Total complaints
1
Filed since XXXX
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows yet were not disclosed on XXXX XXXX or XXXX primary public websites's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since XXXX
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How yet were not disclosed on XXXX XXXX or XXXX primary public websites's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| XXXX ) Admission that loans XXXX be XXXX if true lender doctrine is challenged ( upstart yr end XXXX XXXX | 1 |
| State | Complaints |
|---|---|
| raising : Material omission risks under FTC Act 5 Truth in Lending violations ( TILA Reg Z ) UDAAP violations for lack of true lender clarity VI. LEGAL THEORIES & REGULATORY VIOLATIONS ECOA ( 12 C.F.R. 1002.6 ) Disparate treatment & impact via AI FCRA 607 & 615 Use of inaccurate data | 1 |
| Issue | Complaints |
|---|---|
| profiting on high-risk output XXXX XXXX XXXX ( FDIC # XXXX ) $ XXXX in late fees in XXXX ( XXXX ) Over $ XXXX in gross loans yet only $ XXXX in assets $ XXXX in borrowings with Tier XXXX capital of just $ XXXX Net income = $ XXXX in XXXX signs of instability Website URL listed : Upgrade.com | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
yet were not disclosed on XXXX XXXX or XXXX primary public websites has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX. ADMI, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, yet were not disclosed on XXXX XXXX or XXXX primary public websites reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX ) Admission that loans XXXX be XXXX if true lender doctrine is challenged ( upstart yr end XXXX XXXX", and the single most common underlying issue is "profiting on high-risk output XXXX XXXX XXXX ( FDIC # XXXX ) $ XXXX in late fees in XXXX ( XXXX ) Over $ XXXX in gross loans yet only $ XXXX in assets $ XXXX in borrowings with Tier XXXX capital of just $ XXXX Net income = $ XXXX in XXXX signs of instability Website URL listed : Upgrade.com".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating yet were not disclosed on XXXX XXXX or XXXX primary public websites: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
yet were not disclosed on XXXX XXXX or XXXX primary public websites has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
yet were not disclosed on XXXX XXXX or XXXX primary public websites has a 0% timely response rate to CFPB complaints.
The most common issue reported against yet were not disclosed on XXXX XXXX or XXXX primary public websites is "profiting on high-risk output XXXX XXXX XXXX ( FDIC # XXXX ) $ XXXX in late fees in XXXX ( XXXX ) Over $ XXXX in gross loans yet only $ XXXX in assets $ XXXX in borrowings with Tier XXXX capital of just $ XXXX Net income = $ XXXX in XXXX signs of instability Website URL listed : Upgrade.com" in the "XXXX ) Admission that loans XXXX be XXXX if true lender doctrine is challenged ( upstart yr end XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.