| and XX/XX/XXXX stating my refund has been delayed. | 1 | 0.0% | XXXX and ultimately cancelled on XX/XX/XXXX. On XX/XX/XXXX |
| and XX/XX/XXXX the tax DUE is {$1000.00}. NewRez anticipates it's first three payments at {$1300.00} | 1 | 0.0% | and |
| and XX/XX/XXXX to be updated to pay as agreed on my consumer report 2.Account - XXXX XXXX XXXX XXXX Account # - XXXX XXXX XX/XX/XXXX Demand I demand XX/XX/XXXX to be updated to pay as agreed on my consumer report 3. Account - XXXX XXXX Account # - XXXX Date XX/XX/XXXX Demand I demand XX/XX/XXXX | 1 | 0.0% | Federal Law states that no later than 4 business days after receipt of this notice |
| and XX/XX/XXXX to be updated to pay as agreed on my consumer report XXXX - XXXX XXXX XXXX XXXX Account # - XXXX XXXX XX/XX/XXXX Demand I demand XX/XX/XXXX to be updated to pay as agreed on my consumer report XXXX. Account - XXXX XXXX Account XXXX XXXX XXXXXXXX Date XX/XX/XXXX Demand I demand XX/XX/XXXX | 1 | 0.0% | Federal Law states that no later than 4 business days after receipt of this notice |
| and XX/XX/XXXX to expedite the case. Once I finally got a hold of the case XXXX XXXX on XX/XX/XXXX | 1 | 0.0% | I have called Wells Fargo to dispute the 5 overdraft fees |
| and XX/XX/XXXX totaling {$5000.00} that first billing cycle. | 1 | 0.0% | and on XX/XX/XXXX |
| and XX/XX/XXXX when exactly the same information gained a dispute approval.,,CAPITAL ONE FINANCIAL CORPORATION,MA,024XX,,Consent provided,Web,2025-05-23,Closed with explanation,Yes,N/A,13671749 | 1 | 0.0% | so they are not canceling the charge |
| and XX/XX/XXXX which is entirely inaccurate. This account was paid in full on XX/XX/XXXX. Once an account is charged-off it shouldn't be reporting any more on time payment which is a violation.,,EQUIFAX | 1 | 0.0% | federal regulations require creditors to charge off installment loans after 120 days of delinquency. It's impossible for this account to be charge-off for the month of XXXX |
| and XX/XX/XXXX with calls ranging from half an hour to an hour and a half. I was hung up on twice in those calls. The gap this month was due to some health concerns. I am on XXXX.,,Comerica,CA,92399,,Consent provided,Web,2025-07-18,Closed with monetary relief,Yes,N/A,14736550 | 1 | 0.0% | XX/XX/XXXX |
| and XX/XX/XXXX with Experian. Furthermore | 1 | 0.0% | XXXX |
| and XX/XX/XXXX with no explanation. | 1 | 0.0% | I finally was able to reach XXXX XXXX and they agreed to place me on another payment Plan |
| and XX/XX/XXXX with XXXX. Furthermore | 2 | 0.0% | Equifax |
| and XX/XX/XXXX XXXX : Late payments for XX/XX/XXXX | 5 | 0.0% | I initiated a dispute concerning inaccuracies on my credit report related to late payments on the following account : Account Information : Creditor Name XXXX XXXX XXXX XXXX Account XXXX : XXXX High Balance : {$2000.00} Credit Limit : {$1500.00} Last Verified : XX/XX/XXXX ( TransUnion ) Date of Last Activity : XX/XX/XXXX ( TransUnion ) Date Opened : XX/XX/XXXX ( TransUnion ) Balance Owed : {$1100.00} Account Status : Closed Payment Status : Current Creditor Remarks : Account closed by credit grantor ( TransUnion ) ; Account closed due to inactivity ( XXXX ) Two-Year Payment History : TransUnion : Late payments for XX/XX/XXXX |
| and XX/XX/XXXX XXXX XXXX XXXX XXXX # XXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- The California Homeowner Bill of Rights will ensure that many of the core provisions in the National Mortgage Settlement are extended to home loans that are not currently covered. ( CA Senate Bill 900 ) -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- CC : Chairman House Financial Service Committee ; XXXX XXXX | 1 | 0.0% | master serviced by XXXX XXXX as communicated via the servicer -- the powerless fronts for the investor. Please |
| and XX/XX/XXXX XXXXXXXX XXXX XXXXXXXX inquiry on XX/XX/XXXX XXXX XXXXt XXXX inquiry on XX/XX/XXXX XXXX XXXX inquiries on XX/XX/XXXX and XX/XX/XXXX XXXX XXXX XXXX inquiry XXXX XX/XX/XXXX XXXX XXXX inquiries on XX/XX/XXXX and XX/XX/XXXX XXXX XXXX XXXX inquiries on XX/XX/XXXX and XX/XX/XXXX XXXX XXXX XXXX XXXX inquiry on XX/XX/XXXXXXXX XXXX XXXX XXXX inquiry on XX/XX/XXXX XXXX XXXX XXXX on XX/XX/XXXX XXXX XXXX XXXX inquiries on XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX Card inquiries on XX/XX/XXXX and XX/XX/XXXX XXXX XXXX inquiry on XX/XX/XXXX XXXX XXXX XXXX on XX/XX/XXXXXXXX XXXX XXXX XXXX inquiry on XX/XX/XXXX XXXX inquiry on XX/XX/XXXX XXXX XXXX XXXX XXXX inquiry on XX/XX/XXXX XXXX XXXX inquiry on XX/XX/XXXX Cap XXXX XXXX inquiry on XX/XX/XXXX These unauthorized inquiries remain on my report and are damaging my credit. | 1 | 0.0% | for example : XXXX XXXX inquiry on XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX inquiries on XX/XX/XXXX and XX/XX/XXXX XXXX XXXX XXXX inquiries XXXX XX/XX/XXXX |
