Total complaints
3
Filed since Plea
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$170.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$140.00} XX/XX/XXXX ( Installment ) Last Updated XX/XX/XXXX Payment Status 90 days past due Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Last Updated XXXX XXXX XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$0.00}XX/XX/XXXXXXXX Last Updated XX/XX/XXXX Payment Status Paid or paying as agreed Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Bank Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} First Premier Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XXXX Bank Last Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance Credit Limit {$1200.00} ExperianXX/XX/XXXXXXXX Collections Account NumberXX/XX/XXXX Original LenderXX/XX/XXXXXXXX Name XXXX XXXX XXXX Date Assigned XXXX XXXX's complaint history from CFPB public records. 3 consumers have filed complaints since Plea. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
3
Filed since Plea
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$170.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$140.00} XX/XX/XXXX ( Installment ) Last Updated XX/XX/XXXX Payment Status 90 days past due Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Last Updated XXXX XXXX XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$0.00}XX/XX/XXXXXXXX Last Updated XX/XX/XXXX Payment Status Paid or paying as agreed Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Bank Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} First Premier Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XXXX Bank Last Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance Credit Limit {$1200.00} ExperianXX/XX/XXXXXXXX Collections Account NumberXX/XX/XXXX Original LenderXX/XX/XXXXXXXX Name XXXX XXXX XXXX Date Assigned XXXX XXXX's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| immediately : EquifaxXX/XX/XXXXXXXX XXXX XXXX Collections Account Number XXXX Original Lender XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Balance {$690.00} Current Balance {$690.00} Account Number XXXX Original Lender XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Balance {$470.00} Current Balance {$470.00} Agency Name : XXXX Last Updated XXXX | 3 |
| State | Complaints |
|---|---|
| XXXX Original Balance {$5600.00} Current Balance {$6900.00} XXXX XXXX XXXX Collections Account Number XXXX Original Lender XX/XX/XXXXXXXX Bank XX/XX/XXXX | 3 |
| Issue | Complaints |
|---|---|
| XXXX Original XXXX {$690.00} Current Balance {$690.00} XXXX Celtic Bank Collections Account XXXX XXXX XXXX XXXX XXXX XXXX Bank Agency Name XXXX Cred Date Assigned XX/XX/XXXX Original Balance {$670.00} Current Balance {$670.00} XXXX XXXX XXXX Collections Account Number XXXX Original LendeXX/XX/XXXX Bank Of XX/XX/XXXXAgency XXXX XXXX XXXX Date Assigned XXXX XXXX | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$170.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$140.00} XX/XX/XXXX ( Installment ) Last Updated XX/XX/XXXX Payment Status 90 days past due Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Last Updated XXXX XXXX XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$0.00}XX/XX/XXXXXXXX Last Updated XX/XX/XXXX Payment Status Paid or paying as agreed Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Bank Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} First Premier Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XXXX Bank Last Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance Credit Limit {$1200.00} ExperianXX/XX/XXXXXXXX Collections Account NumberXX/XX/XXXX Original LenderXX/XX/XXXXXXXX Name XXXX XXXX XXXX Date Assigned XXXX XXXX has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Plea, and the most recent logged activity is Please rem, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$170.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$140.00} XX/XX/XXXX ( Installment ) Last Updated XX/XX/XXXX Payment Status 90 days past due Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Last Updated XXXX XXXX XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$0.00}XX/XX/XXXXXXXX Last Updated XX/XX/XXXX Payment Status Paid or paying as agreed Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Bank Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} First Premier Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XXXX Bank Last Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance Credit Limit {$1200.00} ExperianXX/XX/XXXXXXXX Collections Account NumberXX/XX/XXXX Original LenderXX/XX/XXXXXXXX Name XXXX XXXX XXXX Date Assigned XXXX XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "immediately : EquifaxXX/XX/XXXXXXXX XXXX XXXX Collections Account Number XXXX Original Lender XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Balance {$690.00} Current Balance {$690.00} Account Number XXXX Original Lender XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Balance {$470.00} Current Balance {$470.00} Agency Name : XXXX Last Updated XXXX", and the single most common underlying issue is "XXXX Original XXXX {$690.00} Current Balance {$690.00} XXXX Celtic Bank Collections Account XXXX XXXX XXXX XXXX XXXX XXXX Bank Agency Name XXXX Cred Date Assigned XX/XX/XXXX Original Balance {$670.00} Current Balance {$670.00} XXXX XXXX XXXX Collections Account Number XXXX Original LendeXX/XX/XXXX Bank Of XX/XX/XXXXAgency XXXX XXXX XXXX Date Assigned XXXX XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$170.