Total complaints
1
Filed since The
2026 data Public-data reference. official source
XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX's complaint history from CFPB public records. 1 consumers have filed complaints since The . The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
The
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX complaint mix by product
- truth in 1 100.0% – 0% relief
How XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| truth in lending settlement | 1 |
Top States
| State | Complaints |
|---|---|
| XXXX with a 15 day grace period. The payment history that I received shows XXXX payments were applied to interest only from the beginning of the loan until XXXX/XXXX/XXXX. ( see attachment ) Also the principal amount paid throughout the loan is inconsistent with some months only {$29.00} or less being applied to principal with a full payment within the grace period. I requested help with my mortgage in XXXX after a on the job injury and I was told that my loan was not a mortgage it was a signature loan. US Bank told me I did n't qualify for any help since it was n't a mortgage. If you look at the payment history from the beginning of my loan they were treating as a simple interest loan. They were miss applying my payments. I did request a due date change and it was granted. Now my mortgage is due the XXXX of the month. Also on the payment history that I attached it shows they moved my loan to the mortgage department XXXX/XXXX/XXXX and gave it a mortgage account number. I never signed for a signature loan I have mortgage documents. I am questioning the principal balance of my mortgage. There are several payments I made specifying the extra monies to go to principal only '' on the payment coupon and they were not applied. I feel XXXX Mortgages accounting is not correct plus they do not have my original documents. They are so worried about customer confidentiality but they send me someone else 's balloon note. I am trying to get a loan modification but with the principal balance in question it can not be done until forensic accounting looks over my loan payments. I have attached all documents to prove my payments and XXXX XXXX response. How can they apply XXXX payments to interest only plus be inconsistent through the entire loan at applying principal payments. You can see through the history something is incorrect. They way they are applying payments I will never get my house paid off.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,U.S. BANCORP,OH,453XX,,Consent provided,Web,2016-04-04,Closed with monetary relief,Yes,Yes,1861500 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| and notice of right to cancel. They state I would need a subpoena to receive the other documents due to confidentiality issues. The balloon rider they sent is not mine. ( see attachment ). It 's a client living in XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX
XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is The inform, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "truth in lending settlement", and the single most common underlying issue is "and notice of right to cancel. They state I would need a subpoena to receive the other documents due to confidentiality issues. The balloon rider they sent is not mine. ( see attachment ). It 's a client living in XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX have?
XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX respond to complaints on time?
XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX has a 0% timely response rate to CFPB complaints.
What is the most common complaint about XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX?
The most common issue reported against XXXX for $ XXXXXXXX7.34 % interest and finance charge of {$100000.00}. My payments are {$700.00} and the original due date was the first of every month beginning XXXX XXXX is "and notice of right to cancel. They state I would need a subpoena to receive the other documents due to confidentiality issues. The balloon rider they sent is not mine. ( see attachment ). It 's a client living in XXXX" in the "truth in lending settlement" product category.
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