XXXX XXXX XXXX ( XXXX Cir. XXXX ) - XXXX v. BB & T

What the CFPB Record Shows About XXXX XXXX XXXX ( XXXX Cir. XXXX ) - XXXX v. BB & T

XXXX XXXX XXXX ( XXXX Cir. XXXX ) - XXXX v. BB & T has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to -- -, and the most recent logged activity is -- - SECTI, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, XXXX XXXX XXXX ( XXXX Cir. XXXX ) - XXXX v. BB & T reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "delete per 15 U.S.C. 1681i ( a ) ( 5 ) ( A ) ) Last Verified - TransUnion : XX/XX/XXXX - Experian : ( blank ) - Equifax : ( blank ) Date of Last Activity - TransUnion : XX/XX/XXXX - Experian : XX/XX/XXXX - Equifax : XX/XX/XXXX Date Opened - TransUnion : XX/XX/XXXX - Experian : XX/XX/XXXX - Equifax : XX/XX/XXXX Balance Owed - TransUnion : {$450000.00} - Experian : {$450000.00} - Equifax : {$620000.00} Payment Status - TransUnion : Current - Experian : Current - Equifax : Late 120 Days Creditor Remarks- TransUnion : ( blank ) - Experian : ( blank ) - Equifax : Real estate mortgage ; FHA mortgage Payment Amount - TransUnion : {$4100.00} - Experian : {$4100.00} - Equifax : {$4800.00} Last Payment - TransUnion : XX/XX/XXXX - Experian : XX/XX/XXXX - Equifax : XX/XX/XXXX Term Length - TransUnion : 504 months - Experian : 504 months - Equifax : ( blank ) Past Due Amount - TransUnion : {$0.00} - Experian : {$0.00} - Equifax : {$25000.00} Two-Year Payment History ( 30/60/90 ) - TransUnion : XXXX - Experian : XXXX - Equifax : XXXX ( These values are mathematically incompatible and contradict the monthly history. I have never been late. ) * * Requested Outcome * * - Correct all fields to be accurate and consistent across all bureaus - Remove all late-payment codes- Report this account as Pays as Agreed/ Current - If any item can not be verified using original source documentation from the furnisher", and the single most common underlying issue is "( a ) ( 5 ) ( A ) : Must conduct reasonable reinvestigation within 30 days and delete unverifiable data - 15 U.S.C. 1681i ( a ) ( 2 ) ( A ) : Must forward all information I provide to the furnisher - 15 U.S.C. 1681i ( a ) ( 6 ) : Must provide written results and updated report within 5 days - 15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii )".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XXXX XXXX XXXX ( XXXX Cir. XXXX ) - XXXX v. BB & T: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.