2026 data Public-data reference. official source

XXXX XXXX,,EQUIFAX

160 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

160 consumer complaints filed with the CFPB

This profile shows XXXX XXXX,,EQUIFAX's complaint history from CFPB public records. 160 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 0% of cases.

160
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
160
States Active
Acco
Since

Total complaints

160

Filed since Acco

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

XXXX XXXX,,EQUIFAX complaint mix by product

Total complaints: 160

XXXX XXXX,,EQUIFAX complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 160 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). seeking {$5000.00}: 39 complaints (33.9%), resolution 0.0% seeking {$5000.00} 33.9% seeking {$5000.00}: 39 complaints (33.9%), resolution 0.0% seeking {$5000.00} 33.9% seeking {$5000.00}: 13 complaints (11.3%), resolution 0.0% seeking {$5000.00} 11.3% seeking {$5000.00}: 7 complaints (6.1%), resolution 0.0% seeking {$5000.00} 6.1% seeking {$5000.00}: 6 complaints (5.2%), resolution 0.0% in advance: 6 complaints (5.2%), resolution 0.0% seeking {$5000.00}: 5 complaints (4.3%), resolution 0.0%
  • seeking {$5000.00} 39 33.9% 0% relief
  • seeking {$5000.00} 39 33.9% 0% relief
  • seeking {$5000.00} 13 11.3% 0% relief
  • seeking {$5000.00} 7 6.1% 0% relief
  • seeking {$5000.00} 6 5.2% 0% relief
  • in advance 6 5.2% 0% relief
  • seeking {$5000.00} 5 4.3% 0% relief

How XXXX XXXX,,EQUIFAX's 160 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX 39
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX 39
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 13
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of Identity Fraud XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX 7
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of Identity Fraud XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX 6
in advance 6
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of XXXX XXXX XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX 5
XXXX 2
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX 2
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of Identity Fraud XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 2
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX C/O XXXX XXXX XXXX XXXX XXXX XXXX XXXX 2
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX 2
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of Identity Fraud XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 2
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX 1
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of XXXX XXXX XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 1
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of XXXX XXXX 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX Unit XXXX XXXX XXXX 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX 1
XXXX XXXX XXXX XXXX 1
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX 1
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of Identity Fraud XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX 1
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of Identity Fraud XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX 1
the fair credit reporting act 15 USC 1681 ( 2 ) ( a ) ( i ) exclusion from a consumer credit report clearly states ( A ) EXCLUSIONS- Except as provided in a paragraph ( 3 ) 1
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of XXXX XXXX XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX 1
making it unclear whether the accounts are active 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) XXXX XXXX XXXX XXXXXXXX XXXX 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX 1
seeking {$5000.00} per violation for : XXXX. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX CT XXXX XXXX 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX 1
for each VIOLATION of the FDCPA that you have committed I am entitled to {$1000.00} per violation. You dont believe me? Ok 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX De XXXX XXXX XXXX XXXX 1
XXXX XXXX 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX 1
unverified accounts must be removed and if you are unable to provide me a copy of verifiable proof 1
you are hereby notified to immediately cease communications concerning the collection of the debt associated with the above-referenced account. This notice shall include 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX Virginia XXXX 1
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of Identity Fraud XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXXXXXX 1
XXXX XXXX XXXX # XXXX 1
seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of XXXX XXXX XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX Pleasant Circle XXXX XXXX 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of XXXX XXXX 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 1
seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX 1
I have disputed this directly with XXXX 1

