| and why the credit bureaus can not provide an explanation. This issue is severely affecting my credit and financial reputation despite my perfect payment history.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | XXXX |
| and why the debt is invalid. The representative was combative and uncooperative. I explained that my prior phone calls from XXXX will show why the debt is invalid. Her response was that it is not her responsibility to dispute the debt. I explained that I do not have access to the XXXX database. I then tried to have the representative explain the basis for the debt. She said that the debt was because I terminated the leases early. This is something I had never heard before. I explained that | 1 | 0.0% | I noticed that the collection company for XXXX reported this purported debt to each of the 3 credit reporting agencies. I initiated a dispute with each of the agencies. Today |
| and why the did not remove ) Account name | 1 | 0.0% | I have disputed the following inaccurate information on my credit report : Account name |
| and why there are no fees and the numerous amount of accounts that are opened. Banks opened these accounts for millions of customers | 1 | 0.0% | but the accounts were marketed as such. I actually opened multiples and a safe deposit box |
| and why they decided 7 years later I 'm supposed to be paying some fee I had n't heard of. The lady did n't even have an answer. She just reversed the charges | 1 | 0.0% | all of a sudden XXXX month with no notice |
| and WHY they refuse to accurately reflect my credit history on my credit report so that I can make informed decisions about my credit.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,32935,,Consent provided,Web,2024-04-15,Closed with explanation,Yes,N/A,8775530 | 1 | 0.0% | XX/XX/XXXX |
| and why they think I am responsible for paying it ). I note that all of that is information that I have requested as well from the creditor on file | 1 | 0.0% | I called Experian at their consumer contact number on XX/XX/year> to inquire about what information Experian received in the process of its dispute to verify the collection account |
| and why this merchant credit was never issued back to me. Nobody investigated | 1 | 0.0% | however Capital one closed the accounts unbeknownst to me. Albeit |
| and why was I charged those XXXX property inspection fees? | 1 | 0.0% | reviewing my Bank of America mortgage statement for Bank of America mortgage account # XXXX |
| and why you furnished data about me to CRAs ( FCRA accuracy problem either way ). | 2 | 0.0% | identify who |
| and will assist you moving forward. | 1 | 0.0% | it's been A MONTH since then |
| and will be considered willful disregard of my rights as a consumer and will be forwarded to my attorney for litigation purposes. There is no such exception that would legally allow you to delay the processing of a consumer 's letters to you based on an unfounded assumption that assistance from a third party may exist. | 2 | 0.0% | as it is the right of all consumers to work with such a company if they so choose |
| and will be disputing the obligation with all three credit reporting agencies. | 1 | 0.0% | I was dismayed to learn that this obligation has been reported to the credit reporting agencies since I am disputing the validity of it. Consequently |
| and will be reported to Adult Protective Services ( APS ) and the Office of the Attorney General. | 3 | 0.0% | mislead |
| and will be strictly liable for | 2 | 0.0% | the final rule generally requires the collector to take XXXX of several actions to contact the consumer about the debt. These actions include speaking with consumers about their debts by telephone |
| and will cause hardship. It should not have occurred. | 1 | 0.0% | and presents hardship. Over the years Discover Card has sent me an abundance of junk mail soliciting their many other services and products |
| and will cause me financial harm. He said that wouldn't do anything that my check would still go to Bank of America. Eventually the Supervisor says he will put a request in to have my check get reviewed | 1 | 0.0% | etc. Agent tells me |
| and will challenge it if necessary. I am frustrated that I have had to spend several hours on the phone ( with at least 20 minutes on hold : why not hang up and call me back later? ) | 1 | 0.0% | and all I received was a print-out of the last XXXX payments |
| and will cheat their way into any business they can get. They disgust me. They have hurt my credit score. They won't let me into my account. And they won't address a single one of my questions or problems. | 1 | 0.0% | because I was guaranteed '' the loan if I did ( another lie ). Now not only do I have a pointless second account |
| and will close our account in 10 business days and will send OUR money back to the SBA. | 1 | 0.0% | along with two other bank employees |
| and will consider pursuing civil action. | 2 | 0.0% | you now have full legal notice. Any failure to promptly remove the information may constitute * * willful FCRA violations * * |
| and will continue to be burdening me with the new mortgage and related moving forward unresolved between us. | 1 | 0.0% | Inc. |
| and will continue to burden me with the Complaint in Foreclosure litigation moving forward unresolved between us. | 1 | 0.0% | d/b/a and a/k/a Seterus and Mr. Cooper |
| and will continue to commit these crimes as Zelle has made it clear at this point they will do nothing to prevent it | 1 | 0.0% | I discovered the person was a scammer who had done this to other people across the U.S. |
