2026 data Public-data reference. official source

whom they have a record of

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows whom they have a record of's complaint history from CFPB public records. 1 consumers have filed complaints since NBT . The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
NBT
Since

Total complaints

1

Filed since NBT

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

whom they have a record of complaint mix by product

Total complaints: 1

whom they have a record of complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). plain and: 1 complaints (100.0%), resolution 0.0% plain and 100.0%
  • plain and 1 100.0% 0% relief

How whom they have a record of's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
plain and simple. The Document wouldn't have gotten signed and filled out by the individual 1

Top States

State Complaints
not the bank.,,NBT BANCORP INC.,NY,121XX,,Consent provided,Web,2022-02-04,Closed with non-monetary relief,Yes,N/A,5186583 1

Top Issues

Issue Complaints
or the lawyer who drafted it ; if they didn't know what they were doing and what power they were giving the agent. It is not NBT bank 's responsibility to advise their customer on legal matters 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About whom they have a record of

whom they have a record of has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to NBT , and the most recent logged activity is NBT Bank i, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, whom they have a record of reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "plain and simple. The Document wouldn't have gotten signed and filled out by the individual", and the single most common underlying issue is "or the lawyer who drafted it ; if they didn't know what they were doing and what power they were giving the agent. It is not NBT bank 's responsibility to advise their customer on legal matters".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating whom they have a record of: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does whom they have a record of have?

whom they have a record of has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does whom they have a record of respond to complaints on time?

whom they have a record of has a 0% timely response rate to CFPB complaints.

What is the most common complaint about whom they have a record of?

The most common issue reported against whom they have a record of is "or the lawyer who drafted it ; if they didn't know what they were doing and what power they were giving the agent. It is not NBT bank 's responsibility to advise their customer on legal matters" in the "plain and simple. The Document wouldn't have gotten signed and filled out by the individual" product category.

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