Total complaints
1
Filed since I wa
2026 data Public-data reference. official source
XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application's complaint history from CFPB public records. 1 consumers have filed complaints since I wa. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I wa
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application complaint mix by product
- then a 1 100.0% – 0% relief
How XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| then a XXXX XXXX 2nd Person ) I spoke with | 1 |
Top States
| State | Complaints |
|---|---|
| asked me some ridiculous questions and came back and stated I was still declined. She asked me questions about my debt as if I had so much | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| I would have been approved. To make matters worst | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application
XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I wa, and the most recent logged activity is I was told, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "then a XXXX XXXX 2nd Person ) I spoke with", and the single most common underlying issue is "I would have been approved. To make matters worst".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application have?
XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application respond to complaints on time?
XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application has a 0% timely response rate to CFPB complaints.
What is the most common complaint about XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application?
The most common issue reported against XXXX said that they would not have weighed heavily on that score if there were other factors at play when in fact I believe they would have heavily relied on it to deny me the card. I then called back and spoke to a person named XXXX. I asked her to remove the inquiry from my credit report since they don't use it and that it was a material misrepresentation for them to put a hard inquiry on someone's credit score and then use a completely different system. She did a 2nd review of my application is "I would have been approved. To make matters worst" in the "then a XXXX XXXX 2nd Person ) I spoke with" product category.
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