collections and hard inquiries are a result of identity theft

7.2K consumer complaints filed with the CFPB

This page summarizes consumer complaints about collections and hard inquiries are a result of identity theft products filed with the CFPB. 7,150 complaints have been filed across 2.6K companies. The most commonly reported issue is "XXXX as proof from the US federal trade commission that all of the aforementioned".

7.2K
Total Complaints
2.6K
Companies
XXXX as proof from the US federal trade commission that all of the aforementioned
Top Issue

Companies with Most collections and hard inquiries are a result of identity theft Complaints

# Company Complaints
1 and fraud.,,EQUIFAX 2.1K
2 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 2.1K
3 theft 252
4 collections and hard inquiries are in fact a result of identity 64
5 and fraud,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 36
6 and fraud,,EQUIFAX 27
7 and fraud.,,TRANSUNION INTERMEDIATE HOLDINGS 14
8 consumer credit accounts 9
9 and fraud.,,CBC Companies 4
10 XXXX as proof from the US federal trade commission that all of the aforementioned 3
11 and frau,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 2
12 and fraud. 2
13 and fraud.I request pursuing to the FCRA 605B ( U.S.C. 1681c-2 ) 2
14 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,90810,,Consent provided,Web,2025-08-25,Closed with explanation,Yes,N/A,15503110 1
15 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,92880,,Consent provided,Web,2025-09-15,Closed with explanation,Yes,N/A,15945414 1
16 INC.,TX,77346,,Consent provided,Web,2025-09-18,Closed with explanation,Yes,N/A,16023385 1
17 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NC,28216,,Consent provided,Web,2025-08-18,Closed with explanation,Yes,N/A,15350320 1
18 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,62959,,Consent provided,Web,2025-08-21,Closed with explanation,Yes,N/A,15437170 1
19 INC.,FL,32901,,Consent provided,Web,2025-09-26,Closed with explanation,Yes,N/A,16202320 1
20 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MS,39401,,Consent provided,Web,2025-08-26,Closed with explanation,Yes,N/A,15529420 1
21 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,75023,,Consent provided,Web,2025-08-29,Closed with explanation,Yes,N/A,15594475 1
22 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,OH,45240,,Consent provided,Web,2025-09-03,Closed with explanation,Yes,N/A,15701446 1
23 INC.,IN,464XX,,Consent provided,Web,2025-08-20,Closed with explanation,Yes,N/A,15412865 1
24 INC.,CA,92663,,Consent provided,Web,2025-09-16,Closed with explanation,Yes,N/A,15984014 1
25 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,62269,,Consent provided,Web,2025-09-04,Closed with explanation,Yes,N/A,15721344 1
26 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,23455,,Consent provided,Web,2025-08-26,Closed with explanation,Yes,N/A,15527169 1
27 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,XXXXX,,Consent provided,Web,2025-09-05,Closed with explanation,Yes,N/A,15761534 1
28 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NC,XXXXX,,Consent provided,Web,2025-08-25,Closed with explanation,Yes,N/A,15502514 1
29 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,11238,,Consent provided,Web,2025-08-18,Closed with explanation,Yes,N/A,15349278 1
30 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NC,272XX,,Consent provided,Web,2025-08-29,Closed with explanation,Yes,N/A,15614986 1
31 and fraud.,,Experian Information Solutions Inc.,FL,33025,,Consent provided,Web,2025-09-05,Closed with explanation,Yes,N/A,15761961 1
32 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,92880,,Consent provided,Web,2025-09-02,Closed with explanation,Yes,N/A,15670393 1
33 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NC,28173,,Consent provided,Web,2025-08-15,Closed with explanation,Yes,N/A,15312553 1
34 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,RI,XXXXX,,Consent provided,Web,2025-09-16,Closed with explanation,Yes,N/A,15965913 1
35 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30252,,Consent provided,Web,2025-08-18,Closed with explanation,Yes,N/A,15357618 1
36 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30038,,Consent provided,Web,2025-09-11,Closed with explanation,Yes,N/A,15821659 1
37 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,OK,74014,,Consent provided,Web,2025-08-26,Closed with explanation,Yes,N/A,15530849 1
38 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,61821,,Consent provided,Web,2025-09-01,Closed with explanation,Yes,N/A,15647723 1
39 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,OH,44870,,Consent provided,Web,2025-09-03,Closed with explanation,Yes,N/A,15692305 1
40 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NC,27545,,Consent provided,Web,2025-08-21,Closed with explanation,Yes,N/A,15423685 1
41 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,PA,XXXXX,,Consent provided,Web,2025-08-21,Closed with explanation,Yes,N/A,15437854 1
42 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,SC,XXXXX,,Consent provided,Web,2025-10-06,Closed with explanation,Yes,N/A,16396062 1
43 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,92802,,Consent provided,Web,2025-08-20,Closed with explanation,Yes,N/A,15408690 1
44 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,91768,,Consent provided,Web,2025-09-04,Closed with explanation,Yes,N/A,15720747 1
45 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AR,XXXXX,,Consent provided,Web,2025-08-20,Closed with explanation,Yes,N/A,15405638 1
46 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NJ,07110,,Consent provided,Web,2025-09-22,Closed with explanation,Yes,N/A,16104885 1
47 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33142,,Consent provided,Web,2025-08-15,Closed with explanation,Yes,N/A,15324489 1
48 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,LA,704XX,,Consent provided,Web,2025-09-23,Closed with explanation,Yes,N/A,16124085 1
49 INC.,OR,972XX,,Consent provided,Web,2025-08-13,Closed with explanation,Yes,N/A,15254971 1
50 and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,77049,,Consent provided,Web,2025-09-16,Closed with explanation,Yes,N/A,15959342 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for collections and hard inquiries are a result of identity theft

7,150 consumer complaints have been filed with the CFPB under the "collections and hard inquiries are a result of identity theft" product category, naming 2,640 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within collections and hard inquiries are a result of identity theft, the single most common underlying consumer complaint is "XXXX as proof from the US federal trade commission that all of the aforementioned". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around collections and hard inquiries are a result of identity theft, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

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