Total complaints
5
Filed since From
5 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
5 consumer complaints filed with the CFPB
This profile shows XXXX XXXX XXXX XXXX ( XXXX )'s complaint history from CFPB public records. 5 consumers have filed complaints since From. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
5
Filed since From
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How XXXX XXXX XXXX XXXX ( XXXX )'s 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| XXXX. account indicates that the balance is {$0.00} and the account is closed. Additionally | 1 |
| the letter states that the current owner | 1 |
| we reviewed the loans financial activity and credit reporting. In your inquiry | 1 |
| ) on behalf of Plaintiff and the class ) members described herein | 1 |
| 15 U.S.C. 1681s-2 ( b ) | 1 |
| State | Complaints |
|---|---|
| the FCRA requires credit reporting agencies to follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. Since this account has a {$0.00} balance and is closed | 1 |
| suggests that the mere purchase of a debt does not automatically confer the status of debt collector '' under the FDCPA. XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX need to provide additional evidence to demonstrate that they have the legal authority to collect on this debt and report it to credit bureaus. | 1 |
| effective XX/XX/XXXX. This information was submitted to the consumer reporting agencies. AES received and investigated your credit reporting complaint. AES investigation included the review of all relevant account history and documentation | 1 |
| XXXX XXXX XXXX ( XXXX ) | 1 |
| underscores the necessity for furnishers to ensure accurate reporting and ownership verification. LVNVs failure to meet this burden of proof has caused significant harm by misrepresenting the debts validity. Billing statements alone do not establish LVNVs ownership of the debt or its legal right to report it to credit bureaus. | 1 |
| Issue | Complaints |
|---|---|
| with a current payment status of Charge-off. '' Under the Fair Credit Reporting Act ( FCRA ) | 1 |
| acquired all ownership rights | 1 |
| you requested for the charge-off to be removed from your credit report. As you may already know | 1 |
| ) ) v. ) ) MINTO DEVELOPMENT ) CORPORATION ; ) BENHTI ECONOMIC ) DEVELOPMENT CORPORATION ; ) XXXX XXXX XXXX ; ) MINTO FINANCIAL d/b/a Minto Money ; ) and JOHN DOES 1-20 | 1 |
| including proof of ownership. LVNV has not provided an unbroken chain of assignment from the original creditor to LVNV. This lack of documentation violates FCRAs requirement for accurate reporting and undermines the legitimacy of LVNVs claims. As seen in XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
XXXX XXXX XXXX XXXX ( XXXX ) has accumulated 5 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to From, and the most recent logged activity is Under FCRA, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, XXXX XXXX XXXX XXXX ( XXXX ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX. account indicates that the balance is {$0.00} and the account is closed. Additionally", and the single most common underlying issue is "with a current payment status of Charge-off. '' Under the Fair Credit Reporting Act ( FCRA )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XXXX XXXX XXXX XXXX ( XXXX ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
XXXX XXXX XXXX XXXX ( XXXX ) has received 5 consumer complaints filed with the Consumer Financial Protection Bureau.
XXXX XXXX XXXX XXXX ( XXXX ) has a 0% timely response rate to CFPB complaints.
The most common issue reported against XXXX XXXX XXXX XXXX ( XXXX ) is "with a current payment status of Charge-off. '' Under the Fair Credit Reporting Act ( FCRA )" in the "XXXX. account indicates that the balance is {$0.00} and the account is closed. Additionally" product category.
Read our methodology — how this data is sourced, computed, and verified.