| and FDCPA 1692k. | 3 | 0.0% | emotional distress |
| and FDCPA 807 | 11 | 0.0% | but they verified them without providing any proof |
| and FDCPA 807 ( 8 ) | 2 | 0.0% | false data |
| and FDCPA 809 ( 15 U.S.C. 1692g ) | 3 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$1200.00} |
| and FDCPA 809 ( b ) | 1 | 0.0% | LVNV Funding has not provided any of these documents. Without such validation |
| and FDCPA 809 requires validation before collection activity or reporting. If you can not provide documentation showing XXXX XXXX legally owns this debt and has accurate balance records | 2 | 0.0% | but XXXX XXXX is not the original creditor ; it is a third-party debt buyer. By law |
| and FDCPA laws you as a individual have the right to dispute anything inaccuriate or incoorect on your credit file and if you dont recieve resualts or something remains on the report its a XXXX dollar fee per a vilation. everytime they cant verify. after that the first individual told me they couldnt be reached. All other Credit Bereus have removed this account after their investigation but experian refuses to remove this account.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,953XX,,Consent provided,Web,2020-04-28,Closed with explanation,Yes,N/A,3628178 | 1 | 0.0% | on the first dispute of the account they verified this. so i performed my own investigation into this account |
| and FDCPA Section 807 prohibits false representation of debt Story : This XXXX account is being reported as charged off | 1 | 0.0% | and FCRA Section 623 ( a ) ( 1 ) ( A ) prohibits furnishers from reporting false or unverifiable information Story : This account is reported as a chargeoff with a large balance |
| and FDCPA Section 809 ( b ) are being violated through this continued inaccurate reporting. | 1 | 0.0% | the reporting persists. This has caused undue financial stress |
| and FDCPA Section 809 ( b ). I am seeking correction | 1 | 0.0% | XXXX XXXX XXXX |
| and FDCPA Section 809 regarding debt validation. These errors are damaging my credit reputation and causing me harm in areas such as creditworthiness | 1 | 0.0% | unverifiable |
| and FDCPA violations.,,T.S. Holdings,TX,79701,,Consent provided,Web,2025-11-25,Closed with explanation,Yes,N/A,17917743 | 1 | 0.0% | ignoring my written communication request |
| and FDIC shares that responsibility for our insured funds. Thanking you in advance for your interest and assistance in this matter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | you may consider this complaint to also be a claim against DIF for deposits unquestionably owed by BofA to T he XXXX XXXX XXXX XXXX |
| and FDUTPA | 1 | 0.0% | the actions of Oliphant USA LLC have caused me serious and measurable harm. They have reported a debt I do not owe one that was previously removed from my credit reports after I submitted a valid FTC Identity Theft Report and dispute documentation. They failed to provide validation |
| and FDUTPA 501.204 ( 1 ) | 1 | 0.0% | XXXX |
| and featured a sales date older than the three sales I used in my appraisal. Chase also did not file a complaint with LARA against that appraiser.,,JPMORGAN CHASE & CO.,MI,48310,,Consent provided,Web,2021-06-29,Closed with explanation,Yes,N/A,4502801 | 1 | 0.0% | Chase commissioned another appraisal by an appraiser in their XXXX |
| and features of loan modifications | 1 | 0.0% | among other things |
| and Federal and State statutes on fraudulent extortion and illegal collection activities on any account that may be time-barred as well as being subject to the HIPAA and Georgia medical privacy rules . I also hereby reserve the right to pursue civil action to recover damages.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Ability Recovery Services | 1 | 0.0% | in writing |
| and Federal and State statutes on fraudulent extortion and illegal collection activities on any account that may be time-barred as well as being subject to the XXXX and Texas medical privacy rules XXXX I also hereby reserve the right to pursue civil action to recover damages.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Ability Recovery Services | 1 | 0.0% | in writing |
| and Federal and State statutes on fraudulent extortion,,Jon Barry and Associates | 1 | 0.0% | but a request that you cease and desist any and all collection activities. Your receipt of this letter will be considered as having granted consent to the taping of any and all telephone calls to me at my home or business by you or your agents or assigns I require compliance with the terms and conditions of this letter within 30 days or a complete withdrawal |
| and Federal and State statutes on fraudulent extortion. see See Wantz v. Experian Info. Solutions | 1 | 0.0% | in writing |
| and Federal and State statutes on fraudulent extortion. see See Wantz v. XXXX XXXX XXXX | 1 | 0.0% | in writing |
| and Federal and State statutes on fraudulent extortion.,,St.John Cobb Inc,NC,28273,,Consent provided,Web,2019-10-28,Closed with explanation,Yes,N/A,3420367 | 1 | 0.0% | but a request that you cease and desist any and all collection activities. Your receipt of this letter will be considered as having granted consent to the taping of any and all telephone calls to me at my home or business by you or your agents or assigns I require compliance with the terms and conditions of this letter within 30 days or a complete withdrawal |
| and Federal and State statutes on fraudulent extortion.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 2 | 0.0% | but a request that you cease and desist any and all collection activities. Your receipt of this letter will be considered as having granted consent to the taping of any and all telephone calls to me at my home or business by you or your agents or assigns I require compliance with the terms and conditions of this letter within 30 days or a complete withdrawal |
| and Federal and State statutes on illegal collection activities on any account that may be time-barred as well as in violation of Kansas medical privacy rules . | 1 | 0.0% | I reserve the right to file charges and/or complaints with the OCR on your HIPAA violations and appropriate County |
| and Federal and State statutes on illegal collection activities on any account that may be time-barred as well as in violation of Kansas medical privacy rules XXXX | 2 | 0.0% | I reserve the right to file charges and/or complaints with the OCR on your HIPAA violations and appropriate County |
