| as required under 15 USC 1681i-5.,,EQUIFAX | 1 | 0.0% | including limiting my ability to access credit |
| as required under 609 ( a ) ( 1 ),Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,XXXXX,,Consent provided,Web,2025-12-22,Closed with explanation,Yes,N/A,18223491 | 1 | 0.0% | governed by the following federal statutes : 1. FCRA 604 Permissible Purpose Required 2. FCRA 607 ( b ) CRA Must Maintain Reasonable Procedures 3. FCRA 611 ( a ) CRA Must Conduct a Proper Reinvestigation 4. FCRA 609 ( a ) ( 1 ) CRA Must Provide Full Consumer File Disclosure Under these sections |
| as required under 609 ( a ) ( 1 ),Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30909,,Consent provided,Web,2025-12-28,Closed with explanation,Yes,N/A,18329280 | 1 | 0.0% | governed by the following federal statutes : XXXX. FCRA 604 Permissible Purpose Required XXXX. FCRA 607 ( b ) CRA Must Maintain Reasonable Procedures XXXX. FCRA 611 ( a ) CRA Must Conduct a Proper Reinvestigation XXXX. FCRA 609 ( a ) ( XXXX ) CRA Must Provide Full Consumer File Disclosure Under these sections |
| as required under applicable state and federal law ; Any other documentation in CREDIT CORs possession that supports the accuracy of the reported balance ( {$720.00} ) | 1 | 0.0% | including all bills of sale |
| as required under FCRA 1681e ( b ). | 1 | 0.0% | including documentation bearing my authorization |
| as required under FCRA 611 ( a ) ( 7 ) and 609 ( a ). More than 30 days have passed | 1 | 0.0% | providing my official FTC Identity Theft Report and requesting the immediate blocking of fraudulent accounts. By law |
| as required under FCRA and the FDCPA. | 2 | 0.0% | you are required to report complete |
| as required under FCRA Section 605B and related provisions.,,EQUIFAX | 1 | 0.0% | I am requesting a prompt investigation into these accounts. If your investigation can not verify the accuracy |
| as required under federal law. I asked for a second audit of the ATM | 1 | 0.0% | which does not reflect the amount I deposited. Following this |
| as required under Florida law for a legally binding agreement. | 1 | 0.0% | AmSher claimed : XXXX XXXX does not need to have a contract with AmSher. She does |
| as required under Michigan 's Collection Practices Act | 1 | 0.0% | I demand that you cease all collection activity and provide complete verification and validation of this alleged debt. Specifically |
| as required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ). Furthermore | 1 | 0.0% | XXXX XXXX XXXX |
| as required under Section 611 ( a ) ( 7 ). I must bring to your attention that | 1 | 0.0% | as the unverified items listed below still remain on my credit report. According to the FCRA |
| as required under the Fair Credit Reporting Act ( 15 U.S.C. 1681i ). Thank you for your prompt attention. | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Subject : Dispute of Late Payments Exeter Finance LLC ( Account Number : XXXX ) Dear XXXX |
| as required under the Fair Credit Reporting Act ( 15 U.S.C. 1681i ). Thank you for your time and attention to this matter. | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Subject : Dispute of Late Payments Exeter Finance LLC ( Account Number : XXXX ) Dear XXXX |
| as required under the Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681e ( b ) | 1 | 0.0% | XXXX |
| as required under the Fair Credit Reporting Act ( FCRA ). | 4 | 0.0% | I submitted disputes to Equifax |
| as required under the Fair Credit Reporting Act. | 3 | 0.0% | contract |
| as required under the FCBA. | 1 | 0.0% | I requested that the case be reopened and submitted all supporting evidence |
| as required under the FCRA. Failure to resolve this matter may result in formal complaints being filed with : The Consumer Financial Protection Bureau ( CFPB ) The Federal Trade Commission ( FTC ) My State Attorney Generals Office Thank you for your prompt attention to this serious matter. | 3 | 0.0% | provide the Method of Verification ( MOV ) per FCRA 611 ( a ) ( 6 ) ( B ) ( iii ) |
| as required under the FCRA.,,EQUIFAX | 1 | 0.0% | pursuant to 15 U.S.C. 1681i ( a ) ( 7 ) |
| as required under the FCRA.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30238,,Consent provided,Web,2025-10-03,Closed with explanation,Yes,N/A,16357659 | 1 | 0.0% | pursuant to 15 U.S.C. 1681i ( a ) ( 7 ) |
| as required under the FCRA.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | pursuant to 15 U.S.C. 1681i ( a ) ( 7 ) |
| as required under the FDCPA. | 1 | 0.0% | and I request that you cease all communication with me |
| as REQUIRED! PROVE OR DELETE IMMEDIATELY! | 1 | 0.0% | correct |
| as required. | 2 | 0.0% | dated mailed XX/XX/XXXX |
| as required. Despite my compliance with their dispute submission requirements | 3 | 0.0% | I mailed a dispute letter to LexisNexis |
| as reviewed on XX/XX/year> | 1 | 0.0% | XX/XX/year>. The XXXX app 's payment system |