| and XX/XX/XXXX {$34.00} as a result of not being able to catch up. The fees totaled {$400.00}. | 1 | 0.0% | {$68.00} |
| and XX/XX/XXXX. | 28 | 0.0% | XX/XX/XXXX |
| and XX/XX/XXXX. Additionally | 1 | 0.0% | the accounts I had pending with XXXX XXXX |
| and XX/XX/XXXX. After reviewing the three sessions I had thus far | 1 | 0.0% | aXX/XX/XXXX Representative phoned me to tell me about XX/XX/XXXX ( {$27000.00} ). I was told that this program would give me the best chance of success. I was told this program allows me access to coaches who will guide me step by step on the process that I should take in order to be successful at XXXX XXXX XXXX. I thought I had no more money after purchasing the {$41000.00} XXXX XXXX. The representative asked me about my credit cards and their balances |
| and XX/XX/XXXX. ALL other delinquent/late remarks on all loans serviced are requested to be adjusted/removed to accurately coincide with the correct information provided. | 3 | 0.0% | you will find a timeline which finitely details every month of my student loans from origination through to payoff/consolidation. It details months I confirmed forbearance |
| and XX/XX/XXXX. All XXXX and XXXX statements have been deleted. There are also connected accounts that Capital One allowed money transmissions to and from | 1 | 0.0% | the XXXX and XXXX statements are missing |
| and XX/XX/XXXX. Also payments in XXXX and XX/XX/XXXX shows 60 days late ''. However on the latest credit report from Experian on XX/XX/XXXX regarding XXXX XXXX XXXX XXXX payments for the months XXXX | 1 | 0.0% | XXXX |
| and XX/XX/XXXX. Also payments in XXXX and XX/XX/XXXX shows 60 days late ''. However on the latest credit report from XXXX on XX/XX/XXXX regarding Wells Fargo Dealer Services payments for the months XXXX | 1 | 0.0% | XXXX |
| and XX/XX/XXXX. Also payments in XXXX and XX/XX/XXXX shows 60 days late ''. However on the latest credit report from XXXX on XX/XX/XXXX regarding XXXX XXXX XXXX XXXX payments for the months XXXX | 2 | 0.0% | XXXX |
| and XX/XX/XXXX. I did not apply for credit with these businesses on or around those dates | 2 | 0.0% | XX/XX/XXXX |
| and XX/XX/XXXX. I do not believe Bank of America has investigated this matter in good-faith | 1 | 0.0% | XX/XX/2022 I received a formal response to the claim XXXX |
| and XX/XX/XXXX. I had called numerous times to speak with someone regarding this issue | 1 | 0.0% | the unit had stopped working suddenly. I spoke to XXXX agent over the phone to attempt to alleviate the problem |
| and XX/XX/XXXX. I was told that Synchrony recognized their mistake | 1 | 0.0% | after noticing withdrawals continued in XXXX |
| and XX/XX/XXXX. It merits mentioning again | 1 | 0.0% | which make no sense as to the best of my knowledge all payments have been submitted on time however seeing as I haven't been receiving my statements its nearly impossible for me to know the accuracy of the payments received. The following reporting periods need to be corrected as paid on time and the late payment indicators removed : XX/XX/XXXX |
| and XX/XX/XXXX. Likewise | 2 | 0.0% | regular monthly payments have been made since this account was opened ; however |
| and XX/XX/XXXX. On XX/XX/XXXX | 1 | 0.0% | XX/XX/XXXX |
| and XX/XX/XXXX. On XX/XX/XXXX a Fifth Third employee in the fraud department informed me that I would be receiving all the money back on Friday | 1 | 0.0% | when reviewing my online activity and made a Fifth Third fraud claim with the Case # XXXX. I was not notified of these transactions from Fifth Third Bank. I was informed I must wait 8 business days before getting my money back. Eight {$20000.00} ACH transactions were withdrawn from my account on XX/XX/XXXX. Three {$20000.00} ACH transactions were withdraw from my account on XX/XX/XXXX. One {$20000.00} ACH transaction deposited into my account was made on XX/XX/XXXX. Upon calling on XX/XX/XXXX |
