Total complaints
2
Filed since I re
2026 data Public-data reference. official source
YES A WHOLE YEAR LATER
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows YES A WHOLE YEAR LATER's complaint history from CFPB public records. 2 consumers have filed complaints since I re. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
I re
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
YES A WHOLE YEAR LATER complaint mix by product
- but I 1 50.0% – 0% relief
- but I 1 50.0% – 0% relief
How YES A WHOLE YEAR LATER's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| but I explained to XXXX my desire to want to purchase the car. There were challenges acquiring a used car loan for the amount that XXXX was looking for and on top of all of this | 1 |
| but I explained to Hyundai my desire to want to purchase the car. There were challenges acquiring a used car loan for the amount that Hyundai was looking for and on top of all of this | 1 |
Top States
| State | Complaints |
|---|---|
| that XXXX XXXX XXXX sent me a payoff letter for the amount owed. This letter they sent me was incorrect and stated I owed XXXX ( because they auctioned off the vehicle ) when in fact I only owed XXXX. XXXX made the correction and I paid the balance in full once the correction was made in XX/XX/XXXX. At this point I made the SIMPLE REQUEST that XXXX corrects the verbiage and reporting on my credit report and remove ALL missed payments in XXXX because I turned that vehicle in during XXXX. They have yet to remove those missed payments. If any missed payments are shown on my credit | 1 |
| that Hyundai Motor Finance sent me a payoff letter for the amount owed. This letter they sent me was incorrect and stated I owed XXXX ( because they auctioned off the vehicle ) when in fact I only owed XXXX. Hyundai made the correction and I paid the balance in full once the correction was made in XX/XX/XXXX. At this point I made the SIMPLE REQUEST that Hyundai corrects the verbiage and reporting on my credit report and remove ALL missed payments in XXXX because I turned that vehicle in during XXXX. They have yet to remove those missed payments. If any missed payments are shown on my credit | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| someone at their establishment lost the keys. It took 3 months of back and forth between myself | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About YES A WHOLE YEAR LATER
YES A WHOLE YEAR LATER has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I re, and the most recent logged activity is I returned, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, YES A WHOLE YEAR LATER reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "but I explained to XXXX my desire to want to purchase the car. There were challenges acquiring a used car loan for the amount that XXXX was looking for and on top of all of this", and the single most common underlying issue is "someone at their establishment lost the keys. It took 3 months of back and forth between myself".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating YES A WHOLE YEAR LATER: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does YES A WHOLE YEAR LATER have?
YES A WHOLE YEAR LATER has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does YES A WHOLE YEAR LATER respond to complaints on time?
YES A WHOLE YEAR LATER has a 0% timely response rate to CFPB complaints.
What is the most common complaint about YES A WHOLE YEAR LATER?
The most common issue reported against YES A WHOLE YEAR LATER is "someone at their establishment lost the keys. It took 3 months of back and forth between myself" in the "but I explained to XXXX my desire to want to purchase the car. There were challenges acquiring a used car loan for the amount that XXXX was looking for and on top of all of this" product category.
Read our methodology — how this data is sourced, computed, and verified.
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