to prevent any further illegal attempts to repossess my vehicle. Furthermore |
| and 12 CFR 1016.7,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,93536,,Consent provided,Web,2023-10-26,Closed with explanation,Yes,N/A,7763911 | 1 | 0.0% | 15 USC 6801 |
| and 12 CFR 1016.7,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,93536,,Consent provided,Web,2023-10-26,Closed with explanation,Yes,N/A,7763956 | 1 | 0.0% | 15 USC 6801 |
| and 12 CFR 1016.7,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,93536,,Consent provided,Web,2023-10-27,Closed with explanation,Yes,N/A,7758963 | 1 | 0.0% | 15 USC 6801 |
| and 12 CFR 1016.7,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 3 | 0.0% | 15 USC 6801 |
| and 12 CFR 1016.7. | 7 | 0.0% | ... a financial institution may notdisclose to a nonaffiliated third party any nonpublic personal information unless such financial institution provides or has provided the consumer a notice that complies with section 6803 of this title. American Express never provided a REASONABLE means to opt out that was CLEAR |
| and 12 CFR 1026.b | 3 | 0.0% | I have the right to privacy |
| and 12 CFR Part 1026 TILA ( Reg. Z ) ; No investigation into the alleged billing error with the notification you placed with XXXX XXXX | 1 | 0.0% | trouble receiving statement of account |
| and 12 months times 15 years. We have no idea | 1 | 0.0% | We would like to request all records |