Total complaints
1
Filed since ( XX
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows XX/XX/XXXX was NOT the first day I owed's complaint history from CFPB public records. 1 consumers have filed complaints since ( XX. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since ( XX
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How XX/XX/XXXX was NOT the first day I owed's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| before the initial disaster forbearance ended | 1 |
| State | Complaints |
|---|---|
| it was the first day of Foreclosure. She never explained the plan or plans that would result in paying XX/XX/XXXX. I thought I had just received an extension of the first 3 months | 1 |
| Issue | Complaints |
|---|---|
| XXXX XXXX. I explained that I was displaced following the disaster and requested another 90 day extension of disaster forbearance. This representative listened to my hardship concerns caused by the disaster and said she will put me on a disaster forbearance plan for XX/XX/XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
XX/XX/XXXX was NOT the first day I owed has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( XX, and the most recent logged activity is ( XXXX ) I, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, XX/XX/XXXX was NOT the first day I owed reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "before the initial disaster forbearance ended", and the single most common underlying issue is "XXXX XXXX. I explained that I was displaced following the disaster and requested another 90 day extension of disaster forbearance. This representative listened to my hardship concerns caused by the disaster and said she will put me on a disaster forbearance plan for XX/XX/XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XX/XX/XXXX was NOT the first day I owed: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
XX/XX/XXXX was NOT the first day I owed has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
XX/XX/XXXX was NOT the first day I owed has a 0% timely response rate to CFPB complaints.
The most common issue reported against XX/XX/XXXX was NOT the first day I owed is "XXXX XXXX. I explained that I was displaced following the disaster and requested another 90 day extension of disaster forbearance. This representative listened to my hardship concerns caused by the disaster and said she will put me on a disaster forbearance plan for XX/XX/XXXX" in the "before the initial disaster forbearance ended" product category.
Read our methodology — how this data is sourced, computed, and verified.