Total complaints
1
Filed since In X
2026 data Public-data reference. official source
years of working on my credit has been ruined by XXXX
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows years of working on my credit has been ruined by XXXX's complaint history from CFPB public records. 1 consumers have filed complaints since In X. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
In X
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
years of working on my credit has been ruined by XXXX complaint mix by product
- there is 1 100.0% – 0% relief
How years of working on my credit has been ruined by XXXX's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| there is something in the back-end '' attached to the account that flags the record as a Recent Collection '' and/or Recent Bankruptcy ''. I have opened multiple requests to fix this since this is incorrect. Furthermore | 1 |
Top States
| State | Complaints |
|---|---|
| Experian and XXXX for which i have another opened complaint. I need all this negative removed and permanently blocked from appearing. XXXX should not have re-aged the Reported Date '' on the XXXX XXXX Multiple instances and months of complaints to the Credit Bureaus & each month the the score goes down and the credit line is decreased | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| if my filing was in XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About years of working on my credit has been ruined by XXXX
years of working on my credit has been ruined by XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to In X, and the most recent logged activity is In XXXX R, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, years of working on my credit has been ruined by XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "there is something in the back-end '' attached to the account that flags the record as a Recent Collection '' and/or Recent Bankruptcy ''. I have opened multiple requests to fix this since this is incorrect. Furthermore", and the single most common underlying issue is "if my filing was in XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating years of working on my credit has been ruined by XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does years of working on my credit has been ruined by XXXX have?
years of working on my credit has been ruined by XXXX has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does years of working on my credit has been ruined by XXXX respond to complaints on time?
years of working on my credit has been ruined by XXXX has a 0% timely response rate to CFPB complaints.
What is the most common complaint about years of working on my credit has been ruined by XXXX?
The most common issue reported against years of working on my credit has been ruined by XXXX is "if my filing was in XXXX" in the "there is something in the back-end '' attached to the account that flags the record as a Recent Collection '' and/or Recent Bankruptcy ''. I have opened multiple requests to fix this since this is incorrect. Furthermore" product category.
Read our methodology — how this data is sourced, computed, and verified.
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