| as per 15 U.S. Code 6802 - Obligations with respect to disclosures of personal information is effective immediately and indefinitely. I am exercising my right to privacy as per the Privacy Act of 1974. | 1 | 0.0% | as a Federally Protected Consumer under The Fair Credit Reporting Act |
| as per 15 U.S.C. 1681i ( a ) | 3 | 0.0% | this must be deleted : XXXX XXXX XXXX Account Number : XXXX Violation of 15 USC 1692g- Please validate this account within 30 days. If you fail to do so |
| as per 15 U.S.C. 1681i ( a ) ( 5 ) ( A ) | 1 | 0.0% | IN XXXX XXXX XXXX XX/XX/year> Experian XXXX XXXX XXXX XXXX |
| as per 15 U.S.C. 1681s-2 ( a ). | 3 | 0.0% | Section 809 ( a ) states that a debt collector ( XXXX XXXX XXXX ) must provide validation of the debt to the consumer within five days of the initial communication. I did not receive this validation |
| as per 15 U.S.C. 1681s-2 ( a ). However | 7 | 0.0% | Section 809 ( a ) states that a debt collector ( XXXX XXXX XXXX ) must provide validation of the debt to the consumer within five days of the initial communication. I did not receive this validation |
| as per 15 USC 1681 ( c ) ( a ) ( 5 ) sections | 3 | 0.0% | XXXX |
| as per 15 USC 6802 ( b ) and ( c ). | 3 | 0.0% | whether such authorization was given in writing |
| as per company policy to remove such blockages. | 1 | 0.0% | current drivers license |
| as per FCRA 623 ( a ) ( 3 ) - Responsibilities of furnishers of information to consumer reporting agencies [ 15 U.S.C. 1681S-2 ] [ 15 U.S.C. 1681e ],,EQUIFAX | 1 | 0.0% | compliance and reportability of this listing and it came back verified. Please validate and have them provide method of validation on this information from this account and ask them to provide me with copies of the original contract between myself and XXXX XXXX and validation associated with this account |
| as per FCRA 623 ( a ) ( 3 ) - Responsibilities of furnishers of information to consumer reporting agencies [ 15 U.S.C. 1681S-2 ] [ 15 U.S.C. 1681e ],Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,23434,,Consent provided,Web,2023-07-11,Closed with explanation,Yes,N/A,7237837 | 1 | 0.0% | compliance and reportability of this listing and it came back verified. Please validate and have them provide method of validation on this information from this account and ask them to provide me with copies of the original contract between myself and XXXX XXXX and validation associated with this account |
| as per FCRA 623 ( a ) ( 3 ) - Responsibilities of furnishers of information to consumer reporting agencies [ 15 U.S.C. 1681S-2 ] [ 15 U.S.C. 1681e ],Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | compliance and reportability of this listing and it came back verified. Please validate and have them provide method of validation on this information from this account and ask them to provide me with copies of the original contract between myself and XXXX XXXX and validation associated with this account |
| as per federal law | 4 | 0.0% | XXXX XXXX committed to not sharing my information with non-affiliates. Notably |
| as per Federal Law 605B these accounts be investigated. | 1 | 0.0% | no investigation results of the inaccurate negative accounts will be provided to the consumer. I reuest that a Investigation be conducted into the list of inaccurate accounts listed below : Type of Account : Collections : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I demand that as it pertains these federal statues under the FCRA |
| as per my consumer rights | 1 | 0.0% | Missouri XXXXXX/XX/XXXXDear Attorney General |
| as per my conversation with XXXX XXXX from their NJ office location. After paying | 2 | 0.0% | she was excellent |
| as per news reports that you would not be able to participate in a class action lawsuit if you accepted their one year of free credit monitoring | 3 | 0.0% | part of the left side was cut off. XXXX would not give me my report online |
| as per our email communications. | 1 | 0.0% | disregarding our previous requests and asking if they could schedule a final inspection. We reiterated back all of the current installation issues and with reason to suspect bad intention by XXXX XXXX |
| as per our refinance closing paperwork. | 1 | 0.0% | the title company |
| as per Texas regulations. By my calculations | 1 | 0.0% | including documentation showing that you have the legal right to collect on this debt. ( Not received ) 4. A complete payment history |
| as per the Condominium Rider below. | 1 | 0.0% | I read a letter from Synovus seeking insurance information in XX/XX/XXXX |
| as per the Constitution of the United States says in Article 1 Sec 10.. | 1 | 0.0% | whether it be the cop |
| as per the definition in 12 U.S.C. 1813. | 1 | 0.0% | at XXXXXXXX XXXX XXXX XXXX |
| as per the email dated XX/XX/XXXX. It was explicitly stated in said communication that on XX/XX/XXXX | 2 | 0.0% | XXXX XXXX XXXX |
| as per the Fair Credit Reporting Act | 1 | 0.0% | credit bureaus actively search public records for any judgements or tax liens. A Bankrup tcy filing is public information. Again |
| as per the Fair Credit Reporting Act section 611. | 4 | 0.0% | authorizing an inquiry. I also demand you |
