2026 data Public-data reference. official source

XOOM CORPORATION

194 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

194 consumer complaints filed with the CFPB

This profile shows XOOM CORPORATION's complaint history from CFPB public records. 194 consumers have filed complaints since 2013. The company has a 97.4% timely response rate and has provided relief in 26.8% of cases.

194
Total Complaints
97.4%
Timely Response
6.7%
Disputed
26.8%
Relief Provided
36
States Active
2013
Since

Total complaints

194

Filed since 2013

Timely response

97.4%

CFPB-tracked response window

Relief rate

26.8%

Closed with monetary or non-monetary relief

Timely response rate 97.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 26.8%
Industry median

Share closed with monetary or non-monetary relief.

XOOM CORPORATION complaint mix by product

Total complaints: 194

XOOM CORPORATION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 194 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Money transfer,: 145 complaints (74.7%), resolution 26.9% Money transfer, 74.7% Money transfers: 34 complaints (17.5%), resolution 23.5% Money transfers 17.5% Debt collection: 5 complaints (2.6%), resolution 40.0% Bank account: 4 complaints (2.1%), resolution 0.0% Checking or: 3 complaints (1.5%), resolution 66.7% Credit card: 2 complaints (1.0%), resolution 50.0% Credit card: 1 complaints (0.5%), resolution 0.0%
  • Money transfer, 145 74.7% 27% relief
  • Money transfers 34 17.5% 24% relief
  • Debt collection 5 2.6% 40% relief
  • Bank account 4 2.1% 0% relief
  • Checking or 3 1.5% 67% relief
  • Credit card 2 1.0% 50% relief
  • Credit card 1 0.5% 0% relief

How XOOM CORPORATION's 194 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Money transfer, virtual currency, or money service 145
Money transfers 34
Debt collection 5
Bank account or service 4
Checking or savings account 3
Credit card or prepaid card 2
Credit card 1

Top States

State Complaints
CA 29
TX 17
FL 15
NY 14
NJ 11
IL 10
GA 9
PA 8
VA 7
WA 6
MD 5
MA 5
NC 3
NM 3
TN 3
MI 3
NV 3
OH 2
MO 2
NH 2

Top Issues

Issue Complaints
Money was not available when promised 47
Other transaction problem 44
Fraud or scam 31
Other transaction issues 17
Other service problem 11
Unauthorized transactions or other transaction problem 8
Problem with customer service 6
Wrong amount charged or received 5
Other service issues 4
Confusing or missing disclosures 3
Cont'd attempts collect debt not owed 2
Unexpected or other fees 2
Making/receiving payments, sending money 2
Problem with a lender or other company charging your account 1
Using a debit or ATM card 1
Problem adding money 1
Deposits and withdrawals 1
Attempts to collect debt not owed 1
Managing an account 1
Closing an account 1

Yearly Trend

Year Complaints Timely
2013 6 100%
2014 10 100%
2015 11 100%
2016 11 100%
2017 11 100%
2018 17 100%
2019 21 100%
2020 22 77.3%
2021 45 100%
2022 13 100%
2023 8 100%
2024 11 100%
2025 7 100%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About XOOM CORPORATION

XOOM CORPORATION has accumulated 194 consumer complaints in the CFPB public database, with filings active across 36 U.S. states. Of those submissions, 95 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-01-03, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, XOOM CORPORATION reports a 97.4% timely-response rate and has closed 73.2% of cases with a written explanation to the consumer. 26.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 6.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Money transfer, virtual currency, or money service", and the single most common underlying issue is "Money was not available when promised".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XOOM CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does XOOM CORPORATION have?

XOOM CORPORATION has received 194 consumer complaints filed with the Consumer Financial Protection Bureau.

Does XOOM CORPORATION respond to complaints on time?

XOOM CORPORATION has a 97.4% timely response rate to CFPB complaints.

What is the most common complaint about XOOM CORPORATION?

The most common issue reported against XOOM CORPORATION is "Money was not available when promised" in the "Money transfer, virtual currency, or money service" product category.

Related