Total complaints
1
Filed since Cred
2026 data Public-data reference. official source
your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX's complaint history from CFPB public records. 1 consumers have filed complaints since Cred. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Cred
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX complaint mix by product
- however 1 100.0% – 0% relief
How your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| however | 1 |
Top States
| State | Complaints |
|---|---|
| I sent an email to the company. It read : I borrowed {$1000.00} and have repaid {$460.00}. I have {$530.00} remaining to repay what I borrowed. I demand CreditNinja agree to new payment terms of {$50.00} per month paid via check for 12 months for a total of {$600.00} bringing my total payments to {$1000.00}. I want my account marked CURRENT/UP TO DATE/IN COMPLIANCE/IN GOOD STANDING. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| we have added a note on your account to reflect XXXX dollars ( {$50.00} ) due monthly via check | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX
your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Cred, and the most recent logged activity is CreditNinj, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "however", and the single most common underlying issue is "we have added a note on your account to reflect XXXX dollars ( {$50.00} ) due monthly via check".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX have?
your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX respond to complaints on time?
your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX has a 0% timely response rate to CFPB complaints.
What is the most common complaint about your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX?
The most common issue reported against your remaining balance is {$1500.00}. '' I did not agree with these terms and responded to the CFPB complaint that I would contact the company directly. On XX/XX/XXXX is "we have added a note on your account to reflect XXXX dollars ( {$50.00} ) due monthly via check" in the "however" product category.
Read our methodology — how this data is sourced, computed, and verified.
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