| and unlawful misconduct were done with reckless disregard to the safety and wellbeing of me and my family. | 1 | 0.0% | safety |
| and unlawful reporting practices FCRA 15 U.S.C. 1681e ( b ) Failure to ensure maximum possible accuracy. | 2 | 0.0% | 611 ( a ) |
| and unlawful under both federal and state statutes.,,EQUIFAX | 1 | 0.0% | including 15 U.S.C. 1681e ( b ) ( failure to maintain maximum possible accuracy ) |
| and unlawful under federal regulations. | 2 | 0.0% | inaccurate |
| and unlawful under the Fair Credit Reporting Act ( FCRA ) and IRS Title 26 reporting requirements. | 1 | 0.0% | Illegal Double Reporting |
| and unlawful under the FCRA. I demand immediate deletion. | 2 | 0.0% | TN XXXX This address does not belong to me and should never have been connected to my file. Allowing unverified addresses creates the possibility of merged files |
| and unlawful use of secured loan classification on a purchase that was returned.,,EQUIFAX | 1 | 0.0% | I will : File complaints with the Texas Attorney General |
| and unlawful. | 10 | 0.0% | character |
| and unlawful. Any continued reporting without verification is considered willful noncompliance subject to liability under FCRA 616 and 617. | 1 | 0.0% | 607 ( b ) |
| and unlawful. I am very confused and have no answers | 1 | 0.0% | '' from a XXXX |
| and unlawful. Labeling a dispute as potential fraud does not suspend Experians obligations under the FCRA and does not extend the statutory reinvestigation deadline. | 1 | 0.0% | billing statements |
| and unlawful. This account is also misleading lenders and has directly caused me to be denied for legitimate credit opportunities. | 2 | 0.0% | Date Opened : XX/XX/XXXX Charge Off This account is completely unverified and reported inaccurately. I never signed or agreed to this type of account with this lender. A balance of {$280000.00} is outrageous and damaging to my credit profile. Under FCRA 1681i |
| and unlawful. This account is unverifiable and must be deleted immediately from my credit report. | 1 | 0.0% | 609 ( a ) ( 1 ) ; FDCPA 807 ( 8 ) Story : I have not received any documentation from either XXXX XXXX or XXXX XXXX establishing this debt 's origin |
| and unlawfully exercised its right to offset. | 1 | 0.0% | XXXX XXXX responded to a CFPB complaint ( Complaint # XXXX ) indicating that it was still in the process of investigating my dispute over XXXX fraudulent charges. In this response |
| and unlawfully profit from unauthorized motor vehicle finance transactions. | 1 | 0.0% | N.A. |
| and unlawfully reported in direct violation of the : Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681e ( b ) | 2 | 0.0% | XXXX XXXX XXXXXXXX Date of Birth : XX/XX/XXXX Any other variation of my name |
| and unless addressed by regulatory or legal intervention | 1 | 0.0% | including repeated hang-ups |
| and unless more secure safeguards are put into place to protect it in the future | 1 | 0.0% | trusted within this company |
| and unless the creditor can provide full documented evidence | 1 | 0.0% | CA XXXX LAW : FCRA 611 & 609 ( c ) ( 2 ) ISSUE : This is not my current or previous address and should not be associated with my credit profile STORY : I have never lived at this address and do not recognize any association with it. It is reporting inaccurately and may be contributing to mixed file or identity confusion. I request its immediate deletion under FCRA guidelines ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX |
| and unless you can substantiate each item with verifiable and legally permissible documentation from the original furnisher | 3 | 0.0% | outdated |
| and unlicensed monetization Citizens Bank failed to follow required federal law for handling my disputes and failed to protect my account from a merchant already under investigation. XXXX own internal messages prove that refunds were supposedly processed through my bank | 1 | 0.0% | 5536 ) * * Unfair dispute-handling procedures Deceptive statements about investigation timelines Abusive obstruction of my attempts to resolve the issue 4. * * Electronic Communications Privacy Act ( 18 U.S.C. 2511 ) * * XXXX unlawfully disclosed my identity and account activity to multiple third-party users Indicates improper handling of consumer financial information 5. * * FTC Act 5 ( 15 U.S.C. 45 ) * * XXXX engaged in deceptive digital goods practices Goods paid for were not delivered Manipulation of in-app currency value 6. * * Unlawful Internet Gambling Enforcement Act ( 31 U.S.C. 53615367 ) * * XXXX uses gambling-style mechanisms involving coins/diamonds without licensing 7. * * XXXX XXXX XXXX XXXX XXXX XXXX Developer Policies ( XXXX |
| and unlisted demands have forced unnecessary revisions | 1 | 0.0% | the pattern of deceptive and delaying practices has continued. The same code reviewer ( XXXX XXXX ) has repeatedly provided directly contradictory feedback across multiple submissions on the same projectfirst instructing me to delete specific event listener code because it was 'already handled in the Popup class |
