| are all available upon request | 1 | 0.0% | the statement email from Nelnet on XX/XX/XXXX stating I would be charged {$0.00} on XX/XX/XXXX |
| are all fraudulent. | 1 | 0.0% | Bank of America |
| are all illegal pursuant to XXXX U.S.C XXXX. | 1 | 0.0% | I applied for a consumer credit product for vehicle with VIN # XXXX |
| are all included in the finance charge. | 3 | 0.0% | interest |
| are all items an underwriter will assess as negative. | 3 | 0.0% | that balance is not the balance reported. There was a discrepancy with my Escrow account |
| are also unverifiable. | 1 | 0.0% | M & T Bank and XXXX are in violation of multiple CFPB regulations ( please see XX/XX/XXXX Specific Legal Violations ). M & T Bank |
| are also violating federal laws and the Fair Credit Reporting Act. EQUIFAX should be ashamed for assuming this role and position to constantly violate consumer rights and commit fraud | 1 | 0.0% | ( 2 ) rebates of unearned finance charges or insurance premiums |
| are also violating federal laws and the Fair Credit Reporting Act. EXPERIAN should be ashamed for assuming this role and position to constantly violate consumer rights and commit fraud | 1 | 0.0% | ( 2 ) rebates of unearned finance charges or insurance premiums |
| are also violating federal laws and the Fair Credit Reporting Act. TRANSUNION LLC should be ashamed for assuming this role and position to constantly violate consumer rights and commit fraud | 1 | 0.0% | ( 2 ) rebates of unearned finance charges or insurance premiums |
| are apart of this fraudulent transfer of the asset. We noticed a discrepancies once were we contacted by XXXX XXXX XXXX that claimed payments were missed ( default ) and that immediate payment was needed or they would accelerate to foreclosure proceedings. XX/XX/XXXX was the referenced date in which a payment was made and accepted by XXXX XXXX XXXX. The payment included the 3 months of payments plus interest. XXXX XXXX had direct access to the account to retrieve funds do to the account made payable was set up through autopay at XXXX XXXX located at XXXX XXXX XXXX XXXX XXXX XXXX | 1 | 0.0% | signatures |
| are attached for reference. This complaint is filed in good faith by XXXX XXXX of XXXX XXXX XXXX | 1 | 0.0% | TRUIST BANK should remove all inaccurate charge-off notations |
| are authorized | 1 | 0.0% | either instance would constitute discharge under Article 3 Sections 3-603 and 3-604 of the UCC. Under the Indenture between Discover Card Execution Note Trust ( DCENT ) and XXXX XXXX XXXX Association |
| are auto debiting {$39.00} from my checking account. | 2 | 0.0% | I noticed that it was from a two other and separate entities ( companies ) but all documents pointed one another back to the Student Loan Relief Department which to my ignorance and understanding was all the Federal Government. These two companies were the Manhattan Beach Venture LLC |
| are available for review upon request.,,EQUIFAX | 1 | 0.0% | signed on XX/XX/XXXX |
| are available for review upon request.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,90266,,Consent provided,Web,2025-11-06,Closed with explanation,Yes,N/A,17031287 | 1 | 0.0% | signed on XX/XX/XXXX |
| are being blamed and held liable for the occurence. | 1 | 0.0% | I learned I was not the only one there disputing a fraudulent charge on an account. Suntrust customers are reporting checks being cashed that 1. ) weren't even endorsed and 2. ) are BB & T checks. These customers have been with Suntrust for 10+ years and never BB & T |
| are being charged account maintenance fee '' for a service that BofA is NOT providing! Maybe it's a ground for class action.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | in perspective |
| are being reported to XXXX | 1 | 0.0% | payment history |
| are being reported to XXXX XXXX or XXXX | 1 | 0.0% | payment history |
| are both unwarranted and harassment. | 1 | 0.0% | I was contacted by your agency |
| are bound by this principle. As the consumer | 3 | 0.0% | it is unequivocally stated in section 602 ( a ) that consumer reporting agencies must conduct their responsibilities with fairness |
| are causing me great XXXX XXXX. I followed all the rules and yet they keep restricting my account for months on end. It needs to stop!!,,Coinbase | 1 | 0.0% | and Coinbase has not provided a specific reason for the delay. I would like this restriction removed immediately. In addition |
| are charging me interest that is abusive and I also have late fees in my account even though I paid on time ( payment was done on XX/XX/XXXX | 1 | 0.0% | what does that mean? To me |
| are clear infringements of the FCRA. Specifically | 4 | 0.0% | I obtained copies of my credit report from the XXXX major credit reporting agencies |
| are clear violations of the FCRA.,,EQUIFAX | 1 | 0.0% | as highlighted in XXXX XXXX XXXX XXXX |
| are clear violations of the FCRA.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | as highlighted in XXXX XXXX XXXX XXXX |
