Total complaints
18
Filed since # #
2026 data Public-data reference. official source
without lawful authority
18 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
18 consumer complaints filed with the CFPB
This profile shows without lawful authority's complaint history from CFPB public records. 18 consumers have filed complaints since # # . The company has a 0% timely response rate and has provided relief in 0% of cases.
18
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
# #
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
without lawful authority complaint mix by product
- subject to 5 27.8% – 0% relief
- a consumer 4 22.2% – 0% relief
- I have 3 16.7% – 0% relief
- and these 3 16.7% – 0% relief
- SSN 1 5.6% – 0% relief
- 260 F. 1 5.6% – 0% relief
- at XXXX 1 5.6% – 0% relief
How without lawful authority's 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| subject to such further definition as the Bureau may prescribe | 5 |
| a consumer reporting agency shall not furnish to any person a record of inquiries in connection with a credit or insurance transaction that is not initiated by a consumer. The Following Inquires are a result of Identity theft and was not initiated by me | 4 |
| I have reason to believe that the back-office teams of these agencies are engaging in practices that exacerbate my situation | 3 |
| and these violations are Aggravated Identity Theft | 3 |
| SSN | 1 |
| 260 F. Supp 2d 711 ( S.D. Ind. XXXX ) I have not initiated any transaction with { Insert COMPANY NAME }. Furthermore | 1 |
| at XXXX XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| a means of identification of another person shall | 9 |
| a means of identification of me | 6 |
| a means of identification of another person during and in relation to any felony violation enumerated in subsection ( c ). | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| during and in relation to any felony violation enumerated in subsection ( c ) | 9 |
| they are complicit in the continued misuse of my personal data. This is a violation of 18 U.S.C. 1028A | 3 |
| willingly | 3 |
| XXXX XXXX | 1 |
| ( ALLY FINANCIAL ) | 1 |
| XXXX assaulted my character by falsely assuming that I used a fake Social Security number to open my account. Furthermore | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About without lawful authority
without lawful authority has accumulated 18 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to # # , and the most recent logged activity is XXXX XXXXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, without lawful authority reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "subject to such further definition as the Bureau may prescribe", and the single most common underlying issue is "during and in relation to any felony violation enumerated in subsection ( c )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating without lawful authority: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does without lawful authority have?
without lawful authority has received 18 consumer complaints filed with the Consumer Financial Protection Bureau.
Does without lawful authority respond to complaints on time?
without lawful authority has a 0% timely response rate to CFPB complaints.
What is the most common complaint about without lawful authority?
The most common issue reported against without lawful authority is "during and in relation to any felony violation enumerated in subsection ( c )" in the "subject to such further definition as the Bureau may prescribe" product category.
Read our methodology — how this data is sourced, computed, and verified.
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