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$140.00} XX/XX/XXXX ( Installment ) Last Updated XX/XX/XXXX Payment Status 90 days past due Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Last Updated XXXX XXXX XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$0.00}XX/XX/XXXXXXXX Last Updated XX/XX/XXXX Payment Status Paid or paying as agreed Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Bank Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} First Premier Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XXXX Bank Last Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance Credit Limit {$1200.00} ExperianXX/XX/XXXXXXXX Collections Account NumberXX/XX/XXXX Original LenderXX/XX/XXXXXXXX Name XXXX XXXX XXXX Date Assigned XXXX XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$170.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$140.00} XX/XX/XXXX ( Installment ) Last Updated XX/XX/XXXX Payment Status 90 days past due Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Last Updated XXXX XXXX XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$0.00}XX/XX/XXXXXXXX Last Updated XX/XX/XXXX Payment Status Paid or paying as agreed Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Bank Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} First Premier Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XXXX Bank Last Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance Credit Limit {$1200.00} ExperianXX/XX/XXXXXXXX Collections Account NumberXX/XX/XXXX Original LenderXX/XX/XXXXXXXX Name XXXX XXXX XXXX Date Assigned XXXX XXXX has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$170.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$140.00} XX/XX/XXXX ( Installment ) Last Updated XX/XX/XXXX Payment Status 90 days past due Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Last Updated XXXX XXXX XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$0.00}XX/XX/XXXXXXXX Last Updated XX/XX/XXXX Payment Status Paid or paying as agreed Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Bank Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} First Premier Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XXXX Bank Last Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance Credit Limit {$1200.00} ExperianXX/XX/XXXXXXXX Collections Account NumberXX/XX/XXXX Original LenderXX/XX/XXXXXXXX Name XXXX XXXX XXXX Date Assigned XXXX XXXX has a 0% timely response rate to CFPB complaints.
The most common issue reported against XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$170.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$140.00} XX/XX/XXXX ( Installment ) Last Updated XX/XX/XXXX Payment Status 90 days past due Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Last Updated XXXX XXXX XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$0.00}XX/XX/XXXXXXXX Last Updated XX/XX/XXXX Payment Status Paid or paying as agreed Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Bank Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} First Premier Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XXXX Bank Last Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance Credit Limit {$1200.00} ExperianXX/XX/XXXXXXXX Collections Account NumberXX/XX/XXXX Original LenderXX/XX/XXXXXXXX Name XXXX XXXX XXXX Date Assigned XXXX XXXX is "XXXX Original XXXX {$690.00} Current Balance {$690.00} XXXX Celtic Bank Collections Account XXXX XXXX XXXX XXXX XXXX XXXX Bank Agency Name XXXX Cred Date Assigned XX/XX/XXXX Original Balance {$670.00} Current Balance {$670.00} XXXX XXXX XXXX Collections Account Number XXXX Original LendeXX/XX/XXXX Bank Of XX/XX/XXXXAgency XXXX XXXX XXXX Date Assigned XXXX XXXX" in the "immediately : EquifaxXX/XX/XXXXXXXX XXXX XXXX Collections Account Number XXXX Original Lender XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Balance {$690.00} Current Balance {$690.00} Account Number XXXX Original Lender XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Balance {$470.00} Current Balance {$470.00} Agency Name : XXXX Last Updated XXXX" product category.
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