| and a violation to my right to privacy as a consumer from the dealership and financial institutions involved pursuant to The Fair Credit Reporting Act.,,Exeter Finance | 1 | 0.0% | there was no disclosure that these financial institutions would be receiving my credit report. Therefore XXXX XXXX |
| and a violation to my right to privacy as a consumer from the dealership and financial institutions involved pursuant to The Fair Credit Reporting Act.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,CA,91915,Servicemember,Consent provided,Web,2022-05-03,Closed with explanation,Yes,N/A,5535482 | 1 | 0.0% | there was no disclosure that these financial institutions would be receiving my credit report. Therefore Wells Fargo |
| and a voice mail instead of an actual answering machine with a professional message? | 1 | 0.0% | with an F rating with the XXXX |
| and a willful refusal to comply with federal law. Under Section 623 of the Fair Credit Reporting Act | 4 | 0.0% | both through representatives and supervisors |
| and a written confirmation of compliance.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MA,01602,,Consent provided,Web,2025-08-09,Closed with explanation,Yes,N/A,15188118 | 1 | 0.0% | inaccurate furnishing |
| and a written explanation of how each late status was determined month-by-month. XXXX XXXX has not provided the requested documentation in a complete manner and has not corrected the inconsistent/inaccurate reporting being furnished to the credit bureaus. | 1 | 0.0% | XXXX XXXX furnishing is still required to be accurate |
| and a written explanation of how this information was verified and determined to be accurate. If this matter is not resolved promptly | 1 | 0.0% | Equifax has chosen to neglect my consumer rights and continues to report a debt that I do not owe. I have never received any valid proof of this debt |
| and a written explanation on the origin and intended purpose of my money via email to them. It's been well over 2 weeks that I haven't gotten a response or seen a delivery of my check in the mail. According to their deposit agreement | 1 | 0.0% | therefore I opened both a checking and savings account with Chime bank online. All of my money was out of my XXXX account and into what I thought was a legitimate financial institution |
| and a written letter/statement from a supervisor at XXXX stating XXXX money was reversed back to my Chase debit card. | 1 | 0.0% | I filed a claim with Chase for the original {$500.00} that came out of my account on XX/XX/2023. Chase issued a temporary credit '' on my account once the claim was filed. Chase opened and closed my claim once |
| and a written notice on the account that my address not be changed. | 1 | 0.0% | and that the charge for a replaement card was fraudulent. She told me to send an email to Northlane 's customer support with my ID and proof of address |
| and a XXXX of an FTC report that will be labeled as Exhibit C when filing litigation in Federal Court to this complaint. PDQ Services Inc stated | 1 | 0.0% | a federally protected consumer |
| and a XXXX account that I have been working to get removed due to inaccuracies and none has been changed. | 3 | 0.0% | given these bureaus ample time to investigate |
| and a XXXX bill. The documents were sent certified mail so I had a confirmation of receipt. | 1 | 0.0% | I had my code ready to key it in and prove my identity which is what the letter noted I had to do. I did not make it past the four questions. So I waited and was connected with XXXX in the XXXX. He would not tell me why I could not remove the freeze. To make this situation worse |
| and a XXXX late in XX/XX/XXXX. This reporting pattern is excessive | 2 | 0.0% | with a balance of {$22000.00} |
| and a XXXX response letter | 1 | 0.0% | It stated the following : As you have violated federal law |
| and a XXXX speaker. I insisted that Id ordered no such thing. So he said very nicely | 1 | 0.0% | XXXX |
| and a XXXX would remain. | 1 | 0.0% | XXXX XXXX |
| and a XXXX XXXX All of these purchases were made in person by somebody who may have gotten my/our credit card information from a credit card scanner at a gas pump that I visited on Friday | 1 | 0.0% | somehow someone was able to gain access to my and my wife 's credit card information to make XXXX physical purchases WITHOUT our actual credit cards in hand totaling $ XXXX in just a few hours. We had our physical credit cards in our possession the entire time these purchases were made. The purchases were made at a XXXX XXXX XXXX |
| and a XXXX XXXX screenshot showing the vendor appears to be a private residence over XXXX minutes from the XXXX location. | 1 | 0.0% | and informed them of the fraudulent charge and a claim was opened. Wells Fargo denied the claim stating that because I still had possession of the card |
| and a XXXX XXXX in my neck. After hearing and feeling XXXX 's negative advise and her rude repetitive deliverance of her choice of words | 1 | 0.0% | where to date |
| and a XXXX XXXX transaction for {$990.00} on XX/XX/XXXX. I have never used XXXX XXXX for anything. We called XXXX XXXX and they informed us that money was wired to XXXX XXXX in XXXX. I dont know anything about XXXX or anyone there. | 1 | 0.0% | a mobile deposit for {$1400.00} was made |
| and a XXXX XXXX XXXXXXXX Identity/Fraud Investigation letter . | 1 | 0.0% | XXXX |
