| as well as my rights under FCRA 623 ( a ) ( 1 ) ( A ) | 3 | 0.0% | which requires furnishers to supply only accurate information |
| as well as my wife ( XXXX ) | 1 | 0.0% | but did not transfer me. She said |
| as well as myself. The calls came during working hours | 1 | 0.0% | Navient came after me - and my father who co-signed on the original loan. Navient pursued its collection claims with continuous rounds of telephone calls |
| as well as New York regulations ( 3 NYCRR 1.3 ). | 1 | 0.0% | Portfolio Recovery Associates has contacted me weekly or bi-monthly at my current phone number |
| as well as non-federal private student loans. | 2 | 0.0% | XXXX had a contract to service federal student loans owned by the U.S. Department of Education |
| as well as notarized and sent back to Ocwen by XXXX XXXX | 1 | 0.0% | XXXX. I waited about a week after that no call from Ocwen regarding my request however |
| as well as numerous claims about the lack of sufficient customer service to address the reported problems. | 1 | 0.0% | billing errors |
| as well as obtaining credit for necessities. | 2 | 0.0% | XXXX |
| as well as other documents showing an unbroken chain of assignment from the original creditor to the plaintiff. | 1 | 0.0% | I took it to my attorney who agreed that a promissory note needs a signature by me in order to be a valid |
| as well as other governing consumer laws. | 1 | 0.0% | closed |
| as well as other potentially qualifying months | 1 | 0.0% | I have spent countless hours trying to get resolution however |
| as well as others | 1 | 0.0% | Airport XXXX Rental |
| as well as past due texts after making payments on time. | 1 | 0.0% | with {$12.00} fees. Recently did some searching on the website and realized that there are no-fee options. ( Pay Near Me ). This information is not readily available on the website. Due to financial difficulties |
| as well as Pennsylvania consumer protection law. | 2 | 0.0% | the balance you are reporting does not reflect the amount |
| as well as phone. I was recently contacted by the executive office in regards to the complaint I filed with the Better Business Bureau | 1 | 0.0% | I have requested validation |
| as well as photos of the actual room we booked versus the smaller | 1 | 0.0% | as I paid for services that were not delivered at all. XXXX has been unresponsive despite repeated attempts |
| as well as potential civil action. | 1 | 0.0% | ownership |
| as well as potential injunctions or orders for restitution to prevent further unlawful practices. In addition | 3 | 0.0% | inaccurate |
| as well as prepaid accounts as defined by Regulation E. | 3 | 0.0% | it is pertinent to highlight the applicability of the Electronic Fund Transfer Act ( EFTA ) and Regulation E in this context. These regulations encompass a range of electronic fund transfers that authorize a financial institution to debit or credit a consumer 's account. This includes transactions from various types of consumer accounts |
| as well as printed text next that restates the same information. | 1 | 0.0% | for multiple reasons that all point back to gross negligence and/or petty and vindictive employees causing me grief |
| as well as proof of identity to confirm who applied for these frivolous debts.,,EQUIFAX | 2 | 0.0% | causing significant hardship. I have not granted them the authority to access or report any information about me under the Fair Credit Reporting Act ( FCRA ). Their failure to comply with these legal requirements has caused undue harm to my credit standing. I respectfully request that the CFPB investigate this matter and take immediate action to have this derogatory information removed from my credit report. I have repeatedly communicated my concerns to Equifax |
| as well as proof of identity to confirm who applied for these frivolous debts.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | causing significant hardship. I have not granted them the authority to access or report any information about me under the Fair Credit Reporting Act ( FCRA ). Their failure to comply with these legal requirements has caused undue harm to my credit standing. I respectfully request that the CFPB investigate this matter and take immediate action to have this derogatory information removed from my credit report. I have repeatedly communicated my concerns to TransUnion |
| as well as proof of your authority in this matter. Absent such proof | 1 | 0.0% | but back in XX/XX/XXXX-XX/XX/2018 i resolved this issue here with XXXX XXXX and disputed it directly with them and the company that held this debt. It was determined that the account was not mine and it was deleted from all the 3 major credit bureaus. Today i pulled my credit and not only i found the only negative thing on my credit |
| as well as providing inaccurate information to credit reporting agencies. | 1 | 0.0% | 15 U.S.C. 1692e |
| as well as public humiliation throughout my local community. | 9 | 0.0% | I then sent another letter on XX/XX/18 |
| as well as Public Law NO : 116-33 | 1 | 0.0% | an escalation manager by his description. XXXX was short and confrontational from the start of our conversation |
| as well as pursuing civil action. | 1 | 0.0% | I am enclosing the following documentation : A copy of my Identity Theft Report A utility bill showing my correct and current address A copy of my passport for identity verification Please be advised that failure to comply with the FCRA may result in civil liability under 15 U.S.C. 1681n and 15 U.S.C. 1681o |
