Total complaints
1
Filed since ( 1
2026 data Public-data reference. official source
with knowledge or reason to know that the other person does not have a legitimate business need for the information
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows with knowledge or reason to know that the other person does not have a legitimate business need for the information's complaint history from CFPB public records. 1 consumers have filed complaints since ( 1 . The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
( 1
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
with knowledge or reason to know that the other person does not have a legitimate business need for the information complaint mix by product
- including a 1 100.0% – 0% relief
How with knowledge or reason to know that the other person does not have a legitimate business need for the information's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| including a transaction primarily for an agricultural purpose | 1 |
Top States
| State | Complaints |
|---|---|
| but this paragraph does not prohibit the disclosure to another person of information permitted to be disclosed to that person by statute ; ( f ) Disclose or threaten to disclose information concerning the existence of a debt known to be reasonably disputed by the customer without disclosing the fact that the customer disputes the debt ; ( g ) Communicate with the customer or a person related to the customer with such frequency or at such unusual hours or in such a manner as can reasonably be expected to threaten or harass the customer ; ( h ) Engage in other conduct which can reasonably be expected to threaten or harass the customer or a person related to the customer ; ( i ) Use obscene or threatening language in communicating with the customer or a person related to the customer ; ( j ) Claim | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| a debt collector may not : ( a ) Use or threaten force or violence to cause physical harm to the customer or the customers dependents or property ; ( b ) Threaten criminal prosecution ; ( c ) Disclose or threaten to disclose information adversely affecting the customers reputation for credit worthiness with knowledge or reason to know that the information is false ; ( d ) Initiate or threaten to initiate communication with the customers employer prior to obtaining final judgment against the customer | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About with knowledge or reason to know that the other person does not have a legitimate business need for the information
with knowledge or reason to know that the other person does not have a legitimate business need for the information has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( 1 , and the most recent logged activity is ( 1 ) In a, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, with knowledge or reason to know that the other person does not have a legitimate business need for the information reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "including a transaction primarily for an agricultural purpose", and the single most common underlying issue is "a debt collector may not : ( a ) Use or threaten force or violence to cause physical harm to the customer or the customers dependents or property ; ( b ) Threaten criminal prosecution ; ( c ) Disclose or threaten to disclose information adversely affecting the customers reputation for credit worthiness with knowledge or reason to know that the information is false ; ( d ) Initiate or threaten to initiate communication with the customers employer prior to obtaining final judgment against the customer".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating with knowledge or reason to know that the other person does not have a legitimate business need for the information: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does with knowledge or reason to know that the other person does not have a legitimate business need for the information have?
with knowledge or reason to know that the other person does not have a legitimate business need for the information has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does with knowledge or reason to know that the other person does not have a legitimate business need for the information respond to complaints on time?
with knowledge or reason to know that the other person does not have a legitimate business need for the information has a 0% timely response rate to CFPB complaints.
What is the most common complaint about with knowledge or reason to know that the other person does not have a legitimate business need for the information?
The most common issue reported against with knowledge or reason to know that the other person does not have a legitimate business need for the information is "a debt collector may not : ( a ) Use or threaten force or violence to cause physical harm to the customer or the customers dependents or property ; ( b ) Threaten criminal prosecution ; ( c ) Disclose or threaten to disclose information adversely affecting the customers reputation for credit worthiness with knowledge or reason to know that the information is false ; ( d ) Initiate or threaten to initiate communication with the customers employer prior to obtaining final judgment against the customer" in the "including a transaction primarily for an agricultural purpose" product category.
Read our methodology — how this data is sourced, computed, and verified.
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