Top States

State Complaints
INC.,NC,28304,,Consent provided,Web,2023-01-29,Closed with explanation,Yes,N/A,6503206 1
INC.,LA,70056,,Consent provided,Web,2023-02-08,Closed with explanation,Yes,N/A,6546112 1
INC.,AZ,85282,,Consent provided,Web,2023-02-11,Closed with explanation,Yes,N/A,6555245 1
INC.,MD,21222,,Consent provided,Web,2023-02-12,Closed with explanation,Yes,N/A,6563428 1
INC.,NJ,074XX,,Consent provided,Web,2023-02-03,Closed with explanation,Yes,N/A,6527708 1
INC.,TN,37660,,Consent provided,Web,2023-01-24,Closed with explanation,Yes,N/A,6481114 1
INC.,NJ,070XX,,Consent provided,Web,2023-02-02,Closed with explanation,Yes,N/A,6519746 1
INC.,IL,60466,,Consent provided,Web,2023-02-10,Closed with explanation,Yes,N/A,6555278 1
INC.,TX,77379,,Consent provided,Web,2022-12-05,Closed with explanation,Yes,N/A,6283176 1
INC.,CA,94601,,Consent provided,Web,2023-06-02,Closed with non-monetary relief,Yes,N/A,7056446 1
INC.,FL,33578,,Consent provided,Web,2023-01-28,Closed with explanation,Yes,N/A,6499033 1
INC.,TX,770XX,,Consent provided,Web,2023-01-20,Closed with explanation,Yes,N/A,6463533 1
INC.,CA,92804,,Consent provided,Web,2023-01-25,Closed with explanation,Yes,N/A,6485098 1
INC.,MI,483XX,,Consent provided,Web,2023-02-06,Closed with explanation,Yes,N/A,6535639 1
INC.,CA,94403,,Consent provided,Web,2023-02-12,Closed with explanation,Yes,N/A,6563461 1
INC.,MD,21222,,Consent provided,Web,2023-03-13,Closed with explanation,Yes,N/A,6688873 1
INC.,FL,34747,,Consent provided,Web,2023-02-10,Closed with explanation,Yes,N/A,6556228 1
INC.,OH,446XX,,Consent provided,Web,2023-07-31,Closed with non-monetary relief,Yes,N/A,7330553 1
INC.,CA,95126,,Consent provided,Web,2023-02-10,Closed with explanation,Yes,N/A,6555830 1
INC.,FL,34747,,Consent provided,Web,2023-01-27,Closed with explanation,Yes,N/A,6496512 1

Top Issues

Issue Complaints
I may be detailing any potential issues with your company via an online public press release 127
I XXXX be detailing any potential issues with your company via an online public press release 14
then I know that these inaccuracies must be removed automatically. Once you have removed the inaccurate information 6
XXXX XXXX XXXX XXXX 1
XXXXXXXX XXXX XXXXXXXX Balance : {$5500.00} 1
I maXXXX be detailing any potential issues with your company via an online public press release 1
KY XXXX XXXX XXXX XXXX XXXX XXXX 1
any - ( I ) Report containing information solely as to transactions or experiences between the consumer and the person making the report : Reverse the above late payments from my consumer report 1
or in dispute. Failure to Provide Clear and Accurate Information : The unauthorized inquiries/addresses information provided on my credit report is not clear or accurate 1
any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of -- ( XXXX ) any actual damage sustained by such person as a result of such failure ; ( XXXX ) ( A ) in the case of any action by an individual 1
I am very fearful that someone could mistakenly identify me as someone else with this incorrect information on my credit report Sincerely 1
written consent 1
XXXX XXXX XXXX 1
as well as telephonic communication. In the event that you fail to honor my request 1
XXXX XXXX XXXX XXXX XXXX # XXXX 1
and XXXX three times already to no avail. Due to the blatant disregard of State and Federal laws as well as the WILLFUL NONCOMPLIANCE 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About XXXX XXXX,,EQUIFAX

XXXX XXXX,,EQUIFAX has accumulated 160 consumer complaints in the CFPB public database, with filings active across 160 U.S. states. Of those submissions, 158 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is result in , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, XXXX XXXX,,EQUIFAX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX", and the single most common underlying issue is "I may be detailing any potential issues with your company via an online public press release".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XXXX XXXX,,EQUIFAX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does XXXX XXXX,,EQUIFAX have?

XXXX XXXX,,EQUIFAX has received 160 consumer complaints filed with the Consumer Financial Protection Bureau.

Does XXXX XXXX,,EQUIFAX respond to complaints on time?

XXXX XXXX,,EQUIFAX has a 0% timely response rate to CFPB complaints.

What is the most common complaint about XXXX XXXX,,EQUIFAX?

The most common issue reported against XXXX XXXX,,EQUIFAX is "I may be detailing any potential issues with your company via an online public press release" in the "seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX" product category.

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