| and they would still owe me {$310.00}. | 1 | 0.0% | supervisors |
| and they would then check into it. | 1 | 0.0% | I find the lender claims no payment was made in XX/XX/XXXX |
| and they XXXX need to eat the cost and provide me the funds from a dispute. Today I receive a call from XXXX and XXXX informed me that I stayed at the XXXX XXXX and I will not be receiving a refund due to that this is against Visas policies. I informed them both that I was not advised of this information on none of the calls when I filed my dispute or when I received a call last week for my dispute to be escalated. I am not in agreement with these findings and not happy that I was misinformed by multiple agents at Wells Fargo. I would like to receive a refund and amount of a half of a cost to stay at XXXX XXXX due I was misinformed by XXXX XXXX agent multiple times and I spend multiple minutes and hours on the phone with a dispute that would not be honored. This information should have been provided to me on the first phone call.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,MD,21040,,Consent provided,Web,2022-12-21,Closed with explanation,Yes,N/A,6349135 | 1 | 0.0% | and was advised that the case will be open. We requested to have half of our money refunded to us based on the quality of service that we received. We never received the case number |
| and they'd say oops that's right I forgot | 1 | 0.0% | and after inspection they decided to total my car. At first |
| and they're telling me that I should call them. That credit control services request is so this is a stall tactic. And I demand these XXXX off of my report. Also | 1 | 0.0% | I gave them the numbers. And they still denied to take this off of my credit bureau accounts and verified it as remaining As far as credit control services |
| and they're threatening to report me to a credit agency even though there's a check for the full amount of the loan already in the mail ( or in their hands XXXX. | 1 | 0.0% | after we got approved with another company |
| and they've reported my account 90 days late for XXXX and XXXX of 2022 which is not accurate. Their systems are responsible for this mess and they aren't correcting the situation and removing the negative information from my credit reports.,,Navient Solutions | 1 | 0.0% | I get a notice that I'm 90 days late. I call |
| and theyve XXXX XXXX tactics to get additional payments from me | 1 | 0.0% | marks XXXX months since XXXX Chase received my {$32000.00} payment. And after speaking with over a dozen Chase representatives and supervisors over the past XXXX weeks |
| and Third FederaXXXX applicable-underwriting guidelines.,,TFS FINANCIAL CORPORATION,NC,28443,Servicemember,Consent provided,Web,2020-03-21,Closed with explanation,Yes,N/A,3575028 | 1 | 0.0% | FACTORS AFFECTING THE XXXXREDIT SCORE : FALSE AND MISLEADING Medical Bills ... seasoned 3-5 years Number of accounts with delinquency ... questionable Established accounts ... supersede delinquencies Bankruptcy dismissed ... .inadvertent |
| and third to principal as of the date received. | 1 | 0.0% | and then to any currently scheduled installment amounts owing. If you are past due |
| and Third-Party Collection Accounts To Whom It May Concern | 3 | 0.0% | 609 |
| and third-party contact | 1 | 0.0% | but not limited to : * 15 U.S.C. 1692c ( c ) ( FDCPA Cease Communication ) * 15 U.S.C. 1692g ( FDCPA Validation of Debts ) * 15 U.S.C. 1692e & 1692f ( False |
| and third-party vendor records related to this loan Nothing in this correspondence constitutes a waiver of any rights or remedies. All rights are expressly reserved. | 1 | 0.0% | loanDepot is hereby directed to : Immediately cease and desist from all collection activity related to this loan Suspend any dispossessory coordination |
| and this account be deleted from any credit bureau XXXX,,EQUIFAX | 1 | 0.0% | pursuant to 26 USC 61 ( a ) ( 11 ) |
| and This account be removed from all credit reporting agencies. | 1 | 0.0% | phone calls |
| and this account misreporting violates my rights under the FCRA. The failure to correct prior disputes shows noncompliance with proper procedures. This inaccuracy has caused material harm to my creditworthiness. Accurate reporting is required | 1 | 0.0% | Opened XX/XX/XXXX |
| and this account must be deleted if it can not be proven with original records. | 1 | 0.0% | but the bureau has failed to provide validation. Section 609 ( a ) requires disclosure of the source of all information |
| and this all stems from this false entry. | 3 | 0.0% | FDCPA 805 ( b ) Story : I never opened any account with XXXX. Ive contacted them directly |
| and this also factored into my demand for proper documentation. | 1 | 0.0% | in XX/XX/XXXX |
| and this apparent discrepancy between my records and the data provided is a violation of those requirements. I request that you immediately correct this error and ensure that the correct payment history is reflected on my report. The lack of clarity on the status and payment history of this account is causing significant harm to my financial reputation and hindering my ability to secure credit or loans. | 1 | 0.0% | I did not make any payment on that date |
| and this bank account was NOT from XXXX XXXX. | 1 | 0.0% | I called Costco again per receiving a letter saying I owed a balance around {$30000.00}. The person I spoke with was XXXX. She said that in her notes that I had called in and asked them to link my husbands bank account to my Costco credit card for payments. There are numerous errors with this. First |
| and this breach infringes upon my rights as outlined in The Privacy Act of 1974. Removing the inaccurate and fraudulent information from my credit report will help restore my privacy and prevent further violations.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IN,46123,,Consent provided,Web,2024-12-02,Closed with explanation,Yes,N/A,10996845 | 1 | 0.0% | under the Fair Debt Collection Practices Act ( FDCPA ) |
| and this breach infringes upon my rights as outlined in The Privacy Act of 1974. Removing the inaccurate and fraudulent information from my credit report will help restore my privacy and prevent further violations.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | under the Fair Debt Collection Practices Act ( FDCPA ) |