| ARE COMPLETELY AND WHOLLY AND MORALLY JUST | 1 | 0.0% | TO REQUEST |
| are considered transactions and experiences '' that occur in a private business relationship between myself and my bank | 1 | 0.0% | as defined by 15 USC 1681 ( a ) ( 2 ) |
| are crooked | 1 | 0.0% | one has to go through an extensive law school |
| are deemed illegal | 2 | 0.0% | recognizing similar unauthorized inquiries from XXXX |
| are delivered to the consumer at least 21 days before the payment due date. Ally Financial failed to fulfill this obligation | 1 | 0.0% | I sent a certified letter |
| are denied without a valid reason. | 1 | 0.0% | and deny such simple claims like the ones I described above |
| are detailed below. | 1 | 0.0% | and continues to ; violate provisions of the CFPB |
| are dishonest and/or opaque. The long wait times | 1 | 0.0% | dates |
| are doing the same. Maybe the the Feds can look into Quicken Loans 's practices.,,Rocket Mortgage | 1 | 0.0% | and additional funds added to the down payment by the seller. Quicken Loans tactics are unethical |
| are either missing from my Equifax and TransUnion reports or inaccurately reflected | 3 | 0.0% | I am disputing several collection accounts and inquiries that are either inaccurately reported or missing from my file. XXXX XXXX account XXXXXXXX XXXX XXXX XXXX XXXX shows a {$730.00} balance but is not reported at all in my Experian and TransUnion reports |
| are enclosed in the M & T Zip file.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,M&T BANK CORPORATION,IL,604XX,,Consent provided,Web,2025-03-11,Closed with explanation,Yes,N/A,12095576 | 1 | 0.0% | statement shows {$2300.00} in unapplied funds. On XX/XX/XXXX |
| are entirely false and misleading. I have always maintained a clean record. The presence of these inaccuracies damages my reputation and can adversely impact my employment | 1 | 0.0% | I have identified multiple entries that incorrectly associate me |
| are essentially unlawful intrusions into my private financial history. Their presence is unfair | 2 | 0.0% | and excessive inquiries lower my credit score substantially. When I apply for legitimate credit |
| are ethical or practical in the sense of their duty to safe guard and protect consumers ' financial well-being and record. | 2 | 0.0% | I ask that you to please remove all instances of this credit card ( opening |
| are exempt from hearsay rule as a business records. | 1 | 0.0% | the Judgment Motion was supported in part by the Affidavit of Amounts Due and Owing of CitiMortgage 's XXXX XXXX XXXX ( Affidavit '' ) |
| are exempt from the XXXX language requirement. | 1 | 0.0% | applicants who have graduated from a college or university of professional training school located in XXXX |
| are false representations that deceive creditors into making adverse decisions against consumers. This deception directly benefits XXXX by perpetuating a cycle where consumers feel compelled to purchase credit monitoring services and other financial products. | 1 | 0.0% | XXXX is deceiving financial institutions |
| are false representations that deceive creditors into making adverse decisions against consumers. This deception directly benefits you by perpetuating a cycle where consumers feel compelled to purchase credit monitoring services and other financial products. | 25 | 0.0% | you are deceiving financial institutions |
| are flat out lies. The true fact is that my request to CHASE to provide records showing that any of those charges are mine or authorized in any way by me were ignored. | 1 | 0.0% | long holds and transfers around was horrible and it went as far as using low paid employees to bounce you form one level representatives to another whereas those would demanded that I verify public record '' information that I never gave CHASE but CHASE obtained god knows how and demanded that I verify those before I can be transferred to Fraud Department. For more details please see My XX/XX/XXXX letter. For example it took me more than 6 calls and voice messages to reach XXXX XXXX XXXX ext XXXX before she returned my call |
| are generally considered taxable income unless specific exceptions apply. This confirms that a charge-off is recognized as income by the IRS. | 1 | 0.0% | in Publication 4681 ( Canceled Debts |
| are giving students in need | 1 | 0.0% | after consulting numerous students and alumni on their federal loans |
| are illegally taking our home using the court system to their advantage. We will send our story to the US Senate Banking Committee | 1 | 0.0% | there is no mechanism we have experienced that forces Wells Fargo Home Mortgage or XXXX XXXX |
| are in violation of the Fair Credit Reporting Act. | 1 | 0.0% | credit bureaus are required to conduct a thorough investigation of disputed items within 30 days. Furthermore |
| are in violation of the FCRA. | 2 | 0.0% | I found several hard inquiries that were made without my consent or for any legitimate purpose that qualifies under the FCRA. As per 15 U.S.C. 1681b |
