Total complaints
1
Filed since I wa
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows XXXX and IRA accounts to cover the amount being refinanced's complaint history from CFPB public records. 1 consumers have filed complaints since I wa. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since I wa
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How XXXX and IRA accounts to cover the amount being refinanced's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| did an employment verification on me and everything was good to go. I asked when we could close on the loan as soon as I got the loan commitment letter and I was told that due to the holidays I may have to wait due to lack of resources ''. The property I was refinancing is my home in XXXX. I am presently living in XXXX | 1 |
| State | Complaints |
|---|---|
| not to mention the $ XXXX in home equity. The underwriter told me we do n't consider unemployment income '' The underwriter wanted me to start drawing money out of my XXXX to show income. I explained that makes no sense since I have $ XXXX in cash and why would I want to pull money out of my XXXX and pay taxes on that money when I do n't need to. Needless to say dealing rationalizing with WFB is like talking to a wall. It would be in their best interest to honor the loan. Remember | 1 |
| Issue | Complaints |
|---|---|
| so for the past 5 years have had tenets that have been renting the home. Every month I am in the negative about $ XXXX between what I am charging for rent and what the 1st and 2nd mortgage are costing me. Doing this refinance would actually put me into a positive cash flow of over {$500.00} each month. Being XXXX years old | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
XXXX and IRA accounts to cover the amount being refinanced has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I wa, and the most recent logged activity is I was sent, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, XXXX and IRA accounts to cover the amount being refinanced reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "did an employment verification on me and everything was good to go. I asked when we could close on the loan as soon as I got the loan commitment letter and I was told that due to the holidays I may have to wait due to lack of resources ''. The property I was refinancing is my home in XXXX. I am presently living in XXXX", and the single most common underlying issue is "so for the past 5 years have had tenets that have been renting the home. Every month I am in the negative about $ XXXX between what I am charging for rent and what the 1st and 2nd mortgage are costing me. Doing this refinance would actually put me into a positive cash flow of over {$500.00} each month. Being XXXX years old".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XXXX and IRA accounts to cover the amount being refinanced: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
XXXX and IRA accounts to cover the amount being refinanced has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
XXXX and IRA accounts to cover the amount being refinanced has a 0% timely response rate to CFPB complaints.
The most common issue reported against XXXX and IRA accounts to cover the amount being refinanced is "so for the past 5 years have had tenets that have been renting the home. Every month I am in the negative about $ XXXX between what I am charging for rent and what the 1st and 2nd mortgage are costing me. Doing this refinance would actually put me into a positive cash flow of over {$500.00} each month. Being XXXX years old" in the "did an employment verification on me and everything was good to go. I asked when we could close on the loan as soon as I got the loan commitment letter and I was told that due to the holidays I may have to wait due to lack of resources ''. The property I was refinancing is my home in XXXX. I am presently living in XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.