| and XX/XX/XXXX. On XX/XX/XXXX I finally received a response from PHH ( through their attorney ) that the application had never been received. I immediately submitted the application again ( the same day ) | 1 | 0.0% | XXXX a foreclosure action was initiated against me. I immediately sought assistance from XXXXXXXX XXXX XXXXXXXX XXXX XXXX of XXXX Florida who assisted me with preparing and submitting an application for a repayment plan. The documents were emailed to PHH ( my servicer ) on XX/XX/XXXX. I never received a response. I sent follow up emails to either PHH or their attorney on XX/XX/XXXX |
| and XX/XX/XXXX. Regarding XXXX of the accounts | 1 | 0.0% | through the CFPB Portal. We appreciate consumers who take the time to let us know about their experiences with our company. We have reviewed and considered the information that you have supplied through the CFPB portal and directly to Experian. In your dispute |
| and XX/XX/XXXX. The dates correspond with my interest toward obtaining a mortgage product with another company.,,Ocwen Financial Corporation,GA,31210,Servicemember,Consent provided,Web,2019-05-15,Closed with non-monetary relief,Yes,N/A,3234368 | 1 | 0.0% | XXXX |
| and XX/XX/XXXX. The last payment on this account | 1 | 0.0% | both coming back verified as accurate. After sending a letter to XXXX a request to provide a copy of all factual data relating to the account |
| and XX/XX/XXXX. These dispute letters are enclosed herein as attachments to this complaint. | 3 | 0.0% | Experian and XXXX willfully failed to comply with its duties and obligations under FCRA by inadequately handling and prematurely closing the numerous disputes filed to address the incomplete and inaccurate reporting. After failing to adequately process multiple disputes to resolve the inaccurate and incomplete reporting |
| and XX/XX/XXXX. These repeated questions falsely imply that I exited forbearance or failed to perform | 1 | 0.0% | LoanCare representatives continue to ask how I plan to repay the so-called delinquent amount |
| and XX/XX/XXXX. These reports are inaccurate | 2 | 0.0% | opened in XX/XX/XXXX with a balance of approximately {$970000.00}. The account currently reflects late payments reported as 30 days late between XXXX and XXXX XXXX 60 days late during XXXX and XXXX XXXX |
| and XX/XX/XXXX. This contradiction raises significant confusionif forbearance was no longer available | 1 | 0.0% | XXXX continued to reference forbearance in multiple letters |
| and XX/XX/XXXX. This is harassment. I have uploaded documentation.,,Navient Solutions | 1 | 0.0% | and my payment had still not been corrected and credited. Later that day |
| and XX/XX/XXXX. Though there were other transactions in which funds were misapplied | 1 | 0.0% | the principal and interest ( P/I ) for the duration of the loan was set at {$600.00} monthly. The escrow amount which started at {$260.00} monthly |
| and XX/XX/XXXX. Upon checking my account on XX/XX/XXXX | 1 | 0.0% | I visited the Wells Fargo branch located at XXXX XXXX XXXX |
| and XX/XX/XXXX. When I resided there I had a Ring camera and can prove that NO ONE CAME TO MY HOME on those days or any other days. They lied to the courts and have been jerking me around since XXXX | 1 | 0.0% | I was so hopeful that I could finally put this behind me. Then he tried to tell me that I need to sign a stipulation to judgment before you will reduce the payment to {$1800.00} and allow me to make monthly payments over a 24 month period ( listen to the call attached ). These guys already filed a bogus case against me in the XXXX XXXX XXXX. As I stated below |
| and XX/XX/XXXX. With the exception of the first call when I was reassured the check had been mailed but there were mail or processing delays | 1 | 0.0% | I was startled to learn from my insurance company |
| and XX/XX/XXXX. XXXX never responded to any of these direct email requests which were sent to XXXX XXXX. | 1 | 0.0% | on XX/XX/XXXX |
| and XX/XX/XXXX. XXXX XXXX 's reporting of a XXXX late payment for XX/XX/XXXX is inconsistent with the payment history before and after that period. | 2 | 0.0% | Last Updated : XX/XX/XXXX ) Account No : XXXX ( Date Opened : XX/XX/XXXX |
| and XX/XX/XXXX. XXXX XXXX XXXX reporting of a XXXX late payment for XX/XX/XXXX is inconsistent with the payment history before and after that period. | 1 | 0.0% | Last Updated : XX/XX/XXXX ) Account No : XXXX ( Date Opened : XX/XX/XXXX |
| and XX/XX/XXXXtransactions to be valid. Discover stated in all disputes that weve completed our investigation of this transaction. During our review | 1 | 0.0% | XXXX found the XXXX transaction to be valid |
| and XX/XX/year> | 7 | 0.0% | I requested validation of an alleged debt associated with my XXXX XXXX XXXX loan |