2026 data Public-data reference. official source

who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD's complaint history from CFPB public records. 1 consumers have filed complaints since This. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
This
Since

Total complaints

1

Filed since This

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD complaint mix by product

Total complaints: 1

who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). but Chose: 1 complaints (100.0%), resolution 0.0% but Chose 100.0%
  • but Chose 1 100.0% 0% relief

How who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
but Chose to falsify the CD date to backdate borrower disclosure and avoid regulatory consequences.Summary : Systemic Reporting Fraud - This was not a paperwork oversight it was a cross-agency scheme to falsify borrower equity 1

Top States

State Complaints
in the Calculating Cash to Close table 1

Top Issues

Issue Complaints
and suppress FHA audit triggers : The CD omitted proper documentation of the 3.5 % borrower investment. IRS Form 1098 misrepresented down payment 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD

who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to This, and the most recent logged activity is This incon, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "but Chose to falsify the CD date to backdate borrower disclosure and avoid regulatory consequences.Summary : Systemic Reporting Fraud - This was not a paperwork oversight it was a cross-agency scheme to falsify borrower equity", and the single most common underlying issue is "and suppress FHA audit triggers : The CD omitted proper documentation of the 3.5 % borrower investment. IRS Form 1098 misrepresented down payment".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD have?

who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD respond to complaints on time?

who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD has a 0% timely response rate to CFPB complaints.

What is the most common complaint about who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD?

The most common issue reported against who originated and structured this loan as Guild Mortgages responsible officer. On Page XXXX of the CD is "and suppress FHA audit triggers : The CD omitted proper documentation of the 3.5 % borrower investment. IRS Form 1098 misrepresented down payment" in the "but Chose to falsify the CD date to backdate borrower disclosure and avoid regulatory consequences.Summary : Systemic Reporting Fraud - This was not a paperwork oversight it was a cross-agency scheme to falsify borrower equity" product category.

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