| and this carried on until mid XXXX. Some of the communications included requests for us to show proof of mortgage payments | 1 | 0.0% | we requested that closing be before the end of the year since we had travel plans then and wanted to make sure we were available for the closing. She advised that that might be too quick |
| and this charge-off has not been properly reported in terms of its status and balance across all three bureaus. I request that the charge-off be updated or removed as appropriate. | 3 | 0.0% | I noticed the charge-off for XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX with a balance of {$4100.00} |
| and this claim was also denied ( see enclosed email from XXXX XXXX dated XX/XX/year> ). Next | 1 | 0.0% | these funds were supposed to be transferred to my bank account via ACH. After I called Optum Customer Service and indicated that the transfer had not been received |
| and this clearly does not constitute a method of verification. An independent investigation would have taken some time | 2 | 0.0% | and they still had not validated the account with a document bearing my signature. Exhaustingly |
| and this clearly fails that test. If you can not produce original documentation linking me to this address | 1 | 0.0% | CA XXXX Address This address is also false and should never have been included. I have no ties to this location and never provided it to any creditor. By reporting it |
| and this clearly violates that principle. The retention of this false address risks associating me with other consumers credit activity | 1 | 0.0% | NV XXXX This address does not belong to me |
| and this conduct has undermined my trust in the lending process. | 1 | 0.0% | uncertainty |
| and this constitutes material misrepresentation of the transaction. | 1 | 0.0% | XXXX failed to provide accurate or accessible information regarding cancellations. The listings Conditions link was broken or circular |
| and this cost me further expense that was not my fault. This account was linked to my XXXX acct | 1 | 0.0% | this should been resolved! However |
| and this could be affecting thousands of their customers.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,REGIONS FINANCIAL CORPORATION,FL,32092,Older American,Consent provided,Web,2024-09-21,Closed with monetary relief,Yes,N/A,10200012 | 1 | 0.0% | I also have a XXXX XXXX checking account and they use the exact same third party marketing plugin on their site to offer rewards to their debit card customers -- same look and feel of the offers window |
| and this cumulative effect has harmed my financial stability and personal well-being. | 2 | 0.0% | caused confusion with lenders |
| and this current dispute is no less substantiated. To deny reversal now | 1 | 0.0% | including proof of the transaction and screenshots |
| and this debt will seriously negatively affect your credit if you do not pay us back by XX/XX/XXXX. '' I have felt threatened | 1 | 0.0% | since XX/XX/XXXX ( it is now XX/XX/XXXX ) |
| and this decision can not be appealed. | 1 | 0.0% | we are exercising our right to permanently close your Current account |
| and this decision can not be appealed. We will finalize the closure of your account no later than ten ( 10 ) calendar days from the date of this email. | 1 | 0.0% | at XXXX |
| and this discrepancy is creating an unfair and inaccurate representation of my creditworthiness. | 1 | 0.0% | Equifax and XXXX & XXXX XXXX XXXX XXXX XXXX XXXX XXXX I am writing to dispute the inaccuracy of this information contained in my credit report in regards to the Original Creditor : XXXX XXXX Account Designator Code INDIVIDUAL_ACCOUNT and XXXX XXXX XXXX XXXX XXXX XXXX Date Assigned XX/XX/XXXX Account Number XXXX XXXX with an alleged Amount Owed {$320.00} This account is only shown on Equifax and not on XXXX or XXXX which shows a big discrepancy between the credit bureau. The federal Fair Credit Reporting Act ( FCRA ) promotes the accuracy |
| and this does not satisfy the standard for determining consumer negligence. | 1 | 0.0% | but this assertion is misleading and incomplete. Apple Cards primary alert mechanism is the Wallet app notification system |
| and this entry is a direct violation. | 1 | 0.0% | High Balance : {$710.00} |
| and this erroneous bankruptcy information has had a significant negative impact on my creditworthiness and financial opportunities. I am actively working towards maintaining a positive credit history | 1 | 0.0% | I have not filed for bankruptcy |
| and this error on my credit report is a direct violation of the requirement for furnishers of information to report accurate and complete data. | 1 | 0.0% | despite this discharge |
| and this even prior to reversal. Elliott v. Peirsol | 1 | 0.0% | 771 F.3d 160 |
| and this field is inaccurate. Please promptly fix the error on my report. Payment History : I have noticed this misleading field on my credit report as it fails to report information that is XXXX % accurate. The corrections for this information from my credit report should be prioritized. | 1 | 0.0% | I'm referring to the erroneous information in this field. The time it takes to update this information shouldn't exceed XXXX days. Balance Owed : My credit report contains a field with incorrect data |
| and this fraud was allowed to happen. I thought that at least by bringing this to the attention of Ms. XXXX she would be able to correct the mistake and prevent Fifth Third from being part of this fraud by XXXX XXXX XXXX | 1 | 0.0% | on XX/XX/XXXX |
| and this further proves that they perjured themselves to the credit bureaus time and time again when disputing my dispute of and in the request of validation. | 1 | 0.0% | XXXX XXXX XXXX by their admission in that letter |
| and this happened in XXXX. Chase insisted that without proof of the receipt | 1 | 0.0% | I called Chase to dispute the charge. However |
| and this has been affecting my life deeply for the last few months and will continue to affect my life in the future | 1 | 0.0% | which I politely declined given the were quite ridiculous and were going to hurt me more financially than actually paying that late month. I was late for. I told him I would simply find a way to make up that late month instead of committing myself to the offer they had sent me. After checking my credit report which I do constantly I realize not only was I still reported 30 days late |
| and this has been going on for about 6 months. | 1 | 0.0% | I had noticed about 6 months or so ago that CareCredit switched to Synchrony Financial. Since the changeover to Synchrony Financial |