| as per the Fair Credit Reporting Act. | 3 | 0.0% | it has come to my attention that there are several collections on my credit report that I do not recognize |
| as per the FCRA | 4 | 0.0% | completeness |
| as per the Federal Credit Reporting Act | 3 | 0.0% | incomplete |
| AS PER THE LITERAL INTERPRETATION | 2 | 0.0% | THIS IS ABOUT THE CONSUMER CREDIT TRANSACTION INITIATED ON XXXX XXXX XXXX WITH YOUR FINANCIAL INSTITUTION EXECUTED BY WAY OF SIGNING AN AGREEMENT ( DOCUMENT). AS PER 15 USC 6827(3) THE TERM DOCUMENT MEANS ANY INFORMATION IN ANY FORM. THE PROVISIONS OF 15 USC 6801(A) REQUIRE FINANCIAL INSTITUTIONS TO NOTIFY CONSUMERS OF THEIR INFORMATION SHARING PRACTICES AND PROVIDE FOR A RIGHT TO OPT OUT OF CERTAIN SHARING. IN THE ABOVE MENTIONED CONSUMER CREDIT TRANSACTION |
| as per the precedent set by XXXX v XXXX | 3 | 0.0% | PA XXXX Date : XX/XX/XXXX Dear Ability Recovery Serv. |
| as per the precedent set by XXXX XXXX XXXXXXXX | 1 | 0.0% | XXXX XXXX Date of Birth : XX/XX/XXXX Last XXXX SSN : XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX |
| as per the precedent set by XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Provide a detailed verification by line item | 1 | 0.0% | XXXX XXXX Date of Birth : XX/XX/XXXX Last XXXX SSN : XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX |
| as per the precedent set by XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. Provide a detailed verification by line item | 1 | 0.0% | NC XXXX Date : XX/XX/XXXX Dear XXXX XXXX XXXX |
| as per the precedent set by XXXXXXXX XXXX XXXXXXXX | 2 | 0.0% | XXXX XXXX Date : XX/XX/XXXX Dear XXXX XXXX XXXX |
| as per the provisions outlined by both the EFTA and laws governing unfair or deceptive acts or practices ( UDAP ). This action is causing me significant hardship and stress | 1 | 0.0% | with the intention of testing the service rather than committing to XXXX months of service. It is reasonable to expect PayPal to resolve such erroneous transactions in favor of the consumer |
| as per the requirements of the FCRA. Thank you for your attention to this matter. Your prompt action in resolving this issue is greatly appreciated. Should you require any further information or documentation | 5 | 0.0% | and it is essential that the same resolution is reflected consistently across all consumer reporting agencies to avoid any potential discrepancies or inaccuracies in your credit report. Please find below a detailed summary of the relevant sections of the FCRA that support my request : 1. Section 611 ( a ) ( 1 ) ( A ) of the FCRA stipulates that consumer reporting agencies must conduct a reasonable investigation of disputed information and correct any inaccuracies found. 2. Section 611 ( a ) ( 5 ) ( A ) of the FCRA requires that |
| as per the rights granted to me under the FCRA. | 2 | 0.0% | I submitted a request to XXXX XXXX XXXX XXXX XXXX |
| as per UCC guidelines and applicable state laws. | 1 | 0.0% | as the amount is inflated |
| as per XXXX U.S.C. 1681s-2 ( a ). However | 1 | 0.0% | Section 809 ( a ) states that a debt collector ( XXXX XXXX XXXX ) must provide validation of the debt to the consumer within five days of the initial communication. I did not receive this validation |
| as per XXXX U.S.C. XXXX ( a ). However | 1 | 0.0% | Section XXXX ( a ) states that a debt collector ( CCS COLLECTIONS ) must provide validation of the debt to the consumer within XXXX days of the initial communication. I did not receive this validation |
| as per your website 's instructions. | 3 | 0.0% | I have listed below the incorrect names currently associated with my report. I request that these erroneous entries be removed immediately : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX There should be only one address on my report |
| as permitted by law. | 3 | 0.0% | your reporting of the bankruptcy is causing ongoing harm to my financial reputation and subjecting me to undue prejudice in my ability to obtain credit. I demand that Equifax immediately remove this erroneous entry from my consumer report. Please be advised that failure to act promptly and rectify this matter may result in legal action |
| as permitted by law.,,2288984 Ontario Inc.,FL,32763,,Consent provided,Web,2026-01-13,Closed with explanation,Yes,N/A,18697039 | 1 | 0.0% | the total amount owed |
| as permitted by law.,,ADIR INTERNATIONAL LLC,CA,95348,,Consent provided,Web,2025-12-24,Closed with explanation,Yes,N/A,18271560 | 1 | 0.0% | the total amount owed |
| as permitted by law.,,Affirm Holdings | 5 | 0.0% | the total amount owed |
| as permitted by law.,,AMERICAN EXPRESS COMPANY,CA,92563,,Consent provided,Web,2026-01-13,Closed with explanation,Yes,N/A,18690600 | 1 | 0.0% | the total amount owed |
| as permitted by law.,,AMERICAN EXPRESS COMPANY,NY,10002,,Consent provided,Web,2025-11-28,Closed with non-monetary relief,Yes,N/A,17839040 | 1 | 0.0% | the total amount owed |
| as permitted by law.,,Bliksum | 1 | 0.0% | the total amount owed |
| as permitted by law.,,Bread Financial Holdings | 1 | 0.0% | the total amount owed |
| as permitted by law.,,CAINE & WEINER COMPANY | 2 | 0.0% | the total amount owed |