| and unnecessary emotional and financial distress. | 1 | 0.0% | the agency has failed to properly reinvestigate or provide verification from original creditors. Instead |
| and unnecessary financial stress from lost credit availability. Numerous complaints filed with the CFPB and XXXX highlight similar issues with Barclays ' handling of fraud and verification | 1 | 0.0% | including prematurely closing accounts without proper safeguards |
| and unnecessary given the circumstances. | 1 | 0.0% | harmed |
| and unnecessary hardship. Experian 's actions reflect willful noncompliance with the law | 1 | 0.0% | approved |
| and unnecessary hardship.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | my credit score has been negatively affected |
| and unnecessary stress in my financial dealings. | 1 | 0.0% | High Balance : {$0.00} |
| and unnecessary stress. If you can not provide full proof from the original creditor | 2 | 0.0% | but I dispute its accuracy. I have never been provided with original signed documentation proving the legitimacy of this debt. No billing statements |
| and unnecessary stress. Their refusal to respond meaningfully despite multiple opportunities suggests willful misconduct. I am now pursuing compensation for damages in addition to regulatory intervention. | 1 | 0.0% | 12 CFR Part 1005 ) improper handling of electronic deposits and debits |
| and unnecessary stress.,,EQUIFAX | 1 | 0.0% | delete any unverifiable or unauthorized information |
| and unnecessary stress.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | delete any unverifiable or unauthorized information |
| and unpaid balance reported as a loss | 1 | 0.0% | such as inconsistent payment histories |
| and unprofessional!!!!!,,PARAMOUNT RESIDENTIAL MORTGAGE GROUP,KS,677XX,,Consent provided,Web,2020-12-21,Closed with explanation,Yes,N/A,3906386 | 1 | 0.0% | to this day |
| and unprofessionalism from other airlines. It is ridiculous how XXXX trains their flight attendants to be rude | 1 | 0.0% | but nobody has responded or resolved the situation. This is regarding XXXX XXXX XXXX on XXXX from XXXX XXXX XXXX |
| and unproven account despite my repeated requests for required documentation.,,EQUIFAX | 1 | 0.0% | failed to prove any loan funds were ever deposited into my account |
| and unproven account despite my repeated requests for required documentation.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,PA,180XX,,Consent provided,Web,2025-12-08,Closed with explanation,Yes,N/A,17827604 | 1 | 0.0% | failed to prove any loan funds were ever deposited into my account |
| and unproven account despite my repeated requests for required documentation.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | failed to prove any loan funds were ever deposited into my account |
| and unreachable departments. | 1 | 0.0% | but favorable updates are delayed by 30+ days |
| and unreasonable | 1 | 0.0% | my daughter visited the branch on my behalf with a valid power of attorney. The branch manager on duty refused to accept the POA |
| and unreasonable to expect a borrower to make payments if they are unable to access their online account. Despite numerous attempts of entering my SSN | 4 | 0.0% | where I previously made payments. My parents were also making payments on my behalf |
| and unrelated to the core issue. | 1 | 0.0% | my vehicle ( collateral for a ~ {$3000.00} personal loan ) was repossessed on XX/XX/year> |
| and unreliable employee has access / rights to subtract funds from customers without a proper trail or report as to what happened. | 1 | 0.0% | On XXXX/XXXX/2017 I received a promotional credit of {$600.00} from Citibank for becoming a customer. Today |
| and unresolved disputes. | 1 | 0.0% | I promptly responded to the banks repeated requests for additional documentation. However |
| and unresolved disputes. These patterns support claims of willful violations under FCRA and unconscionable practices under NJCFA.,,Exeter Finance | 1 | 0.0% | aggressive collections |
| and unresolved formatting inconsistencies such as the Payment Amount field ( BS-22 ) which lacks verifiable payment proof. | 1 | 0.0% | the following tradelines are the subject of dispute and demand immediate removal : ________________________________________ 1. XXXXXXXX XXXX Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Date of Last Activity : XX/XX/XXXX Balance Owed : {$30000.00} Creditor Remarks : Repossession Payment Status : Repossession Term Length : 72 Months This account is reported with derogatory status |
| and unsafe ductwork. Over time | 1 | 0.0% | proud to finally provide stability for my family after years of hard work and recovery. Unfortunately |
| and unsolicited mail | 1 | 0.0% | outdated addresses |
| and unsupported by any verifiable documentation. | 1 | 0.0% | XXXX XXXX account XXXX |
| and unsupported by KeyBank.,,KEYCORP,CT,06437,,Consent provided,Web,2025-04-25,Closed with explanation,Yes,N/A,13148719 | 1 | 0.0% | I have spoken to several representatives |