XX/XX/XXXX CO XXXX Account XXXX XXXX/ XXXX XXXXXXXX Date Opened : XX/XX/XXXX Responsibility : Indv Account Type : Revolving Loan Type : Credit Card Balance : {$0.00} Date Updated : XX/XX/XXXX Payment Received : {$0.00} High Balance : {$430.00} Credit Limit : {$300.00} Pay Status XXXX Sold was Charged Off Terms : Monthly Date Closed : XX/XX/XXXX Estimate to be Removed : XX/XX/XXXX Remarks : Purchased by another Lender : Paid In Full/Was Charged Off Payment History : XX/XX/XXXX XXXX

What the CFPB Record Shows About XX/XX/XXXX CO XXXX Account XXXX XXXX/ XXXX XXXXXXXX Date Opened : XX/XX/XXXX Responsibility : Indv Account Type : Revolving Loan Type : Credit Card Balance : {$0.00} Date Updated : XX/XX/XXXX Payment Received : {$0.00} High Balance : {$430.00} Credit Limit : {$300.00} Pay Status XXXX Sold was Charged Off Terms : Monthly Date Closed : XX/XX/XXXX Estimate to be Removed : XX/XX/XXXX Remarks : Purchased by another Lender : Paid In Full/Was Charged Off Payment History : XX/XX/XXXX XXXX

XX/XX/XXXX CO XXXX Account XXXX XXXX/ XXXX XXXXXXXX Date Opened : XX/XX/XXXX Responsibility : Indv Account Type : Revolving Loan Type : Credit Card Balance : {$0.00} Date Updated : XX/XX/XXXX Payment Received : {$0.00} High Balance : {$430.00} Credit Limit : {$300.00} Pay Status XXXX Sold was Charged Off Terms : Monthly Date Closed : XX/XX/XXXX Estimate to be Removed : XX/XX/XXXX Remarks : Purchased by another Lender : Paid In Full/Was Charged Off Payment History : XX/XX/XXXX XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX Accou, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, XX/XX/XXXX CO XXXX Account XXXX XXXX/ XXXX XXXXXXXX Date Opened : XX/XX/XXXX Responsibility : Indv Account Type : Revolving Loan Type : Credit Card Balance : {$0.00} Date Updated : XX/XX/XXXX Payment Received : {$0.00} High Balance : {$430.00} Credit Limit : {$300.00} Pay Status XXXX Sold was Charged Off Terms : Monthly Date Closed : XX/XX/XXXX Estimate to be Removed : XX/XX/XXXX Remarks : Purchased by another Lender : Paid In Full/Was Charged Off Payment History : XX/XX/XXXX XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XX/XX/XXXX XXXX", and the single most common underlying issue is "XX/XX/XXXX CO".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XX/XX/XXXX CO XXXX Account XXXX XXXX/ XXXX XXXXXXXX Date Opened : XX/XX/XXXX Responsibility : Indv Account Type : Revolving Loan Type : Credit Card Balance : {$0.00} Date Updated : XX/XX/XXXX Payment Received : {$0.00} High Balance : {$430.00} Credit Limit : {$300.00} Pay Status XXXX Sold was Charged Off Terms : Monthly Date Closed : XX/XX/XXXX Estimate to be Removed : XX/XX/XXXX Remarks : Purchased by another Lender : Paid In Full/Was Charged Off Payment History : XX/XX/XXXX XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.