| as Santander is responsible for giving the bureaus accurate information. Santander Consumer USA faced a 33 state lawsuit due to their notorious predatory lending. | 1 | 0.0% | in which Santander told me in a dispute response |
| as securities intermediary | 1 | 0.0% | as securities intermediary |
| as seen from the front page of my dashboard at Wise.com login below : XXXX ) XXXX Wise Online My Dashboard Frontpage Screenshot XXXX at XXXX XXXX XXXX XXXX XXXX XXXX I don't know what they are doing or want to do against my money | 1 | 0.0% | but they have never informed me of anything since the money has reached them. They said they need some extra checks |
| as seen in cases such as XXXX XXXX XXXX XXXX XXXX | 1 | 0.0% | I have serious concerns that Experian failing to fulfill its obligations under federal law. Your inaction and failure to rectify these fraudulent entries have already had a significant negative impact on my ability to obtain credit. I DEMAND that Experian conduct a comprehensive and lawful investigation into these disputed accounts and inquiries |
| as seen in Exhibit A | 1 | 0.0% | I would like to reference the following statutes and case law : 1. 15 U.S.C. 1691 ( a ) ( 3 ) : It shall be unlawful for any creditor to discriminate against any applicant |
| as seen in my monthly XXXX mortgage statement in Attachment # 5 | 1 | 0.0% | so I began to investigate the matter. The remaining outstanding balance at the time of was still over {$160.00} XXXX which just didnt seem right |
| as seen in the chat logs. | 1 | 0.0% | those reassurances were fatally wrong : the account was already exactly 30 days past due when I reached out |
| as seen in the fraud case. I never received the products promised on any of these purchases. These companies deceitfully obtained my banking information and intended to use your payment system to defraud me by unauthorized use of my money. | 1 | 0.0% | by each of these merchants |
| as seen on the front of the Coupon which states : Without Recourse | 1 | 0.0% | which I have accepted for value |
| as seller and servicer | 1 | 0.0% | on XX/XX/XXXX |
| as set forth herein ( the Settlement ) ; NOW | 1 | 0.0% | Debtor ( s ) opened certain Loan ( s ) or Account ( s ) with XXXX XXXX XXXX XXXX |
| as she also had not done her job. She again stated she didnt remember telling me that and she apologized and said they can listen to the call. I told her I believe that would be a wonderful thing for them to do | 1 | 0.0% | and got XXXX. I told XXXX I was expecting her call and she said she did not have any notes about calling me back. I told her she most certainly did give me that time frame because |
| as she can not understand any company will treat their customers like that. I've been trying to take advantage of the low rate since XXXX | 1 | 0.0% | I have not received any check ( {$2400.00} ) |
| as she could have helped me open CD 's '' or IRA 's '' or even an additional savings account for my Son | 1 | 0.0% | the Employee that was in both Employment Capacities |
| as she did not leave a specific extension or last name. Despite four calls to Chase referencing my case number | 1 | 0.0% | we received a notice for {$870.00} for property tax related to the vehicle. Our lease agreement ( section 15 ) does indicate that we will pay property tax assessed for any period PRIOR to lease termination. I called Chase to verify the date the taxes were prorated. The agent indicated it is their policy to prorate the taxes through the date the auto is sold at auction. In this case |
| as she even laughed as she kept repeating the same mistake in going back into my account | 1 | 0.0% | who I felt could help her in completing this simple task |
| as she exclaimed | 1 | 0.0% | Ms. XXXX XXXX. During my conversations with Ms. XXXX |
| as she informed me that the current statement sent to me was also incorrect | 1 | 0.0% | the XX/XX/XXXX statement sent by Statebridge continues to demand payment for forced placed insurance and lists late fees. I contacted Statebridge and spoke with a woman by the name of XXXX '' |
| as she is going through XXXX treatment | 2 | 0.0% | they are continuing the forbearance period for my loans. They also stated that the treatment I got from XXXX is unprofessional |
| as she is the secondary holder on the account | 1 | 0.0% | I 've had to visit the branch to find out what 's going on and why I do n't have my money back from these fraudulent transactions. My mother |
| as she looked up terms used on the ChexSystems report trying to determine what might be causing the low scoring | 1 | 0.0% | to see if perhaps I was overlooking something on the report. I also wanted to try and get some guidance on what my next steps should be. I met with a district branch manager at XXXX 's corporate headquarters in XXXX. This proved |
| as she never applied it to my account.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,GA,30533,,Consent provided,Web,2022-03-22,Closed with monetary relief,Yes,N/A,5353340 | 1 | 0.0% | XX/XX/XXXX |