| and a XXXX XXXX. Even the time it's taking me to write this complaint is extremely difficult | 1 | 0.0% | any amount not covered by my payment is covered by an interest subsidy. This means that I accrue no interest whole on this plan. The loan place on the other plan ( the XXXX '' plan ) now has a payment of {$50.00} |
| and a XXXX. | 3 | 0.0% | we dont hold XXXX XXXX XXXXXXXX XXXX XXXX XXXX fault but after the review has been completed |
| and a yearly Borrower XXXX incentive in the amount of {$770.00} was received for the FHA XXXX loan modification that was improperly executed and partially processed. | 1 | 0.0% | modification title fees and attorney costs through an unknown 3rd party |
| and a {$0.00} balance. | 1 | 0.0% | This is a formal dispute regarding inaccurate |
| and A-5 showing written acknowledgement by the previous lender which was still the lender on XX/XX/18 when the cashier 's check arrived | 1 | 0.0% | pages 1-4 as attached. Monthly mortgage payments for the original loan XXXX were to be made starting XX/XX/2018 of {$1000.00}. See Exhibit A pages 1-2 |
| and Abandonments | 3 | 0.0% | XXXX |
| and Abandonments ( for Individuals ) | 1 | 0.0% | if this account has been charged-off |
| and Abandonments ( for Individuals ). | 1 | 0.0% | U.S. Nonresident Alien Income Tax Return ( attach Schedule 1 ( Form 1040 ) |
| and Abandonments clearly states if a creditor cancels a debt over {$600.00} outside of bankruptcy | 6 | 0.0% | XXXX XXXX and consumer reporting agencies ( EXPERIAN |
| and abandonments. Generally | 1 | 0.0% | Canceled Debts |
| and Abandonments. This misinformation has not only impacted my financial standing but has also taken a toll on me emotionally | 3 | 0.0% | during extensive conversations with an IRS representative |
| and ability to apply for loans | 1 | 0.0% | talked to the same lady |
| and ability to manage your bank account effectively as they can draft from it at any time. | 1 | 0.0% | the escalation person |
| and ability to obtain legitimate credit. | 2 | 0.0% | opened |
| and ability to qualify for new credit. As a consumer | 3 | 0.0% | GA XXXX SSN : XXXX Contact Number : ( XXXX ) XXXX The details of the fraudulent inquiry are as follows : XXXX XXXX ( XXXX ) XX/XX/XXXX XXXX XXXX XXXX |
| and ability to transfer my remaining {$27000.00} on BOAs Online Portal itself. This data breach & comingling customer a/cs may have been going on for many months as I rarely do online banking | 1 | 0.0% | I discovered BOA handed over FULL ( yes FULL ) access to my a/c to another STRANGER BOAs Customer XXXX XXXX of XXXX XXXX XXXX. This Full access includes my User ID |
| and able to meet my obligations | 1 | 0.0% | Barclays ' response was chilling in its circular logic : They demanded income verification for an account they had already approved and I had successfully managed for months. They couldn't explain why this documentation was suddenly necessary. They locked me out of online access |
| and about the additional dispute filed. So then | 1 | 0.0% | XX/XX/XXXX |
| and about XXXX weeks later | 1 | 0.0% | I went to XXXX XXXX near XXXX for help. At XXXX XXXX |
| and above that person is a Team Lead | 1 | 0.0% | XXXX said she could not give me any contact information and that my only option '' was for her to file a complaint on my behalf. She also said she had no employee/representative number I could reference to identify her by and no direct contact information. She advised me to call the general customer service line and ask for her because |
| and abruptly ended the call before I could ask additional questions. | 1 | 0.0% | highlighting the contradictions in the case resolution. The agent was unable to provide assistance and transferred me to a supervisor named XXXX from the dispute team. I reiterated my concerns and requested a case review. The supervisor stated that they could only submit an internal ticket |
| and absolutely can not accommodate any in person visits due to my current circumstances.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,CO,80020,Servicemember,Consent provided,Web,2025-11-14,Closed with explanation,Yes,N/A,17258230 | 1 | 0.0% | the beginning of an ongoing XXXX stay |
| and absolutely unfair. | 1 | 0.0% | only {$29000.00} was applied to principal |
| and abuse me the consumers ; ( 2 ) utilizing false | 1 | 0.0% | which govern topics as diverse as telephone communications ( e.g. |
| and abuse through debt collection efforts. | 1 | 0.0% | you have engaged in abusive collection practices by continuing to report unvalidated and fraudulent accounts across all three credit bureaus. You reported this new account |
| and abusive * * | 1 | 0.0% | creating reasonable reliance that it would remain available for responsible use in unexpected situations. However |
| and abusive act or practice ( UDAAP ) under the CFPB Act 12 U.S.C. 5531 & 5536.,,GOLDMAN SACHS BANK USA,CA,91737,,Consent provided,Web,2026-01-13,Closed with non-monetary relief,Yes,N/A,18683165 | 1 | 0.0% | knowingly reporting false |
| and abusive acts and practices in consumer financial services. | 1 | 0.0% | including lawsuits by the CFPB and the New York Attorney General 's office. These lawsuits have accused Credit Acceptance of deliberately concealing vital auto loan information from borrowers |