Total complaints
3
Filed since Beca
2026 data Public-data reference. official source
without my permission
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows without my permission's complaint history from CFPB public records. 3 consumers have filed complaints since Beca. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Beca
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
without my permission complaint mix by product
- the Act 2 66.7% – 0% relief
- I had 1 33.3% – 0% relief
How without my permission's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the Act | 2 |
| I had to call Equifax and find out why my PIN was not working. The Equifax rep that I spoke with said at first that I had my PIN lifted since XX/XX/XXXX. I said that was wrong | 1 |
Top States
| State | Complaints |
|---|---|
| which is against the law. | 2 |
| without my consent | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Information excluded from consumer reports. Except as authorized under subsection ( b ) of this section | 2 |
| I never did that. Then he said that my PIN had been changed when my address was changed in XX/XX/XXXX because I lost my PIN. I said that was wrong | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About without my permission
without my permission has accumulated 3 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Beca, and the most recent logged activity is Under 15 U, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, without my permission reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the Act", and the single most common underlying issue is "Information excluded from consumer reports. Except as authorized under subsection ( b ) of this section".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating without my permission: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does without my permission have?
without my permission has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does without my permission respond to complaints on time?
without my permission has a 0% timely response rate to CFPB complaints.
What is the most common complaint about without my permission?
The most common issue reported against without my permission is "Information excluded from consumer reports. Except as authorized under subsection ( b ) of this section" in the "the Act" product category.
Read our methodology — how this data is sourced, computed, and verified.
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