| as well as pursuing civil litigation for damages. | 1 | 0.0% | I reserve the right to pursue all legal remedies available to me under the FDCPA |
| as well as pursuing civil litigation. | 3 | 0.0% | I am enclosing the following documentation : A copy of my Identity Theft Report A utility bill showing my correct and current address A copy of my passport for identity verification Please be advised that failure to comply with the FCRA may expose Discover to civil liability under 15 U.S.C. 1681n and 15 U.S.C. 1681o |
| as well as received my XXXX registration card to put on my file. I paid {$880.00} that day to cover XXXX and XXXX. | 1 | 0.0% | I called Hyundai becasue I could not even log into my account to make any monthly payments. I was transferred to XXXX |
| as well as receiving returned payment fees from both merchants. When I spoke to a representative from PNC Bank she informed me that PNC reserves the right to return any '' quote : payments that they deem to be questionable that could cause my account to become overdrawn ''. With that being said | 1 | 0.0% | I deposited {$180.00} in cash on XX/XX/2023 at XXXX |
| as well as recovery of attorneys fees. | 3 | 0.0% | High Credit |
| as well as refusing to file a dispute on my behalf. | 1 | 0.0% | XX/XX/ |
| as well as refusing to provide an explanation as to why. | 1 | 0.0% | they state if an account is closed then funds will be returned within 2 weeks after request. Per their Terms of Service in Section C point 12 : If your Account is canceled |
| as well as Reinvestigation directly with you. And because you are a furnisher of information to the credit agiencies you are required to respond and act in the same manor and time line the agencies are. | 2 | 0.0% | that you do no have a department set up to investigate id theft |
| as well as repayment options | 1 | 0.0% | we would like to take this opportunity to provide you with some background information on our company |
| as well as reporting of information to credit bureaus. | 1 | 0.0% | CA XXXX Re : Cease and Desist Request for Communication and Reporting Dear Sir or Madam |
| as well as reporting with the credit bureaus and hangs up on me. I HAVE GOTTEN NOWHERE FURTHER WITH RECTIFYING THE SITUATION OR DELETING INACCURACY ON MY CRESIT AS XXXX KNOWS I HAVE TRIED EVERYTHING AND ANYTHING POSSIBLE TO CLEAR THIS UP. Please advise me of the next possible step in trying to clear this issue as your agency is designated to handle such affairs. THANK YOU AND HAVE A WONDERFUL DAY.,,Capstone Credit & Collection | 1 | 0.0% | XXXX. The seller was a partnership of Tampa-based XXXX XXXX XXXX XXXX and XXXX XXXX XXXX of XXXX XXXX |
| as well as requesting a copy of a ledger that included proof that debt was owed. XXXX responded with an email stating after the review '' | 1 | 0.0% | I received an email from XXXX XXXX stating a balance was due |
| as well as restaurants and takeout. | 1 | 0.0% | it appears to be very straightforward that credits can be applied to |
| as well as securities fraud under the Securities and Exchange Act of 1933. | 2 | 0.0% | this is a violation of my consumer rights under 15 USC 1642 |
| as well as seeking legal remedies if necessary. | 1 | 0.0% | including copies of previous dispute attempts |
| as well as seeking legal remedies in a court of law. | 1 | 0.0% | specifically 50 U.S.C. 1681s-2 ( a ) and 1681i |
| as well as seeking relief in federal court. | 1 | 0.0% | statutory damages |
| as well as selling off a fraudulent debt to third party debt collectors in clear violation of the above statutes as well as the Military Lending Act. | 3 | 0.0% | deceptive |
| as well as sensitive paperwork that remained in the home even during the construction. | 1 | 0.0% | our home was under total re-construction due to a main water pipeline that bursted in our home |
| as well as signed | 1 | 0.0% | a lot of money and time and I'm still not getting any real information that can be counted on. There end goal is to foreclose on the home and treat me like I'm illiterate and XXXX. I want the game playing to stop and I've made it perfectly clear I am a ready |
| as well as statements citing IRS and FCRA violations. No clear criteria or opportunity to supplement documentation were provided. | 2 | 0.0% | and XXXX XXXX Home Mortgage was updated |
| as well as submitting complaints to all relevant credit reporting agencies. This is a serious situation that has already caused significant damage to our credit | 1 | 0.0% | the supervisors have been just as unhelpful as the customer service representatives. When we request to escalate the matter |
| as well as take care of his XXXX. Then 4 months later we found out he had XXXX & was too weak still from the XXXX emergency XXXX 4 months earlier to be able to live through XXXX to save his life. My Husband passed away 7 months after finding out he had XXXX. XXXX XXXX XXXX actually called the day my Husband died asking me When are you going to make a payment! . In the phone records you should find my statement I do even know if my Husband will live through the day today ( he did n't ) & your company helped him get to this point! '' *I strongly feel if our forbearance had been respected by XXXX XXXX XXXX during the forbearance period it is highly possible my Husband & I could have benefited from non-stress relating to our HOME. So that we could be able to focus on my Husbands health. As sick as my Husband was ... going to the XXXX XXXX sometimes XXXX for Dr. appts a week | 1 | 0.0% | during the forbearance.They created so much stress in my poor Husbands life .... the very last year of his life at age XXXX |