2026 data Public-data reference. official source

who do I work with? '' On XX/XX/XXXX

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows who do I work with? '' On XX/XX/XXXX's complaint history from CFPB public records. 1 consumers have filed complaints since I vi. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I vi
Since

Total complaints

1

Filed since I vi

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

who do I work with? '' On XX/XX/XXXX complaint mix by product

Total complaints: 1

who do I work with? '' On XX/XX/XXXX complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I received: 1 complaints (100.0%), resolution 0.0% I received 100.0%
  • I received 1 100.0% 0% relief

How who do I work with? '' On XX/XX/XXXX's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I received an email from XXXX XXXX ( XXXX XXXX XXXX ) with instructions as to what to do and requesting I fill out an Affidavit of Domicile. Then Covid shut everything down. I could not fill out the form since there was a notary requirement. On XX/XX/XXXX and XX/XX/XXXX 1

Top States

State Complaints
I received a secure email request from Merrill Lynch 's OS RI asking that I fill out the Agent Profile for the POA 1

Top Issues

Issue Complaints
but not telling me that Merrill Lynch had waived the notary requirement. On XX/XX/XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About who do I work with? '' On XX/XX/XXXX

who do I work with? '' On XX/XX/XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I vi, and the most recent logged activity is I visited , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, who do I work with? '' On XX/XX/XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I received an email from XXXX XXXX ( XXXX XXXX XXXX ) with instructions as to what to do and requesting I fill out an Affidavit of Domicile. Then Covid shut everything down. I could not fill out the form since there was a notary requirement. On XX/XX/XXXX and XX/XX/XXXX", and the single most common underlying issue is "but not telling me that Merrill Lynch had waived the notary requirement. On XX/XX/XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating who do I work with? '' On XX/XX/XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does who do I work with? '' On XX/XX/XXXX have?

who do I work with? '' On XX/XX/XXXX has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does who do I work with? '' On XX/XX/XXXX respond to complaints on time?

who do I work with? '' On XX/XX/XXXX has a 0% timely response rate to CFPB complaints.

What is the most common complaint about who do I work with? '' On XX/XX/XXXX?

The most common issue reported against who do I work with? '' On XX/XX/XXXX is "but not telling me that Merrill Lynch had waived the notary requirement. On XX/XX/XXXX" in the "I received an email from XXXX XXXX ( XXXX XXXX XXXX ) with instructions as to what to do and requesting I fill out an Affidavit of Domicile. Then Covid shut everything down. I could not fill out the form since there was a notary requirement. On XX/XX/XXXX and XX/XX/XXXX" product category.

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