Total complaints
1
Filed since Sinc
2026 data Public-data reference. official source
XXXX and/or BBVA as actual creditor
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows XXXX and/or BBVA as actual creditor's complaint history from CFPB public records. 1 consumers have filed complaints since Sinc. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Sinc
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
XXXX and/or BBVA as actual creditor complaint mix by product
- both XXXX 1 100.0% – 0% relief
How XXXX and/or BBVA as actual creditor's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| both XXXX and XXXX have been at fault | 1 |
Top States
| State | Complaints |
|---|---|
| and original creditor in each case are obligated to remove the account or correct the status ti current at time of closing on XX/XX/2019 with XXXX balance and current. The Continuous non-compliance is clear | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| as CRA and actual borrower. The fact after more than 6 months from the first complaint properly mailed to both | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About XXXX and/or BBVA as actual creditor
XXXX and/or BBVA as actual creditor has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Sinc, and the most recent logged activity is Since XXXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, XXXX and/or BBVA as actual creditor reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "both XXXX and XXXX have been at fault", and the single most common underlying issue is "as CRA and actual borrower. The fact after more than 6 months from the first complaint properly mailed to both".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XXXX and/or BBVA as actual creditor: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does XXXX and/or BBVA as actual creditor have?
XXXX and/or BBVA as actual creditor has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does XXXX and/or BBVA as actual creditor respond to complaints on time?
XXXX and/or BBVA as actual creditor has a 0% timely response rate to CFPB complaints.
What is the most common complaint about XXXX and/or BBVA as actual creditor?
The most common issue reported against XXXX and/or BBVA as actual creditor is "as CRA and actual borrower. The fact after more than 6 months from the first complaint properly mailed to both" in the "both XXXX and XXXX have been at fault" product category.
Read our methodology — how this data is sourced, computed, and verified.
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