| and will continue to file others in attempt to stop any further violations of my privacy. | 1 | 0.0% | but there has been a lack of transparency regarding the extent of the data accessed and the specific individuals affected. I am deeply concerned about the potential misuse of my sensitive information and the harm this breach may cause |
| and will continue too diligently document.,,EQUIFAX | 1 | 0.0% | in XXXX |
| and will do so for 10 years! The amount of hardship | 1 | 0.0% | I contacted XXXX XXXX |
| and will entitle me to presume that they sent the letter in error and that the matter is closed. | 1 | 0.0% | they have 30 days from receipt of the notice to respond. That their failure to respond |
| and will entitle me to presume that you are reporting my name and social security number in error | 2 | 0.0% | XXXX |
| and will entitle me to presume that you placed this on my credit report ( s ) in error and that this matter is permanently closed. Provide the proof | 2 | 0.0% | including any charges added for collection activity. You have thirty ( 30 ) days from receipt of this notice to respond. Your failure to respond |
| and will entitle me to presume that you sent your letter ( s ) in error | 3 | 0.0% | INC { You have fifteen ( 15 ) days from receipt of this notice to respond. Your failure to respond |
| and will entitle me to presume that you sent your letter in error | 9 | 0.0% | you have 30 days from receipt of this notice to respond. Your failure to respond |
| and will entitle me to presume that you sent your letter in error and that the matter is permanently closed. | 1 | 0.0% | you have 30 days from receipt of this notice to respond. Your failure to respond |
| and will have it fixed within 24-48 hours. | 1 | 0.0% | i contacted Crpyto.com to request having my address updated so that i can order a new card and was asked for proof of identity |
| and will have the remainder within 20 days | 1 | 0.0% | and 5 yesterday |
| and will never use their services again.,,Prince Parker & Associates,NC,28273,,Consent provided,Web,2022-04-19,Closed with explanation,Yes,N/A,5465662 | 1 | 0.0% | does not state anywhere on the bill |
| and will no doubt do so again this month ( XXXX | 1 | 0.0% | I estimated the amount I thought was actually due from me rather than pay the amount requested by the monthly statement |
| and will not | 1 | 0.0% | exploiting the most vulnerable |
| and will not be used in connection with any other civil | 9 | 0.0% | determining the appropriate level of such payments |
| and will not even let me speak to anyone in charge | 1 | 0.0% | they re-opened the claim but said I had to pay a {$29.00} late fee and {$13.00} ( and running ) in interest. They sent me forms to dispute their denial |
| and will not help in any way. I was paying XXXX XXXX For four years | 3 | 0.0% | the credit XXXX XXXXXXXX by the name of XXXX |
| and will not issue the check they had promised to issue as of Saturday XX/XX/2022. The reps claim that this is standard practice in instances where they refund a credit balance on the account | 1 | 0.0% | I opened a Target Redcard Credit Card. I was given a credit line that was insufficient for my needs and was told that if I prepaid ahead of charges I would a ) be able to spend more |
| and will not on restrict my account for me to withdraw funds in their policy. If my account is closed or theyre ending the banking relationship | 1 | 0.0% | I told him that I do not owe Capital One money because those claims have not yet been settled. He then told me that he can not unrestricted the account for me to withdraw any of those funds because of the claims on the account now from my understanding unless you owe money to Capital One |
| and will not own up to it's mistake of misapplying a payment.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,ALLY FINANCIAL INC.,NC,28273,,Consent provided,Web,2018-12-03,Closed with explanation,Yes,N/A,3090113 | 1 | 0.0% | I spoke with supervisor XXXX at XXXX XXXX |
| and will not prevent access to Your Equifax credit report by companies like XXXX | 1 | 0.0% | I had |
| and will not return all of the CD funds at maturity | 1 | 0.0% | do not provide consumers with advise or actual notice of how Self |
| and will not tell me when or under what conditions they are going to give me the insurance proceeds that I am entitled to.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,RoundPoint Mortgage Servicing LLC,WA,99205,,Consent provided,Web,2023-07-28,Closed with explanation,Yes,N/A,7320208 | 1 | 0.0% | and despite that I timely completed all payments within the trial period |
| and will paid NOTHING. You have had plenty of time to resolve this issue and know clearly well that you are in the wrong by not providing the easy documented phone call conversation outside of a court order to do so. That is your choice to NOT research and provide it | 7 | 0.0% | XXXX XXXX XX/XX/XXXX This is an Update that United Community has stood by their continuous commitment to lie and cause longstanding financial harm to me by FALSELY providing inaccurate data to the 3 credit bureau agencies as CLEAR attempts to force me into being voluntarily defrauded by their financial institution. To date |
| and will pay it Friday XX/XX/XXXX. They need to be reprimanded as per XXXX search | 1 | 0.0% | right after XXXX |
| and will probably end up in foreclosure in due time. What should we do?,Company believes the complaint provided an opportunity to answer consumer's questions,Common Wealth Mortgage Services,UT,84075,,Consent provided,Web,2023-05-29,Closed with explanation,Yes,N/A,7043068 | 1 | 0.0% | and we ask if we could have our PMI insurance removed as we have met our 25 % equity requirement. We were told to pay a fee |
