2026 data Public-data reference. official source

without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report's complaint history from CFPB public records. 3 consumers have filed complaints since Belo. The company has a 0% timely response rate and has provided relief in 0% of cases.

3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Belo
Since

Total complaints

3

Filed since Belo

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report complaint mix by product

Total complaints: 3

without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). but not: 3 complaints (100.0%), resolution 0.0% but not 100.0%
  • but not 3 100.0% 0% relief

How without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
but not Experian Disputed on XX/XX/XXXXXXXX XXXX still shows as active collection No written notice of reinsertion was provided ( required under FCRA 611 ( a ) ( 5 ) ( B ) ) Balance : {$3200.00} XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX Reporting on all 3 bureaus for {$1600.00} Only Experian acknowledges my XX/XX/XXXX dispute TransUnion and Equifax do not mark the account as disputed ( violates FCRA 623 ( a ) ( 3 ) ) Equifax report is missing the Date of First Delinquency 3

Top States

State Complaints
including one from Texas where I have never lived This is likely the result of file contamination or mixed file identity theft TransUnion and Equifax both correctly show only my 3 most recent addresses Experian has ignored prior disputes to remove these This violates FCRA 607 ( b ) : failure to maintain accurate 3

Top Issues

Issue Complaints
marked as Closed but with active derogatory status Listed under Other account type unclear classification Disputed by consumer no documentation provided XXXX. XXXX / XXXX ( XXXX ) Reported on Experian and Equifax as a {$100.00} charge account I never received 3

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report

without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Belo, and the most recent logged activity is Below is a, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "but not Experian Disputed on XX/XX/XXXXXXXX XXXX still shows as active collection No written notice of reinsertion was provided ( required under FCRA 611 ( a ) ( 5 ) ( B ) ) Balance : {$3200.00} XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX Reporting on all 3 bureaus for {$1600.00} Only Experian acknowledges my XX/XX/XXXX dispute TransUnion and Equifax do not mark the account as disputed ( violates FCRA 623 ( a ) ( 3 ) ) Equifax report is missing the Date of First Delinquency", and the single most common underlying issue is "marked as Closed but with active derogatory status Listed under Other account type unclear classification Disputed by consumer no documentation provided XXXX. XXXX / XXXX ( XXXX ) Reported on Experian and Equifax as a {$100.00} charge account I never received".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report have?

without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report respond to complaints on time?

without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report has a 0% timely response rate to CFPB complaints.

What is the most common complaint about without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report?

The most common issue reported against without reinsertion notice ( FCRA 611 ( a ) ( 5 ) ( B ) ) Last payment was in XXXX this may be an illegal re-aging of the debt Account is disputed 6. Experian Inaccurate Personal Information Experian is listing 26 separate addresses on my report is "marked as Closed but with active derogatory status Listed under Other account type unclear classification Disputed by consumer no documentation provided XXXX. XXXX / XXXX ( XXXX ) Reported on Experian and Equifax as a {$100.00} charge account I never received" in the "but not Experian Disputed on XX/XX/XXXXXXXX XXXX still shows as active collection No written notice of reinsertion was provided ( required under FCRA 611 ( a ) ( 5 ) ( B ) ) Balance : {$3200.00} XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX Reporting on all 3 bureaus for {$1600.00} Only Experian acknowledges my XX/XX/XXXX dispute TransUnion and Equifax do not mark the account as disputed ( violates FCRA 623 ( a ) ( 3 ) ) Equifax report is missing the Date of First Delinquency" product category.

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