XXXX and Experian refuse to remove this entry even after XXXX has failed to verify debt in accordance with the FCRA. This situation has caused significant distress and harm to my credit profile. I respectfully request that the Consumer Financial Protection Bureau investigates this matter and takes appropriate action to ensure the removal of this erroneous account from my credit reports.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,322XX,Servicemember,Consent provided,Web,2025-01-07,Closed with explanation,Yes,N/A,11417548

What the CFPB Record Shows About XXXX and Experian refuse to remove this entry even after XXXX has failed to verify debt in accordance with the FCRA. This situation has caused significant distress and harm to my credit profile. I respectfully request that the Consumer Financial Protection Bureau investigates this matter and takes appropriate action to ensure the removal of this erroneous account from my credit reports.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,322XX,Servicemember,Consent provided,Web,2025-01-07,Closed with explanation,Yes,N/A,11417548

XXXX and Experian refuse to remove this entry even after XXXX has failed to verify debt in accordance with the FCRA. This situation has caused significant distress and harm to my credit profile. I respectfully request that the Consumer Financial Protection Bureau investigates this matter and takes appropriate action to ensure the removal of this erroneous account from my credit reports.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,322XX,Servicemember,Consent provided,Web,2025-01-07,Closed with explanation,Yes,N/A,11417548 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to As p, and the most recent logged activity is As part of, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, XXXX and Experian refuse to remove this entry even after XXXX has failed to verify debt in accordance with the FCRA. This situation has caused significant distress and harm to my credit profile. I respectfully request that the Consumer Financial Protection Bureau investigates this matter and takes appropriate action to ensure the removal of this erroneous account from my credit reports.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,322XX,Servicemember,Consent provided,Web,2025-01-07,Closed with explanation,Yes,N/A,11417548 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I would like to note that I was among the individuals affected by the XXXX data breach in XXXX", and the single most common underlying issue is "leading to fraudulent accounts being opened without my knowledge or consent. To resolve this matter".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XXXX and Experian refuse to remove this entry even after XXXX has failed to verify debt in accordance with the FCRA. This situation has caused significant distress and harm to my credit profile. I respectfully request that the Consumer Financial Protection Bureau investigates this matter and takes appropriate action to ensure the removal of this erroneous account from my credit reports.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,322XX,Servicemember,Consent provided,Web,2025-01-07,Closed with explanation,Yes,N/A,11417548: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.