XX/XX/XXXX One shows {$65.00} - XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX - XXXX XXXX Entries dated XX/XX/XXXX and XX/XX/XXXX XXXX shows {$170.00} - XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} - XXXX XXXXREPORTED ( XXXX ) Balance : {$210.00} - Chapter XXXX Bankruptcy Filed XXXX XX/XX/XXXX Your continued reporting of these items after receiving my dispute and supporting evidence constitutes negligent noncompliance under 15 U.S.C. 1681o. This provision holds consumer reporting agencies and furnishers of information liable for actual damages

What the CFPB Record Shows About XX/XX/XXXX One shows {$65.00} - XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX - XXXX XXXX Entries dated XX/XX/XXXX and XX/XX/XXXX XXXX shows {$170.00} - XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} - XXXX XXXXREPORTED ( XXXX ) Balance : {$210.00} - Chapter XXXX Bankruptcy Filed XXXX XX/XX/XXXX Your continued reporting of these items after receiving my dispute and supporting evidence constitutes negligent noncompliance under 15 U.S.C. 1681o. This provision holds consumer reporting agencies and furnishers of information liable for actual damages

XX/XX/XXXX One shows {$65.00} - XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX - XXXX XXXX Entries dated XX/XX/XXXX and XX/XX/XXXX XXXX shows {$170.00} - XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} - XXXX XXXXREPORTED ( XXXX ) Balance : {$210.00} - Chapter XXXX Bankruptcy Filed XXXX XX/XX/XXXX Your continued reporting of these items after receiving my dispute and supporting evidence constitutes negligent noncompliance under 15 U.S.C. 1681o. This provision holds consumer reporting agencies and furnishers of information liable for actual damages has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I pr, and the most recent logged activity is I previous, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, XX/XX/XXXX One shows {$65.00} - XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX - XXXX XXXX Entries dated XX/XX/XXXX and XX/XX/XXXX XXXX shows {$170.00} - XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} - XXXX XXXXREPORTED ( XXXX ) Balance : {$210.00} - Chapter XXXX Bankruptcy Filed XXXX XX/XX/XXXX Your continued reporting of these items after receiving my dispute and supporting evidence constitutes negligent noncompliance under 15 U.S.C. 1681o. This provision holds consumer reporting agencies and furnishers of information liable for actual damages reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "providing sufficient identifying information and documentation to demonstrate that they are inaccurate", and the single most common underlying issue is "and/or unverifiable : Fraudulent/Incorrect Accounts : - XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$470.00} - XXXX XXXX Date Opened XXXX XX/XX/XXXX - XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} - XXXX XXXX XXXX Date Opened : XX/XX/XXXX - XXXX XXXX XXXX Two accounts dated XX/XX/XXXX & XX/XX/XXXX - XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$640.00} - XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$500.00} XXXX XXXX XXXX Date Opened : XX/XX/XXXX - XXXX XXXX XXXX Multiple entries dated XX/XX/XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XX/XX/XXXX One shows {$65.00} - XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX - XXXX XXXX Entries dated XX/XX/XXXX and XX/XX/XXXX XXXX shows {$170.00} - XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} - XXXX XXXXREPORTED ( XXXX ) Balance : {$210.00} - Chapter XXXX Bankruptcy Filed XXXX XX/XX/XXXX Your continued reporting of these items after receiving my dispute and supporting evidence constitutes negligent noncompliance under 15 U.S.C. 1681o. This provision holds consumer reporting agencies and furnishers of information liable for actual damages: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.