| and Federal and State statutes on illegal collection activities on any account that may be time-barred as well as in violation of state medical privacy rules. | 1 | 0.0% | I reserve the right to file charges and/or complaints with the OCR on your HIPAA violations and appropriate County |
| and Federal and State statutes on illegal collection activities on any account that may be time-barred as well as in violation of Tennessee ] medical privacy rules. | 1 | 0.0% | I reserved the right to file charges and/or complaints with the OCR on your HIPAA violations and appropriate County |
| and Federal and State statutes on illegal collection activities on any account that may be time-barred as well as in violation of Wisconsin medical privacy rules XXXX | 1 | 0.0% | I reserve the right to file charges and/or complaints with the OCR on your HIPAA violations and appropriate County |
| and Federal and XXXX XXXX XXXX illegal collection activities on any account that XXXX be time-barred as well as in violation of Kansas XXXX privacy rules XXXX | 1 | 0.0% | I reserve the right to file charges and/or complaints with the XXXX on XXXX HIPAA violations and XXXX XXXX |
| and federal appraisal standards. | 1 | 0.0% | which is critical to determining the true value. The appraisal has been conducted without confirming the legal Certificate of Occupancy |
| and federal authorities. I also hereby reserve my right to take private civil action against your company for breach of the duty of good faith and fair dealing by interfering with or failing to cooperate in the other partys performance. | 2 | 0.0% | or a complete removal from my credit profile |
| and federal authorities. I also hereby reserve my right to take private civil action against your company to recover damages. | 36 | 0.0% | or a complete removal from my credit profile |
| and federal authorities. I also hereby reserve my right to take private civil action against your company to recover damages. Please investigate this matter and send me a written explanation of your findings and actions.,,Bread Financial Holdings | 1 | 0.0% | or a complete removal from my credit profile |
| and federal authorities. I also hereby reserve my right to take private civil action against your company to recover damages. Please investigate this matter and send me a written explanation of your findings and actions.,,Bristlecone | 1 | 0.0% | or a complete removal from my credit profile |
| and federal authorities. I also hereby reserve my right to take private civil action against your company to recover damages. Please investigate this matter and send me a written explanation of your findings and actions.,Company believes it acted appropriately as authorized by contract or law,Monterey Financial Services LLC,TX,XXXXX,,Consent provided,Web,2019-07-22,Closed with explanation,Yes,N/A,3314388 | 1 | 0.0% | or a complete removal from my credit profile |
| and federal authorities. I also hereby reserve the right to take private civil action against your company to recover damages. In addition | 1 | 0.0% | or a complete removal from my credit profile |
| and federal consumer protection laws. | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX for engaging in fraudulent foreclosure practices |
| and federal consumer protection standards. | 1 | 0.0% | the manual override by a branch manager after observing me in person |
| and federal employees ahead of potential gaps in pay. As part of its program | 1 | 0.0% | VISIT USAA STORIES : LINK Association serves 45 |
| and Federal Trade Commission ),Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | personal XX/XX/2022 TransUnion XXXX XXXX XXXX XX/XX/2022 TransUnion XXXX XXXX XXXX Finance |
| and Federal Trade Commission ). | 2 | 0.0% | XX/XX/XXXX XXXX XXXX XXXX/XXXX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXXXXXX |
| and Federal Trade Commission ). these unauthorized inquiries need to be removed immediately : XXXX XXXX/THE XXXX XXXX XX/XX/XXXX | 1 | 0.0% | actual damages sustained by the consumer as a result of the failure or {$1000.00} |
| and federal trade commission so you know it's not a game. I want you to remove out alleged balance. Report positively to all consumer reporting agencies. Compensate me for double the amount of my finance charge pursuant 15 usc 140 and release my title lien free. I also want compensation in the amount of { {$1000.00} } per violation for all the damages that I received to 15 USC 1681n.This agency is in violation of 15 USC 1692g Because they were to notify me of this in writing 5 days prior | 1 | 0.0% | the real XXXX XXXX with no assistance from anybody else.I XXXX XXXX was entered into credit transactions that I did not authorize or consent to.I am a victim of identity theft and I believe my information is being used by the baddest people on the dark web. If I received good and services |
| and Federal Trade Commission to sue Citibank for Unfair Trade Tactics? This matter has gone on with Citibank Billing Dispute since the beginning of XXXX and its unfair to me as a Consumer. | 1 | 0.0% | and now |
| and Federal Trade Commission. | 7 | 0.0% | by law |
| and Federal Trade Commission. '',Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the written instructions of the consumer to whom it relates. Under 15 U.S. Code 1681b Permissible purposes of consumer reports I never gave you any written consent to report anything on my consumer report. As a consumer by law these accounts on this letter must be deleted immediately or i will seek monetary damages in small claims court in my city and state. Also we already involved and sent this letter to the Consumer Financial Protection Bureau |
| and Federal Trade Commission.,,EQUIFAX | 1 | 0.0% | NY XXXX Alaska Commission on Postsecondary Education XXXX XXXX XXXX XXXX |
| and Federal Trade Commission.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AK,99577,Servicemember,Consent provided,Web,2018-02-28,Closed with non-monetary relief,Yes,N/A,2829272 | 1 | 0.0% | NY XXXX Alaska XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX |
| and Federal Trade Commission.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Navient Solutions | 3 | 0.0% | NY XXXX Alaska Commission on Postsecondary Education XXXX. XXXX XXXX XXXX |